1905 N RANCH RD 620 TX 78734
| Owner | EBSON COMMERCIAL GROUP LLC |
|---|---|
| Parcel ID | 0147630418 |
| Short ID | 150160 |
| Type | Real |
| Use Code | 20 Small Store (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 4,400 SF |
| Land SF | 32,009 SF |
| Acres | 0.735 |
| Year Built | 1991 |
| Legal | LOT 6 CARDINAL HILLS ESTATES UNIT 13 |
| Neighborhood | 83SWE |
| Land | $480,135 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $480,135 |
| Improvement | $399,299 |
|---|---|
| Total Improvement | $399,299 |
| Market | $879,434 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $879,434 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $879,434 |
| Taxable Value | $879,434 |
|---|
Appreciation: Market value has risen +4.2% from $843,638 (2021) to $879,434 (2025), a CAGR of 1.0% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.6800% in 2025 (+0.0211% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $14,774. Lake Travis ISD is the largest single contributor, at 61.9% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 55% of market value ($480,135 land vs $399,299 improvements), about $15/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $879,434, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +1.6% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $983,844 by 2031, with an estimated annual tax burden around $14,362. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 5,500 SF | ✗ |
| 1ST | 1st Floor | 4,400 SF | ✓ |
| 591 | MASONRY TRIM SF | 1,050 SF | ✗ |
| SO | Sketch Only | 800 SF | ✗ |
| 501 | CANOPY | 135 SF | ✗ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $9,143.48 | $9,143.48 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $3,305.31 | $3,305.31 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,037.93 | $1,037.93 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $795.00 | $795.00 | Paid |
| W17 WCID # 17 | 0.0568% | 0.0543% | 0.0533% | 0.0533% | 0.0560% | +0.0027% | $492.48 | $492.48 | Paid |
| Combined Rate | 1.8561% | 1.7700% | 1.6158% | 1.6589% | 1.6800% | +0.0211% | $14,774.20 | $14,774.20 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| ILT Lake Travis ISD | 1.0397% | $9,143.48 | 61.9% |
| TCO Travis County | 0.3758% | $3,305.31 | 22.4% |
| THD Travis Central Health | 0.1180% | $1,037.93 | 7.0% |
| E06 Travis County ESD # 06 | 0.0904% | $795.00 | 5.4% |
| W17 WCID # 17 | 0.0560% | $492.48 | 3.3% |
| Total | 1.6800% | $14,774.20 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $911,048 | $879,434 | +3.6% |
| Assessed Value | $911,048 | $879,434 | +3.6% |
| Land Value | $480,135 | $480,135 | +0.0% |
| Improvement Value | $430,913 | $399,299 | +7.9% |
| Taxable Value | $911,048 | $879,434 | +3.6% |
| Total Tax 2026 = estimate |
~$15,305
Estimated
|
~$14,774
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $911,048 | $480,135 | $430,913 | — | $911,048 | $911,048 | Not yet — post-cert | Preliminary |
| 2025 | $879,434 | $480,135 | $399,299 | — | $879,434 | $879,434 | ~$14,774 | Partial |
| 2024 | $910,020 | $480,135 | $429,885 | — | $910,020 | $910,020 | $15,096 | Verified |
| 2023 | $933,108 | $480,135 | $452,973 | — | $933,108 | $933,108 | $15,078 | Verified |
| 2022 | $873,930 | $480,135 | $393,795 | — | $873,930 | $873,930 | $15,469 | Verified |
| 2021 | $843,638 | $480,135 | $363,503 | — | $843,638 | $843,638 | $15,659 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +3.6% | +3.6% | ~100% | Not available | Partial |
| 2025 | -3.4% | -3.4% | ~100% | Not available | Partial |
| 2024 | -2.5% | -2.5% | ~100% | No billing data | Verified |
| 2023 | +6.8% | +6.8% | ~100% | No billing data | Verified |
| 2022 | +3.6% | +3.6% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +4.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +3.6% | +1.6% | +1.5% | +6.8% | 2023 | -3.4% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 1.6800% | 1.6800% | — | 1.6800% | 2025 | 1.6800% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$14,774 | $15,215 | ~$14,758 | $15,659 | 2021 | $14,774 | 2025 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$925,163 | ~$925,163 | ~1.6359% | ~$15,135 | +1.5% |
| 2028 | ~$939,497 | ~$939,497 | ~1.5919% | ~$14,956 | +3.1% |
| 2029 | ~$954,053 | ~$954,053 | ~1.5479% | ~$14,768 | +4.7% |
| 2030 | ~$968,834 | ~$968,834 | ~1.5039% | ~$14,570 | +6.3% |
| 2031 | ~$983,844 | ~$983,844 | ~1.4598% | ~$14,362 | +8.0% |
| 2027 | ~$906,942 | ~$906,942 | ~1.6800% | ~$15,236 | -0.5% |
| 2028 | ~$902,855 | ~$902,855 | ~1.6800% | ~$15,168 | -0.9% |
| 2029 | ~$898,786 | ~$898,786 | ~1.6800% | ~$15,099 | -1.3% |
| 2030 | ~$894,735 | ~$894,735 | ~1.6800% | ~$15,031 | -1.8% |
| 2031 | ~$890,703 | ~$890,703 | ~1.6800% | ~$14,964 | -2.2% |
| 2027 | ~$943,384 | ~$943,384 | ~1.6139% | ~$15,226 | +3.5% |
| 2028 | ~$976,868 | ~$976,868 | ~1.5479% | ~$15,121 | +7.2% |
| 2029 | ~$1,011,540 | ~$1,011,540 | ~1.4818% | ~$14,989 | +11.0% |
| 2030 | ~$1,047,443 | ~$1,047,443 | ~1.4158% | ~$14,830 | +15.0% |
| 2031 | ~$1,084,620 | ~$1,084,620 | ~1.3498% | ~$14,640 | +19.1% |
In 2025, this property's market value of $879,434 places it in the 25th–50th percentile for Commercial properties in Travis County (13595 comparable) — -36% below the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $879,434 | $632,506 | $1,382,921 | $3,258,143 | ↓ Below median | -0.8% |
| 2024 | $910,020 | $647,500 | $1,401,787 | $3,362,090 | ↓ Below median | +0.0% |
| 2023 | $933,108 | $651,680 | $1,383,015 | $3,277,245 | ↓ Below median | +9.7% |
| 2022 | $873,930 | $535,964 | $1,190,250 | $2,842,216 | ↓ Below median | +3.3% |
| 2021 | $843,638 | $538,645 | $1,173,514 | $2,782,974 | ↓ Below median | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |