16620 STEWART RD TX 78734
| Owner | SAIL & SKI INC |
|---|---|
| Parcel ID | 0147681201 |
| Short ID | 150315 |
| Type | Real |
| Use Code | 32 Restaurant |
| Valuation | Income |
| Improvement SF | 3,150 SF |
| Land SF | 239,014 SF |
| Acres | 5.487 |
| Year Built | 2010 |
| Legal | ABS 616 SUR 628 PEARSON I H ACR 5.487 |
| Neighborhood | 95TRAV_S |
| Land | $2,122,320 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $2,122,320 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $1,349,902 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,349,902 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,349,902 |
| Taxable Value | $1,349,902 |
|---|
Appreciation: Market value has risen +1.5% from $1,329,440 (2021) to $1,349,902 (2025), a CAGR of 0.4% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 4 taxing entities is 1.6240% in 2025 (+0.0184% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $21,922. Lake Travis ISD is the largest single contributor, at 64.0% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 157% of market value ($2,122,320 land vs $0 improvements), about $9/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $1,349,902, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +14.3% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $5,064,259 by 2031, with an estimated annual tax burden around $36,650. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 30,750 SF | ✗ |
| 1ST | 1st Floor | 3,150 SF | ✓ |
| 511 | DECK | 2,875 SF | ✗ |
| 501 | CANOPY | 929 SF | ✗ |
| 611 | TERRACE | 810 SF | ✗ |
| 327 | STORAGE COMM'L | 792 SF | ✓ |
| 541 | FENCE COMM LF | 186 SF | ✗ |
| 521 | FIREPLACE | 1 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $14,034.93 | $14,034.93 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $5,073.54 | $5,073.54 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,593.19 | $1,593.19 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $1,220.30 | $1,220.30 | Paid |
| Combined Rate | 1.7993% | 1.7157% | 1.5625% | 1.6056% | 1.6240% | +0.0184% | $21,921.96 | $21,921.96 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| ILT Lake Travis ISD | 1.0397% | $14,034.93 | 64.0% |
| TCO Travis County | 0.3758% | $5,073.54 | 23.1% |
| THD Travis Central Health | 0.1180% | $1,593.19 | 7.3% |
| E06 Travis County ESD # 06 | 0.0904% | $1,220.30 | 5.6% |
| Total | 1.6240% | $21,921.96 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,594,731 | $1,349,902 | +92.2% |
| Assessed Value | $1,619,882 | $1,349,902 | +20.0% |
| Land Value | $2,122,320 | $2,122,320 | +0.0% |
| Improvement Value | $472,411 | — | — |
| Taxable Value | $1,619,882 | $1,349,902 | +20.0% |
| HS Cap Loss | -$974,849 | — | |
| Total Tax 2026 = estimate |
~$26,306
Estimated
|
~$21,922
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $2,594,731 | $2,122,320 | $472,411 | −$974,849 | $1,619,882 | $1,619,882 | Not yet — post-cert | Preliminary |
| 2025 | $1,349,902 | $2,122,320 | — | — | $1,349,902 | $1,349,902 | ~$21,922 | Partial |
| 2024 | $1,349,902 | $956,055 | $393,847 | — | $1,349,902 | $1,349,902 | $21,674 | Verified |
| 2023 | $1,445,712 | $956,055 | $489,657 | — | $1,445,712 | $1,445,712 | $22,590 | Verified |
| 2022 | $1,331,122 | $956,055 | $375,067 | — | $1,331,122 | $1,331,122 | $22,838 | Verified |
| 2021 | $1,329,440 | $956,055 | $373,385 | — | $1,329,440 | $1,329,440 | $23,920 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +92.2% ! | +20.0% | 62.4% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | -6.6% | -6.6% | ~100% | No billing data | Verified |
| 2023 | +8.6% | +8.6% | ~100% | No billing data | Verified |
| 2022 | +0.1% | +0.1% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1.5% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +92.2% | +18.9% | +14.3% | +92.2% | 2026 | -6.6% | 2024 |
| Assessment Ratio | 62.4% | 93.7% | — | 100.0% | 2021 | 62.4% | 2026 |
| Effective Tax Rate (2025) | 1.6200% | 1.6200% | — | 1.6200% | 2025 | 1.6200% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$21,922 | $22,589 | ~$32,291 | $23,920 | 2021 | $21,674 | 2024 |
Market value changed by 92% in 2026, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$2,966,040 | ~$1,781,870 | ~1.5801% | ~$28,156 | +14.3% |
| 2028 | ~$3,390,485 | ~$1,960,057 | ~1.5363% | ~$30,113 | +30.7% |
| 2029 | ~$3,875,667 | ~$2,156,063 | ~1.4925% | ~$32,179 | +49.4% |
| 2030 | ~$4,430,280 | ~$2,371,669 | ~1.4487% | ~$34,357 | +70.7% |
| 2031 | ~$5,064,259 | ~$2,608,836 | ~1.4048% | ~$36,650 | +95.2% |
| 2027 | ~$2,914,146 | ~$1,781,870 | ~1.6240% | ~$28,937 | +12.3% |
| 2028 | ~$3,272,881 | ~$1,960,057 | ~1.6240% | ~$31,831 | +26.1% |
| 2029 | ~$3,675,777 | ~$2,156,063 | ~1.6240% | ~$35,014 | +41.7% |
| 2030 | ~$4,128,270 | ~$2,371,669 | ~1.6240% | ~$38,515 | +59.1% |
| 2031 | ~$4,636,465 | ~$2,608,836 | ~1.6240% | ~$42,367 | +78.7% |
| 2027 | ~$3,017,935 | ~$1,781,870 | ~1.5582% | ~$27,766 | +16.3% |
| 2028 | ~$3,510,164 | ~$1,960,057 | ~1.4925% | ~$29,254 | +35.3% |
| 2029 | ~$4,082,676 | ~$2,156,063 | ~1.4267% | ~$30,761 | +57.3% |
| 2030 | ~$4,748,566 | ~$2,371,669 | ~1.3610% | ~$32,278 | +83.0% |
| 2031 | ~$5,523,064 | ~$2,608,836 | ~1.2953% | ~$33,791 | +112.9% |
In 2025, this property's market value of $1,349,902 places it in the 25th–50th percentile for Commercial properties in Travis County (13595 comparable) — -2% below the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,349,902 | $632,506 | $1,382,921 | $3,258,143 | ↓ Below median | -0.8% |
| 2024 | $1,349,902 | $647,500 | $1,401,787 | $3,362,090 | ↓ Below median | +0.0% |
| 2023 | $1,445,712 | $651,680 | $1,383,015 | $3,277,245 | ↑ Above median | +9.7% |
| 2022 | $1,331,122 | $535,964 | $1,190,250 | $2,842,216 | ↑ Above median | +3.3% |
| 2021 | $1,329,440 | $538,645 | $1,173,514 | $2,782,974 | ↑ Above median | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |