220 S CONGRESS AVE TX 78704
| Owner | RAMROCK YETI JKC LP |
|---|---|
| Parcel ID | 0203000202 |
| Short ID | 190725 |
| Type | Real |
| Use Code | 43 Strip Center (>10,000 SF) |
| Valuation | Income |
| Improvement SF | 16,936 SF |
| Land SF | 11,587 SF |
| Acres | 0.266 |
| Year Built | 1936 |
| Legal | .266AC LOT 1F SWISHER ADDN |
| Neighborhood | 43CEN |
| Land | $2,665,001 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $2,665,001 |
| Improvement | $9,814,073 |
|---|---|
| Total Improvement | $9,814,073 |
| Market | $12,479,074 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $12,479,074 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $12,479,074 |
| Taxable Value | $12,479,074 |
|---|
Appreciation: Market value has risen +40.9% from $8,857,040 (2021) to $12,479,074 (2025), a CAGR of 8.9% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $255,382. Austin ISD is the largest single contributor, at 43.3% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 21% of market value ($2,665,001 land vs $9,814,073 improvements), about $230/SF of land. Most value sits in the improvements, so building condition, age (~90 yrs), and rent roll drive the underwriting.
Submarket Position: At $12,479,074, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +10.4% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $23,770,628 by 2031, with an estimated annual tax burden around $440,200. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
3 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 8,468 SF | ✓ |
| 2ND | 2nd Floor | 8,468 SF | ✓ |
| BELOW | Below | 8,468 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $115,456.39 | $115,456.39 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $65,392.47 | $65,392.47 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $46,901.98 | $46,901.98 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $14,728.18 | $14,728.18 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $12,903.36 | $12,903.36 | Paid |
| P2U | — | — | — | — | — | — | $11,080.64 | $11,080.64 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $266,463.02 | $266,463.02 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $115,456.39 | 43.3% |
| CAT City of Austin | 0.5240% | $65,392.47 | 24.5% |
| TCO Travis County | 0.3758% | $46,901.98 | 17.6% |
| THD Travis Central Health | 0.1180% | $14,728.18 | 5.5% |
| ACT Austin Community College | 0.1034% | $12,903.36 | 4.8% |
| P2U | — | $11,080.64 | 4.2% |
| Total | 2.0465% 5 of 6 | $266,463.02 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $14,509,907 | $12,479,074 | +16.3% |
| Assessed Value | $14,509,907 | $12,479,074 | +16.3% |
| Land Value | $2,665,001 | $2,665,001 | +0.0% |
| Improvement Value | $11,844,906 | $9,814,073 | +20.7% |
| Taxable Value | $14,509,907 | $12,479,074 | +16.3% |
| Total Tax 2026 = estimate |
~$296,943
Estimated
|
~$266,463
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $14,509,907 | $2,665,001 | $11,844,906 | — | $14,509,907 | $14,509,907 | Not yet — post-cert | Preliminary |
| 2025 | $12,479,074 | $2,665,001 | $9,814,073 | — | $12,479,074 | $12,479,074 | ~$266,463 | Partial |
| 2024 | $12,393,592 | $2,665,001 | $9,728,591 | — | $12,393,592 | $12,393,592 | $256,620 | Verified |
| 2023 | $9,614,951 | $2,665,001 | $6,949,950 | — | $9,614,951 | $9,614,951 | $182,390 | Verified |
| 2022 | $9,208,350 | $1,738,044 | $7,470,306 | — | $9,208,350 | $9,208,350 | $190,566 | Verified |
| 2021 | $8,857,040 | $1,738,044 | $7,118,996 | — | $8,857,040 | $8,857,040 | $201,146 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +16.3% | +16.3% | ~100% | Not available | Partial |
| 2025 | +0.7% | +0.7% | ~100% | Not available | Partial |
| 2024 | +28.9% | +28.9% | ~100% | No billing data | Verified |
| 2023 | +4.4% | +4.4% | ~100% | No billing data | Verified |
| 2022 | +4.0% | +4.0% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +40.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +16.3% | +10.9% | +10.4% | +28.9% | 2024 | +0.7% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1400% | 2.1400% | — | 2.1400% | 2025 | 2.1400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$266,463 | $219,437 | ~$378,597 | $266,463 | 2025 | $182,390 | 2023 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$16,015,475 | ~$15,960,898 | ~2.0139% | ~$321,442 | +10.4% |
| 2028 | ~$17,677,264 | ~$17,556,987 | ~1.9814% | ~$347,872 | +21.8% |
| 2029 | ~$19,511,481 | ~$19,312,686 | ~1.9488% | ~$376,373 | +34.5% |
| 2030 | ~$21,536,020 | ~$21,243,955 | ~1.9163% | ~$407,096 | +48.4% |
| 2031 | ~$23,770,628 | ~$23,368,350 | ~1.8837% | ~$440,200 | +63.8% |
| 2027 | ~$15,725,277 | ~$15,725,277 | ~2.0465% | ~$321,815 | +8.4% |
| 2028 | ~$17,042,449 | ~$17,042,449 | ~2.0465% | ~$348,771 | +17.5% |
| 2029 | ~$18,469,948 | ~$18,469,948 | ~2.0465% | ~$377,985 | +27.3% |
| 2030 | ~$20,017,017 | ~$20,017,017 | ~2.0465% | ~$409,645 | +38.0% |
| 2031 | ~$21,693,670 | ~$21,693,670 | ~2.0465% | ~$443,958 | +49.5% |
| 2027 | ~$16,305,673 | ~$15,960,898 | ~1.9977% | ~$318,845 | +12.4% |
| 2028 | ~$18,323,687 | ~$17,556,987 | ~1.9488% | ~$342,157 | +26.3% |
| 2029 | ~$20,591,452 | ~$19,312,686 | ~1.9000% | ~$366,944 | +41.9% |
| 2030 | ~$23,139,879 | ~$21,243,955 | ~1.8512% | ~$393,267 | +59.5% |
| 2031 | ~$26,003,703 | ~$23,368,350 | ~1.8024% | ~$421,184 | +79.2% |
In 2025, this property's market value of $12,479,074 places it in the top 25% for Commercial properties in Travis County (13595 comparable) — 9× the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $12,479,074 | $632,506 | $1,382,921 | $3,258,143 | ↑ Top 25% | -0.8% |
| 2024 | $12,393,592 | $647,500 | $1,401,787 | $3,362,090 | ↑ Top 25% | +0.0% |
| 2023 | $9,614,951 | $651,680 | $1,383,015 | $3,277,245 | ↑ Top 25% | +9.7% |
| 2022 | $9,208,350 | $535,964 | $1,190,250 | $2,842,216 | ↑ Top 25% | +3.3% |
| 2021 | $8,857,040 | $538,645 | $1,173,514 | $2,782,974 | ↑ Top 25% | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |