4705 S CONGRESS AVE TX
| Owner | RISHEL GROUP LIMITED |
|---|---|
| Parcel ID | 0412050403 |
| Short ID | 316452 |
| Type | Real |
| Use Code | 20 Small Store (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 4,650 SF |
| Land SF | 24,498 SF |
| Acres | 0.562 |
| Year Built | 1986 |
| Legal | W .563 ACR OF LOT 2 FARRELL THOMAS SUBD NO 2 |
| Neighborhood | 20SOU |
| Land | $661,446 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $661,446 |
| Improvement | $55,554 |
|---|---|
| Total Improvement | $55,554 |
| Market | $717,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $717,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $717,000 |
| Taxable Value | $717,000 |
|---|
Appreciation: Market value has risen +4.2% from $688,088 (2021) to $717,000 (2025), a CAGR of 1.0% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $14,673. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 92% of market value ($661,446 land vs $55,554 improvements), about $27/SF of land. With value concentrated in the land under a ~40-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $717,000, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +3.7% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $988,677 by 2031, with an estimated annual tax burden around $18,624. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
3 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 6,705 SF | ✗ |
| 1ST | 1st Floor | 4,650 SF | ✓ |
| 482 | LIGHT POLES | 1 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $6,633.68 | $6,633.68 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $3,757.20 | $3,757.20 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $2,694.81 | $2,694.81 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $846.22 | $846.22 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $741.38 | $741.38 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $14,673.29 | $14,673.29 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $6,633.68 | 45.2% |
| CAT City of Austin | 0.5240% | $3,757.20 | 25.6% |
| TCO Travis County | 0.3758% | $2,694.81 | 18.4% |
| THD Travis Central Health | 0.1180% | $846.22 | 5.8% |
| ACT Austin Community College | 0.1034% | $741.38 | 5.1% |
| Total | 2.0465% | $14,673.29 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $824,801 | $717,000 | +15.0% |
| Assessed Value | $824,801 | $717,000 | +15.0% |
| Land Value | $661,446 | $661,446 | +0.0% |
| Improvement Value | $163,355 | $55,554 | +194.0% |
| Taxable Value | $824,801 | $717,000 | +15.0% |
| Total Tax 2026 = estimate |
~$16,879
Estimated
|
~$14,673
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $824,801 | $661,446 | $163,355 | — | $824,801 | $824,801 | Not yet — post-cert | Preliminary |
| 2025 | $717,000 | $661,446 | $55,554 | — | $717,000 | $717,000 | ~$14,673 | Partial |
| 2024 | $801,327 | $661,446 | $139,881 | — | $801,327 | $801,327 | $14,971 | Verified |
| 2023 | $799,774 | $661,446 | $138,328 | — | $799,774 | $799,774 | $13,441 | Verified |
| 2022 | $747,092 | $661,446 | $85,646 | — | $747,092 | $747,092 | $14,238 | Verified |
| 2021 | $688,088 | $661,446 | $26,642 | — | $688,088 | $688,088 | $14,977 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +15.0% | +15.0% | ~100% | Not available | Partial |
| 2025 | -10.5% | -10.5% | ~100% | Not available | Partial |
| 2024 | +0.2% | +0.2% | ~100% | No billing data | Verified |
| 2023 | +7.1% | +7.1% | ~100% | No billing data | Verified |
| 2022 | +8.6% | +8.6% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +4.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +15.0% | +4.1% | +3.7% | +15.0% | 2026 | -10.5% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$14,673 | $14,460 | ~$17,922 | $14,977 | 2021 | $13,441 | 2023 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$855,244 | ~$855,244 | ~2.0139% | ~$17,224 | +3.7% |
| 2028 | ~$886,811 | ~$886,811 | ~1.9814% | ~$17,571 | +7.5% |
| 2029 | ~$919,544 | ~$919,544 | ~1.9488% | ~$17,920 | +11.5% |
| 2030 | ~$953,484 | ~$953,484 | ~1.9163% | ~$18,272 | +15.6% |
| 2031 | ~$988,677 | ~$988,677 | ~1.8837% | ~$18,624 | +19.9% |
| 2027 | ~$838,748 | ~$838,748 | ~2.0465% | ~$17,165 | +1.7% |
| 2028 | ~$852,932 | ~$852,932 | ~2.0465% | ~$17,455 | +3.4% |
| 2029 | ~$867,355 | ~$867,355 | ~2.0465% | ~$17,750 | +5.2% |
| 2030 | ~$882,021 | ~$882,021 | ~2.0465% | ~$18,050 | +6.9% |
| 2031 | ~$896,936 | ~$896,936 | ~2.0465% | ~$18,356 | +8.7% |
| 2027 | ~$871,740 | ~$871,740 | ~1.9977% | ~$17,414 | +5.7% |
| 2028 | ~$921,351 | ~$921,351 | ~1.9488% | ~$17,956 | +11.7% |
| 2029 | ~$973,785 | ~$973,785 | ~1.9000% | ~$18,502 | +18.1% |
| 2030 | ~$1,029,203 | ~$1,029,203 | ~1.8512% | ~$19,053 | +24.8% |
| 2031 | ~$1,087,775 | ~$1,087,775 | ~1.8024% | ~$19,606 | +31.9% |
In 2025, this property's market value of $717,000 places it in the 25th–50th percentile for Commercial properties in Travis County (13595 comparable) — -48% below the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $717,000 | $632,506 | $1,382,921 | $3,258,143 | ↓ Below median | -0.8% |
| 2024 | $801,327 | $647,500 | $1,401,787 | $3,362,090 | ↓ Below median | +0.0% |
| 2023 | $799,774 | $651,680 | $1,383,015 | $3,277,245 | ↓ Below median | +9.7% |
| 2022 | $747,092 | $535,964 | $1,190,250 | $2,842,216 | ↓ Below median | +3.3% |
| 2021 | $688,088 | $538,645 | $1,173,514 | $2,782,974 | ↓ Below median | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |