5427 S CONGRESS AVE TX 78745
| Owner | DIB FAMILY TRUST |
|---|---|
| Parcel ID | 0416070205 |
| Short ID | 325043 |
| Type | Real |
| Use Code | 83 Service / Repair Garage |
| Valuation | Income |
| Improvement SF | 3,266 SF |
| Land SF | 13,962 SF |
| Acres | 0.321 |
| Year Built | 1975 |
| Legal | LOT 12-14 BLK 7 PLEASANT HILL ADDN |
| Neighborhood | 83SOU |
| Land | $418,860 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $418,860 |
| Improvement | $396,191 |
|---|---|
| Total Improvement | $396,191 |
| Market | $815,051 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $815,051 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $815,051 |
| Taxable Value | $815,051 |
|---|
Appreciation: Market value has risen +4.0% from $783,917 (2021) to $815,051 (2025), a CAGR of 1.0% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $16,680. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 51% of market value ($418,860 land vs $396,191 improvements), about $30/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $815,051, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +5.2% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $1,297,171 by 2031, with an estimated annual tax burden around $24,435. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 501 | CANOPY | 4,773 SF | ✗ |
| 551 | PAVED AREA | 3,600 SF | ✗ |
| 1ST | 1st Floor | 3,266 SF | ✓ |
| 541 | FENCE COMM LF | 600 SF | ✗ |
| SO | Sketch Only | 416 SF | ✗ |
| 437 | FENCE MASON LF | 53 SF | ✗ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $7,540.85 | $7,540.85 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $4,271.01 | $4,271.01 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $3,063.33 | $3,063.33 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $961.95 | $961.95 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $842.76 | $842.76 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $16,679.90 | $16,679.90 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $7,540.85 | 45.2% |
| CAT City of Austin | 0.5240% | $4,271.01 | 25.6% |
| TCO Travis County | 0.3758% | $3,063.33 | 18.4% |
| THD Travis Central Health | 0.1180% | $961.95 | 5.8% |
| ACT Austin Community College | 0.1034% | $842.76 | 5.1% |
| Total | 2.0465% | $16,679.90 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,008,402 | $815,051 | +23.7% |
| Assessed Value | $978,061 | $815,051 | +20.0% |
| Land Value | $418,860 | $418,860 | +0.0% |
| Improvement Value | $589,542 | $396,191 | +48.8% |
| Taxable Value | $978,061 | $815,051 | +20.0% |
| HS Cap Loss | -$30,341 | — | |
| Total Tax 2026 = estimate |
~$20,016
Estimated
|
~$16,680
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $1,008,402 | $418,860 | $589,542 | −$30,341 | $978,061 | $978,061 | Not yet — post-cert | Preliminary |
| 2025 | $815,051 | $418,860 | $396,191 | — | $815,051 | $815,051 | ~$16,680 | Partial |
| 2024 | $812,939 | $418,860 | $394,079 | — | $812,939 | $812,939 | $16,111 | Verified |
| 2023 | $981,347 | $418,860 | $562,487 | — | $981,347 | $981,347 | $17,755 | Verified |
| 2022 | $803,199 | $418,860 | $384,339 | — | $803,199 | $803,199 | $15,863 | Verified |
| 2021 | $783,917 | $418,860 | $365,057 | — | $783,917 | $783,917 | $17,063 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +23.7% | +20.0% | 97.0% | Not available | Partial |
| 2025 | +0.3% | +0.3% | ~100% | Not available | Partial |
| 2024 | -17.2% | -17.2% | ~100% | No billing data | Verified |
| 2023 | +22.2% | +22.2% | ~100% | No billing data | Verified |
| 2022 | +2.5% | +2.5% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +4.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +23.7% | +6.3% | +5.2% | +23.7% | 2026 | -17.2% | 2024 |
| Assessment Ratio | 97.0% | 99.5% | — | 100.0% | 2021 | 97.0% | 2026 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$16,680 | $16,694 | ~$22,877 | $17,755 | 2023 | $15,863 | 2022 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$1,060,490 | ~$1,060,490 | ~2.0139% | ~$21,358 | +5.2% |
| 2028 | ~$1,115,268 | ~$1,115,268 | ~1.9814% | ~$22,098 | +10.6% |
| 2029 | ~$1,172,875 | ~$1,172,875 | ~1.9488% | ~$22,857 | +16.3% |
| 2030 | ~$1,233,459 | ~$1,233,459 | ~1.9163% | ~$23,637 | +22.3% |
| 2031 | ~$1,297,171 | ~$1,297,171 | ~1.8837% | ~$24,435 | +28.6% |
| 2027 | ~$1,040,322 | ~$1,040,322 | ~2.0465% | ~$21,290 | +3.2% |
| 2028 | ~$1,073,252 | ~$1,073,252 | ~2.0465% | ~$21,964 | +6.4% |
| 2029 | ~$1,107,224 | ~$1,107,224 | ~2.0465% | ~$22,659 | +9.8% |
| 2030 | ~$1,142,271 | ~$1,142,271 | ~2.0465% | ~$23,376 | +13.3% |
| 2031 | ~$1,178,429 | ~$1,178,429 | ~2.0465% | ~$24,116 | +16.9% |
| 2027 | ~$1,080,658 | ~$1,075,867 | ~1.9977% | ~$21,492 | +7.2% |
| 2028 | ~$1,158,091 | ~$1,158,091 | ~1.9488% | ~$22,569 | +14.8% |
| 2029 | ~$1,241,072 | ~$1,241,072 | ~1.9000% | ~$23,581 | +23.1% |
| 2030 | ~$1,329,999 | ~$1,329,999 | ~1.8512% | ~$24,621 | +31.9% |
| 2031 | ~$1,425,299 | ~$1,425,299 | ~1.8024% | ~$25,689 | +41.3% |
In 2025, this property's market value of $815,051 places it in the 25th–50th percentile for Commercial properties in Travis County (13595 comparable) — -41% below the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $815,051 | $632,506 | $1,382,921 | $3,258,143 | ↓ Below median | -0.8% |
| 2024 | $812,939 | $647,500 | $1,401,787 | $3,362,090 | ↓ Below median | +0.0% |
| 2023 | $981,347 | $651,680 | $1,383,015 | $3,277,245 | ↓ Below median | +9.7% |
| 2022 | $803,199 | $535,964 | $1,190,250 | $2,842,216 | ↓ Below median | +3.3% |
| 2021 | $783,917 | $538,645 | $1,173,514 | $2,782,974 | ↓ Below median | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |