20213 CONTINENTAL DR TX 78645
| Owner | GONZALES RUTH |
|---|---|
| Parcel ID | 0160830712 |
| Short ID | 881176 |
| Type | Real |
| Use Code | C1 Vacant Lot |
| Valuation | Cost |
| Improvement SF | — |
| Land SF | 40,206 SF |
| Acres | 0.923 |
| Year Built | — |
| Legal | LOT 1A HIGHLAND LAKE ESTATES SEC 16 RESUB 16069-16072 |
| Neighborhood | S04WF |
| Land | $345,600 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $345,600 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $345,600 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $345,600 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $345,600 |
| Taxable Value | $345,600 |
|---|
Appreciation: Market value has risen +233.3% from $103,680 (2021) to $345,600 (2025), a CAGR of 35.1% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Land/Vacant parcel countywide rose +283.7%, so this parcel has lagged the broader land/vacant market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $7,364. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Land / Vacant. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 100% of market value ($345,600 land vs $0 improvements), about $9/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $345,600, this parcel sits in the upper-middle (50th–75th percentile) of Land/Vacant property in Travis County — county median $84,423 (P25 $24,862 / P75 $362,804, n=35,611). Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +10.8% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $288,000 by 2031, with an estimated annual tax burden around $4,886. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $3,514.41 | $3,514.41 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $1,451.52 | $1,451.52 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,298.92 | $1,298.92 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $407.89 | $407.89 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $345.60 | $345.60 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $345.49 | $345.49 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $7,363.83 | $7,363.83 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| ILV Lago Vista ISD | 1.0169% | $3,514.41 | 47.7% |
| CLV City of Lago Vista | 0.4200% | $1,451.52 | 19.7% |
| TCO Travis County | 0.3758% | $1,298.92 | 17.6% |
| THD Travis Central Health | 0.1180% | $407.89 | 5.5% |
| E01 Travis County ESD # 01 | 0.1000% | $345.60 | 4.7% |
| E07 Travis County ESD # 07 | 0.1000% | $345.49 | 4.7% |
| Total | 2.1307% | $7,363.83 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $172,800 | $345,600 | -50.0% |
| Assessed Value | $172,800 | $345,600 | -50.0% |
| Land Value | $172,800 | $345,600 | -50.0% |
| Improvement Value | — | — | — |
| Taxable Value | $172,800 | $345,600 | -50.0% |
| Total Tax 2026 = estimate |
~$3,682
Estimated
|
~$7,364
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $172,800 | $172,800 | — | — | $172,800 | $172,800 | Not yet — post-cert | Preliminary |
| 2025 | $345,600 | $345,600 | — | — | $345,600 | $345,600 | ~$7,364 | Partial |
| 2024 | $345,600 | $345,600 | — | — | $345,600 | $345,600 | $7,200 | Verified |
| 2023 | $345,600 | $345,600 | — | — | $345,600 | $345,600 | $6,990 | Verified |
| 2022 | $345,600 | $345,600 | — | — | $345,600 | $345,600 | $7,632 | Verified |
| 2021 | $103,680 | $103,680 | — | — | $103,680 | $103,680 | $2,569 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -50.0% | -50.0% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2023 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2022 | +233.3% ! | +233.3% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +233.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -50.0% | +36.7% | +10.8% | +233.3% | 2022 | -50.0% | 2026 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$7,364 | $6,351 | ~$4,395 | $7,632 | 2022 | $2,569 | 2021 |
Market value changed by 233% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$191,387 | ~$191,387 | ~2.0439% | ~$3,912 | +10.8% |
| 2028 | ~$211,974 | ~$211,974 | ~1.9570% | ~$4,148 | +22.7% |
| 2029 | ~$234,776 | ~$234,776 | ~1.8702% | ~$4,391 | +35.9% |
| 2030 | ~$260,030 | ~$260,030 | ~1.7833% | ~$4,637 | +50.5% |
| 2031 | ~$288,000 | ~$288,000 | ~1.6964% | ~$4,886 | +66.7% |
| 2027 | ~$187,931 | ~$187,931 | ~2.1307% | ~$4,004 | +8.8% |
| 2028 | ~$204,388 | ~$204,388 | ~2.1307% | ~$4,355 | +18.3% |
| 2029 | ~$222,285 | ~$222,285 | ~2.1307% | ~$4,736 | +28.6% |
| 2030 | ~$241,750 | ~$241,750 | ~2.1307% | ~$5,151 | +39.9% |
| 2031 | ~$262,919 | ~$262,919 | ~2.1307% | ~$5,602 | +52.2% |
| 2027 | ~$194,843 | ~$194,843 | ~2.0004% | ~$3,898 | +12.8% |
| 2028 | ~$219,699 | ~$219,699 | ~1.8702% | ~$4,109 | +27.1% |
| 2029 | ~$247,725 | ~$247,725 | ~1.7399% | ~$4,310 | +43.4% |
| 2030 | ~$279,327 | ~$279,327 | ~1.6096% | ~$4,496 | +61.6% |
| 2031 | ~$314,959 | ~$314,959 | ~1.4793% | ~$4,659 | +82.3% |
In 2025, this property's market value of $345,600 places it in the 50th–75th percentile for Land/Vacant properties in Travis County (35611 comparable) — 4× the county median of $84,423. Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $345,600 | $24,862 | $84,423 | $362,804 | ↑ Above median | +2.1% |
| 2024 | $345,600 | $23,000 | $66,000 | $328,966 | ↑ Top 25% | +0.0% |
| 2023 | $345,600 | $24,692 | $71,500 | $270,000 | ↑ Top 25% | +0.0% |
| 2022 | $345,600 | $15,000 | $55,000 | $180,000 | ↑ Top 25% | +100.0% |
| 2021 | $103,680 | $8,000 | $22,000 | $81,900 | ↑ Top 25% | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |