20552 HIGHLAND LAKE DR TX 78645
| Owner | KSW HOLDING LP |
|---|---|
| Parcel ID | 0164831202 |
| Short ID | 794619 |
| Type | Real |
| Use Code | 31 Night Club / Bar |
| Valuation | Income |
| Improvement SF | 28,886 SF |
| Land SF | 195,672 SF |
| Acres | 4.492 |
| Year Built | 1978 |
| Legal | ABS 2534 SUR 36 CANTWELL J ACR 4.492 |
| Neighborhood | 96EVNT |
| Land | $195,672 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $195,672 |
| Improvement | $1,254,328 |
|---|---|
| Total Improvement | $1,254,328 |
| Market | $1,450,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,450,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,450,000 |
| Taxable Value | $1,450,000 |
|---|
Appreciation: Market value has risen +25.4% from $1,156,005 (2021) to $1,450,000 (2025), a CAGR of 5.8% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $30,896. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 13% of market value ($195,672 land vs $1,254,328 improvements), about $1/SF of land. Most value sits in the improvements, so building condition, age (~48 yrs), and rent roll drive the underwriting.
Submarket Position: At $1,450,000, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +23.0% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $9,195,710 by 2031, with an estimated annual tax burden around $47,539. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
12 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 194,880 SF | ✗ |
| 1ST | 1st Floor | 14,856 SF | ✓ |
| SO | Sketch Only | 13,506 SF | ✗ |
| 2ND | 2nd Floor | 11,784 SF | ✓ |
| 611 | TERRACE | 6,966 SF | ✗ |
| 3RD | 3rd Floor | 2,246 SF | ✓ |
| 501 | CANOPY | 1,698 SF | ✗ |
| 581C | STORAGE ATT COMM | 1,686 SF | ✓ |
| 511 | DECK | 224 SF | ✗ |
| 482 | LIGHT POLES | 6 SF | ✓ |
| 414 | FOUNTAIN OUTDOOR | 2 SF | ✓ |
| 521 | FIREPLACE | 2 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $14,745.05 | $14,745.05 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $6,090.00 | $6,090.00 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $5,449.75 | $5,449.75 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,711.33 | $1,711.33 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $1,450.00 | $1,450.00 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $1,449.52 | $1,449.52 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $30,895.65 | $30,895.65 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| ILV Lago Vista ISD | 1.0169% | $14,745.05 | 47.7% |
| CLV City of Lago Vista | 0.4200% | $6,090.00 | 19.7% |
| TCO Travis County | 0.3758% | $5,449.75 | 17.6% |
| THD Travis Central Health | 0.1180% | $1,711.33 | 5.5% |
| E01 Travis County ESD # 01 | 0.1000% | $1,450.00 | 4.7% |
| E07 Travis County ESD # 07 | 0.1000% | $1,449.52 | 4.7% |
| Total | 2.1307% | $30,895.65 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $3,260,412 | $1,450,000 | +124.9% |
| Assessed Value | $1,740,000 | $1,450,000 | +20.0% |
| Land Value | $195,672 | $195,672 | +0.0% |
| Improvement Value | $3,064,740 | $1,254,328 | +144.3% |
| Taxable Value | $1,740,000 | $1,450,000 | +20.0% |
| HS Cap Loss | -$1,520,412 | — | |
| Total Tax 2026 = estimate |
~$37,075
Estimated
|
~$30,896
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $3,260,412 | $195,672 | $3,064,740 | −$1,520,412 | $1,740,000 | $1,740,000 | Not yet — post-cert | Preliminary |
| 2025 | $1,450,000 | $195,672 | $1,254,328 | — | $1,450,000 | $1,450,000 | ~$30,896 | Partial |
| 2024 | $1,544,501 | $195,672 | $1,348,829 | −$89,106 | $1,455,395 | $1,455,395 | $27,240 | Verified |
| 2023 | $1,617,105 | $195,672 | $1,421,433 | — | $1,617,105 | $1,617,105 | $24,936 | Verified |
| 2022 | $944,630 | $195,672 | $748,958 | — | $944,630 | $944,630 | $20,860 | Verified |
| 2021 | $1,156,005 | $195,672 | $960,333 | — | $1,156,005 | $1,156,005 | $28,648 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +124.9% ! | +20.0% | 53.4% | Not available | Partial |
| 2025 | -6.1% | -0.4% | ~100% | Not available | Partial |
| 2024 | -4.5% | -10.0% | 94.2% | No billing data | Verified |
| 2023 | +71.2% | +71.2% | ~100% | No billing data | Verified |
| 2022 | -18.3% | -18.3% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +25.4% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +124.9% | +33.4% | +23.0% | +124.9% | 2026 | -18.3% | 2022 |
| Assessment Ratio | 53.4% | 91.3% | — | 100.0% | 2021 | 53.4% | 2026 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$30,896 | $26,516 | ~$43,321 | $30,896 | 2025 | $20,860 | 2022 |
Market value changed by 125% in 2026, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$4,011,761 | ~$1,914,000 | ~2.0439% | ~$39,120 | +23.0% |
| 2028 | ~$4,936,255 | ~$2,105,400 | ~1.9570% | ~$41,203 | +51.4% |
| 2029 | ~$6,073,795 | ~$2,315,940 | ~1.8702% | ~$43,312 | +86.3% |
| 2030 | ~$7,473,477 | ~$2,547,534 | ~1.7833% | ~$45,430 | +129.2% |
| 2031 | ~$9,195,710 | ~$2,802,287 | ~1.6964% | ~$47,539 | +182.0% |
| 2027 | ~$3,946,553 | ~$1,914,000 | ~2.1307% | ~$40,782 | +21.0% |
| 2028 | ~$4,777,089 | ~$2,105,400 | ~2.1307% | ~$44,860 | +46.5% |
| 2029 | ~$5,782,408 | ~$2,315,940 | ~2.1307% | ~$49,347 | +77.4% |
| 2030 | ~$6,999,292 | ~$2,547,534 | ~2.1307% | ~$54,281 | +114.7% |
| 2031 | ~$8,472,266 | ~$2,802,287 | ~2.1307% | ~$59,709 | +159.9% |
| 2027 | ~$4,076,969 | ~$1,914,000 | ~2.0004% | ~$38,288 | +25.0% |
| 2028 | ~$5,098,030 | ~$2,105,400 | ~1.8702% | ~$39,374 | +56.4% |
| 2029 | ~$6,374,811 | ~$2,315,940 | ~1.7399% | ~$40,294 | +95.5% |
| 2030 | ~$7,971,356 | ~$2,547,534 | ~1.6096% | ~$41,004 | +144.5% |
| 2031 | ~$9,967,751 | ~$2,802,287 | ~1.4793% | ~$41,454 | +205.7% |
In 2025, this property's market value of $1,450,000 places it in the 50th–75th percentile for Commercial properties in Travis County (13595 comparable) — +5% above the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,450,000 | $632,506 | $1,382,921 | $3,258,143 | ↑ Above median | -0.8% |
| 2024 | $1,544,501 | $647,500 | $1,401,787 | $3,362,090 | ↑ Above median | +0.0% |
| 2023 | $1,617,105 | $651,680 | $1,383,015 | $3,277,245 | ↑ Above median | +9.7% |
| 2022 | $944,630 | $535,964 | $1,190,250 | $2,842,216 | ↓ Below median | +3.3% |
| 2021 | $1,156,005 | $538,645 | $1,173,514 | $2,782,974 | ↓ Below median | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |