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20552 HIGHLAND LAKE DR TX 78645

Travis County, TX · Commercial Appraisal: 2025 Certified Billing: 2025 Partial 2021–24 billing ✓
2025 Certified
Market Value
$1,450,000
2025 Verified
Taxable Value
$1,450,000
2025 Verified
Total Tax
~$30,896
2025 Partial
Effective Tax Rate (2025)
2.1300%
2025 Tax ÷ 2025 Market Value Partial
2026 Preliminary
Market Value
$3,260,412
+124.9% 2025 → 2026 Preliminary
Taxable Value
$1,740,000
2026 Preliminary (47% below market)
Est. 2026 Total Tax
~$37,075
2026 Estimated
Est. 2026 Effective Tax Rate
1.1371%
Est. 2026 Tax ÷ 2026 Market Value Estimated
Overview History Projection Position
2026 Property Tax Calendar Today: July 20, 2026
Valuation Date
Jan 1
Notices Mailed
Apr 15
Protest DeadlineYou are here
May 15
5 days to next
Roll Certified
Jul 25
This parcel's 2026 values are still Preliminary as of today.
Rates Adopted
Sep 1
Bills Mailed
Oct 1
Payment Due
Jan 31
Property Info
Owner KSW HOLDING LP
Parcel ID 0164831202
Short ID 794619
Type Real
Use Code 31 Night Club / Bar
Valuation Income
Improvement SF 28,886 SF
Land SF 195,672 SF
Acres 4.492
Year Built 1978
Legal ABS 2534 SUR 36 CANTWELL J ACR 4.492
Neighborhood 96EVNT
Current Values 2025 Certified
Land$195,672
Special Use Land MarketNot Available
Total Land $195,672
Improvement$1,254,328
Total Improvement $1,254,328
Market$1,450,000
Special Use Exclusion (−)Not Available
Appraised$1,450,000
Value Limitation Adjustment (−)
Net Appraised (assessed) $1,450,000
Taxable Value $1,450,000
Build-up from 2025 TCAD certified values. Land and Improvement are shown as single totals — Parcelytics' loaders capture one aggregate value per year, not TCAD's Homesite / Non-Homesite split. Special Use Land Market and Special Use Exclusion (agricultural/productivity valuation) are not in the current dataset.
Satellite View Imagery: Esri
Satellite image not available
We couldn't locate this property on the map — this can happen for parcels whose address our geocoder can't confidently match.
Investor Insight Report

Appreciation: Market value has risen +25.4% from $1,156,005 (2021) to $1,450,000 (2025), a CAGR of 5.8% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has outpaced the broader commercial market over the same period.

Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $30,896. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.

Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.


Investment Snapshot — 2025 certified basis
Building (Main)
28,886 SF
living area
Gross Building
30,582 SF
enclosed area
Land
195,672 SF
4.492 ac
Value / Bldg SF
$50
all-in (incl. land)
Land $/SF
$1
land value only
Land Value Share
13%
Year Built
1978
~48 yrs old
Eff. Tax Rate
2.130%
total tax ÷ market value
Est. Annual Tax
$30,896
2025 taxable × rate

Value Composition: Land carries 13% of market value ($195,672 land vs $1,254,328 improvements), about $1/SF of land. Most value sits in the improvements, so building condition, age (~48 yrs), and rent roll drive the underwriting.

Submarket Position: At $1,450,000, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.

Forward Outlook: Holding the +23.0% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $9,195,710 by 2031, with an estimated annual tax burden around $47,539. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.

No delinquent taxes on record.

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Improvement Detail
Improvement Value
$1,254,328
Main Area
28,886 SF
Gross Building Area
30,582 SF
Year Built
1978
TCAD's page also shows Class CD, Exterior Wall, Number of Units, and EFF Year Built per component, plus an "Improvement Features" block (Foundation, Roof Style, Roof Covering, etc.) — not in Parcelytics' current dataset (see footer), so left out here rather than guessed.
12 components · show ▾hide ▴
Code Description SF In Gross
551 PAVED AREA 194,880 SF
1ST 1st Floor 14,856 SF
SO Sketch Only 13,506 SF
2ND 2nd Floor 11,784 SF
611 TERRACE 6,966 SF
3RD 3rd Floor 2,246 SF
501 CANOPY 1,698 SF
581C STORAGE ATT COMM 1,686 SF
511 DECK 224 SF
482 LIGHT POLES 6 SF
414 FOUNTAIN OUTDOOR 2 SF
521 FIREPLACE 2 SF
Post-Acquisition Tax Estimate Estimate · Not a prediction
Property: 28,886 SF main area · 30,582 SF gross · 4.492 ac lot
$

Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.

Rate Environment
Historical Tax Rates by Entity (Travis County)
Entity 2021 Rate 2022 Rate 2023 Rate 2024 Rate 2025 Rate YoY (2024→25) Amt Due Amt Paid Balance
ILV Lago Vista ISD 1.2020% 1.1846% 1.0192% 1.0169% 1.0169% +0.0000% $14,745.05 $14,745.05 Paid
CLV City of Lago Vista 0.6070% 0.4283% 0.4139% 0.4231% 0.4200% -0.0031% $6,090.00 $6,090.00 Paid
TCO Travis County 0.3574% 0.3182% 0.3047% 0.3444% 0.3758% +0.0314% $5,449.75 $5,449.75 Paid
THD Travis Central Health 0.1118% 0.0987% 0.1007% 0.1080% 0.1180% +0.0101% $1,711.33 $1,711.33 Paid
E01 Travis County ESD # 01 0.1000% 0.1000% 0.1000% 0.1000% 0.1000% +0.0000% $1,450.00 $1,450.00 Paid
E07 Travis County ESD # 07 0.1000% 0.0784% 0.0842% 0.0910% 0.1000% +0.0090% $1,449.52 $1,449.52 Paid
Combined Rate 2.4782% 2.2082% 2.0226% 2.0834% 2.1307% +0.0473% $30,895.65 $30,895.65 Paid
2025 Tax Burden — Entity Split
ILV
47.7% $14,745
CLV
19.7% $6,090
TCO
17.6% $5,450
THD
5.5% $1,711
E01
4.7% $1,450
E07
4.7% $1,450
Total: $30,896
2025 Tax by Entity — Rate, Amount & Share
Entity Tax Rate Amount Due Share
ILV Lago Vista ISD 1.0169% $14,745.05 47.7%
CLV City of Lago Vista 0.4200% $6,090.00 19.7%
TCO Travis County 0.3758% $5,449.75 17.6%
THD Travis Central Health 0.1180% $1,711.33 5.5%
E01 Travis County ESD # 01 0.1000% $1,450.00 4.7%
E07 Travis County ESD # 07 0.1000% $1,449.52 4.7%
Total 2.1307% $30,895.65 100.0%
Value History 2021–2026
Current & Preliminary Values
2026 Preliminary Preliminary 2025 Certified Certified Change 2025→2026
Market Value $3,260,412 $1,450,000 +124.9%
Assessed Value $1,740,000 $1,450,000 +20.0%
Land Value $195,672 $195,672 +0.0%
Improvement Value $3,064,740 $1,254,328 +144.3%
Taxable Value $1,740,000 $1,450,000 +20.0%
HS Cap Loss -$1,520,412
Total Tax 2026 = estimate
~$37,075
Estimated
~$30,896
Partial
Value History (2021–2026)
Year Market Value Land Value Imprv Value Value Limitation Adj (−) Net Appraised (Assessed) Taxable Value Total Tax Source
2026 Pre $3,260,412 $195,672 $3,064,740 −$1,520,412 $1,740,000 $1,740,000 Not yet — post-cert Preliminary
2025 $1,450,000 $195,672 $1,254,328 $1,450,000 $1,450,000 ~$30,896 Partial
2024 $1,544,501 $195,672 $1,348,829 −$89,106 $1,455,395 $1,455,395 $27,240 Verified
2023 $1,617,105 $195,672 $1,421,433 $1,617,105 $1,617,105 $24,936 Verified
2022 $944,630 $195,672 $748,958 $944,630 $944,630 $20,860 Verified
2021 $1,156,005 $195,672 $960,333 $1,156,005 $1,156,005 $28,648 Verified
Value Trend
Market Value vs. Taxable Value gap up to 46.6%
Year-over-Year Growth & Assessment Metrics
Year MktVal YoY Assessed YoY Asmt Ratio Eff. Tax Rate Coverage
2026 +124.9% ! +20.0% 53.4% Not available Partial
2025 -6.1% -0.4% ~100% Not available Partial
2024 -4.5% -10.0% 94.2% No billing data Verified
2023 +71.2% +71.2% ~100% No billing data Verified
2022 -18.3% -18.3% ~100% No billing data Verified
2021 base year ~100% No billing data Verified
Cumulative market value growth (earliest valid year → 2025): +25.4%
Annual Trends Tax billing 2025 only
Risk Indicators
Risk Indicators
!
Large Value Jump

Market value changed by 125% in 2026, flagged as unusually large. Verify against comparable sales before using this value in underwriting.

6-Year Projection Estimates Only
5-Year Tax Projection — Scenario Bands Estimates Only
Show illustrative scenario:
Year ~Mkt Value ~Assessed ~Rate ~Ann. Tax Value Δ
2027 ~$4,011,761 ~$1,914,000 ~2.0439% ~$39,120 +23.0%
2028 ~$4,936,255 ~$2,105,400 ~1.9570% ~$41,203 +51.4%
2029 ~$6,073,795 ~$2,315,940 ~1.8702% ~$43,312 +86.3%
2030 ~$7,473,477 ~$2,547,534 ~1.7833% ~$45,430 +129.2%
2031 ~$9,195,710 ~$2,802,287 ~1.6964% ~$47,539 +182.0%
Submarket Position
Where This Property Stands — Commercial Benchmark

In 2025, this property's market value of $1,450,000 places it in the 50th–75th percentile for Commercial properties in Travis County (13595 comparable) — +5% above the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.

Year This Property Bottom 25% Median Top 25% Position Group YoY
2025 $1,450,000 $632,506 $1,382,921 $3,258,143 ↑ Above median -0.8%
2024 $1,544,501 $647,500 $1,401,787 $3,362,090 ↑ Above median +0.0%
2023 $1,617,105 $651,680 $1,383,015 $3,277,245 ↑ Above median +9.7%
2022 $944,630 $535,964 $1,190,250 $2,842,216 ↓ Below median +3.3%
2021 $1,156,005 $538,645 $1,173,514 $2,782,974 ↓ Below median base yr
Documents & Sources
Source What it provides Coverage for this parcel Confidence
TCAD Certified Appraisal Roll ↗ Market, assessed, and taxable value; land/improvement split; exemptions 2025 Certified
Texas Comptroller Annual Jurisdiction Roll (AJR) Prior-year market and taxable value 2021–2024 Verified
TCAD Preliminary Export ↗ First-look 2026 appraisal value, subject to change at certification 2026 (exported June 9, 2026; certifies July 25, 2026) Preliminary
Travis County Rates History ↗ Adopted tax rate for each of this parcel's taxing entities 1990–2025 Verified
TaxCurOpenData Current-year (2025) tax billing, by taxing entity 2025 Partial
PIR bulk billing export Prior-year tax billing, Travis County Tax Office 2021, 2022, 2023, 2024 Verified
Satellite imagery (Esri World Imagery) Aerial view of the parcel Located by geocoding this parcel's address — may not resolve for every address