1101 N INTERSTATE HY 35 TX 78702
| Owner | TRAVIS COUNTY CREDIT UNION |
|---|---|
| Parcel ID | 0208060409 |
| Short ID | 197096 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 5,310 SF |
| Land SF | 28,912 SF |
| Acres | 0.664 |
| Year Built | 1974 |
| Legal | LOT 1 BLK A PEOPLE HELPING PEOPLE |
| Neighborhood | 58EAS |
| Land | $7,632,768 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $7,632,768 |
| Improvement | $1 |
|---|---|
| Total Improvement | $1 |
| Market | $7,632,769 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $7,632,769 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $7,632,769 |
| Taxable Value | $7,632,769 |
|---|
Appreciation: Market value has risen +57.3% from $4,851,065 (2021) to $7,632,769 (2025), a CAGR of 12.0% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $156,203. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 100% of market value ($7,632,768 land vs $1 improvements), about $264/SF of land. With value concentrated in the land under a ~52-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $7,632,769, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +9.9% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $12,517,813 by 2031, with an estimated annual tax burden around $235,803. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 10,000 SF | ✗ |
| 1ST | 1st Floor | 5,310 SF | ✓ |
| 501 | CANOPY | 1,053 SF | ✗ |
| 503 | CANOPY - BANK | 1,053 SF | ✗ |
| SO | Sketch Only | 560 SF | ✗ |
| 011C | PORCH OPEN 1ST COMM | 312 SF | ✗ |
| 541 | FENCE COMM LF | 172 SF | ✗ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $70,618.38 | $70,618.38 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $39,997.01 | $39,997.01 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $28,687.38 | $28,687.38 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $9,008.42 | $9,008.42 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $7,892.28 | $7,892.28 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $156,203.47 | $156,203.47 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $70,618.38 | 45.2% |
| CAT City of Austin | 0.5240% | $39,997.01 | 25.6% |
| TCO Travis County | 0.3758% | $28,687.38 | 18.4% |
| THD Travis Central Health | 0.1180% | $9,008.42 | 5.8% |
| ACT Austin Community College | 0.1034% | $7,892.28 | 5.1% |
| Total | 2.0465% | $156,203.47 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $7,792,607 | $7,632,769 | +2.1% |
| Assessed Value | $7,792,607 | $7,632,769 | +2.1% |
| Land Value | $7,632,768 | $7,632,768 | +0.0% |
| Improvement Value | $159,839 | $1 | +15983800.0% |
| Taxable Value | $7,792,607 | $7,632,769 | +2.1% |
| Total Tax 2026 = estimate |
~$159,475
Estimated
|
~$156,203
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $7,792,607 | $7,632,768 | $159,839 | — | $7,792,607 | $7,792,607 | Not yet — post-cert | Preliminary |
| 2025 | $7,632,769 | $7,632,768 | $1 | — | $7,632,769 | $7,632,769 | ~$156,203 | Partial |
| 2024 | $7,778,747 | $7,632,768 | $145,979 | — | $7,778,747 | $7,778,747 | $154,160 | Verified |
| 2023 | $5,553,000 | $5,782,400 | — | — | $5,553,000 | $5,553,000 | $100,467 | Verified |
| 2022 | $4,763,300 | $5,204,160 | — | — | $4,763,300 | $4,763,300 | $94,072 | Verified |
| 2021 | $4,851,065 | $4,336,800 | $514,265 | — | $4,851,065 | $4,851,065 | $105,592 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +2.1% | +2.1% | ~100% | Not available | Partial |
| 2025 | -1.9% | -1.9% | ~100% | Not available | Partial |
| 2024 | +40.1% | +40.1% | ~100% | No billing data | Verified |
| 2023 | +16.6% | +16.6% | ~100% | No billing data | Verified |
| 2022 | -1.8% | -1.8% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +57.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +2.1% | +11.0% | +9.9% | +40.1% | 2024 | -1.9% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$156,203 | $122,099 | ~$202,997 | $156,203 | 2025 | $94,072 | 2022 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$8,567,457 | ~$8,567,457 | ~2.0139% | ~$172,543 | +9.9% |
| 2028 | ~$9,419,352 | ~$9,419,352 | ~1.9814% | ~$186,634 | +20.9% |
| 2029 | ~$10,355,956 | ~$10,355,956 | ~1.9488% | ~$201,821 | +32.9% |
| 2030 | ~$11,385,689 | ~$11,385,689 | ~1.9163% | ~$218,183 | +46.1% |
| 2031 | ~$12,517,813 | ~$12,517,813 | ~1.8837% | ~$235,803 | +60.6% |
| 2027 | ~$8,411,604 | ~$8,411,604 | ~2.0465% | ~$172,142 | +7.9% |
| 2028 | ~$9,079,771 | ~$9,079,771 | ~2.0465% | ~$185,816 | +16.5% |
| 2029 | ~$9,801,013 | ~$9,801,013 | ~2.0465% | ~$200,576 | +25.8% |
| 2030 | ~$10,579,546 | ~$10,579,546 | ~2.0465% | ~$216,509 | +35.8% |
| 2031 | ~$11,419,921 | ~$11,419,921 | ~2.0465% | ~$233,707 | +46.5% |
| 2027 | ~$8,723,309 | ~$8,571,868 | ~1.9977% | ~$171,237 | +11.9% |
| 2028 | ~$9,765,168 | ~$9,429,054 | ~1.9488% | ~$183,757 | +25.3% |
| 2029 | ~$10,931,460 | ~$10,371,960 | ~1.9000% | ~$197,069 | +40.3% |
| 2030 | ~$12,237,047 | ~$11,409,156 | ~1.8512% | ~$211,206 | +57.0% |
| 2031 | ~$13,698,566 | ~$12,550,071 | ~1.8024% | ~$226,199 | +75.8% |
In 2025, this property's market value of $7,632,769 places it in the top 25% for Commercial properties in Travis County (13595 comparable) — 6× the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $7,632,769 | $632,506 | $1,382,921 | $3,258,143 | ↑ Top 25% | -0.8% |
| 2024 | $7,778,747 | $647,500 | $1,401,787 | $3,362,090 | ↑ Top 25% | +0.0% |
| 2023 | $5,553,000 | $651,680 | $1,383,015 | $3,277,245 | ↑ Top 25% | +9.7% |
| 2022 | $4,763,300 | $535,964 | $1,190,250 | $2,842,216 | ↑ Top 25% | +3.3% |
| 2021 | $4,851,065 | $538,645 | $1,173,514 | $2,782,974 | ↑ Top 25% | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |