205 W BEN WHITE BLVD TX 78704
| Owner | RANDOLPH BROOKS FEDERAL |
|---|---|
| Parcel ID | 0409050350 |
| Short ID | 380547 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 3,995 SF |
| Land SF | 81,065 SF |
| Acres | 1.861 |
| Year Built | 2002 |
| Legal | LOT 1 RANDOLPH-BROOKS FEDERAL CREDIT UNION SUBD NO 1 |
| Neighborhood | 58SCN |
| Land | $6,566,265 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $6,566,265 |
| Improvement | $1,265,550 |
|---|---|
| Total Improvement | $1,265,550 |
| Market | $7,831,815 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $7,831,815 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $7,831,815 |
| Taxable Value | $7,831,815 |
|---|
Appreciation: Market value has risen +105.5% from $3,810,780 (2021) to $7,831,815 (2025), a CAGR of 19.7% over 4 years. This is strong appreciation — well above typical inflation. Growth has been fairly evenly spread across these years rather than concentrated in one jump. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $160,277. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 84% of market value ($6,566,265 land vs $1,265,550 improvements), about $81/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $7,831,815, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +15.9% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $16,694,298 by 2031, with an estimated annual tax burden around $241,978. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 10,000 SF | ✗ |
| 1ST | 1st Floor | 3,995 SF | ✓ |
| 501 | CANOPY | 1,037 SF | ✗ |
| 503 | CANOPY - BANK | 720 SF | ✗ |
| 482 | LIGHT POLES | 10 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $57,825.00 | $57,825.00 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $32,751.06 | $32,751.06 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $23,490.31 | $23,490.31 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $7,376.44 | $7,376.44 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $6,462.50 | $6,462.50 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $127,905.31 | $127,905.31 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $57,825.00 | 45.2% |
| CAT City of Austin | 0.5240% | $32,751.06 | 25.6% |
| TCO Travis County | 0.3758% | $23,490.31 | 18.4% |
| THD Travis Central Health | 0.1180% | $7,376.44 | 5.8% |
| ACT Austin Community College | 0.1034% | $6,462.50 | 5.1% |
| Total | 2.0465% | $127,905.31 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $7,976,108 | $7,831,815 | +1.8% |
| Assessed Value | $7,976,108 | $7,831,815 | +1.8% |
| Land Value | $6,566,265 | $6,566,265 | +0.0% |
| Improvement Value | $1,409,843 | $1,265,550 | +11.4% |
| Taxable Value | $7,976,108 | $7,831,815 | +1.8% |
| Total Tax 2026 = estimate |
~$163,230
Estimated
|
~$127,905
Partial
|
|
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $7,976,108 | $6,566,265 | $1,409,843 | — | $7,976,108 | $7,976,108 | Not yet — post-cert | Preliminary |
| 2025 | $7,831,815 | $6,566,265 | $1,265,550 | — | $7,831,815 | $7,831,815 | ~$127,905 | Partial |
| 2024 | $5,553,000 | $6,890,525 | — | — | $5,553,000 | $5,553,000 | $100,652 | Verified |
| 2023 | $4,583,646 | $3,445,263 | $1,138,383 | — | $4,583,646 | $4,583,646 | $71,177 | Verified |
| 2022 | $3,725,000 | $2,756,210 | $968,790 | — | $3,725,000 | $3,725,000 | $67,276 | Verified |
| 2021 | $3,810,780 | $2,756,210 | $1,054,570 | — | $3,810,780 | $3,810,780 | $75,843 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +1.8% | +1.8% | ~100% | Not available | Partial |
| 2025 | +41.0% | +41.0% | ~100% | Not available | Partial |
| 2024 | +21.1% | +21.1% | ~100% | No billing data | Verified |
| 2023 | +23.1% | +23.1% | ~100% | No billing data | Verified |
| 2022 | -2.3% | -2.3% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +105.5% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +1.8% | +16.9% | +15.9% | +41.0% | 2025 | -2.3% | 2022 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 1.6300% | 1.6300% | — | 1.6300% | 2025 | 1.6300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$127,905 | $88,571 | ~$208,115 | $127,905 | 2025 | $67,276 | 2022 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$9,245,842 | ~$8,773,719 | ~2.0139% | ~$176,697 | +15.9% |
| 2028 | ~$10,717,707 | ~$9,651,091 | ~1.9814% | ~$191,226 | +34.4% |
| 2029 | ~$12,423,882 | ~$10,616,200 | ~1.9488% | ~$206,893 | +55.8% |
| 2030 | ~$14,401,666 | ~$11,677,820 | ~1.9163% | ~$223,781 | +80.6% |
| 2031 | ~$16,694,298 | ~$12,845,602 | ~1.8837% | ~$241,978 | +109.3% |
| 2027 | ~$9,086,320 | ~$8,773,719 | ~2.0465% | ~$179,553 | +13.9% |
| 2028 | ~$10,351,064 | ~$9,651,091 | ~2.0465% | ~$197,508 | +29.8% |
| 2029 | ~$11,791,851 | ~$10,616,200 | ~2.0465% | ~$217,259 | +47.8% |
| 2030 | ~$13,433,184 | ~$11,677,820 | ~2.0465% | ~$238,985 | +68.4% |
| 2031 | ~$15,302,977 | ~$12,845,602 | ~2.0465% | ~$262,883 | +91.9% |
| 2027 | ~$9,405,364 | ~$8,773,719 | ~1.9977% | ~$175,269 | +17.9% |
| 2028 | ~$11,090,731 | ~$9,651,091 | ~1.9488% | ~$188,084 | +39.0% |
| 2029 | ~$13,078,103 | ~$10,616,200 | ~1.9000% | ~$201,710 | +64.0% |
| 2030 | ~$15,421,597 | ~$11,677,820 | ~1.8512% | ~$216,179 | +93.3% |
| 2031 | ~$18,185,025 | ~$12,845,602 | ~1.8024% | ~$231,525 | +128.0% |
In 2025, this property's market value of $7,831,815 places it in the top 25% for Commercial properties in Travis County (13595 comparable) — 6× the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $7,831,815 | $632,506 | $1,382,921 | $3,258,143 | ↑ Top 25% | -0.8% |
| 2024 | $5,553,000 | $647,500 | $1,401,787 | $3,362,090 | ↑ Top 25% | +0.0% |
| 2023 | $4,583,646 | $651,680 | $1,383,015 | $3,277,245 | ↑ Top 25% | +9.7% |
| 2022 | $3,725,000 | $535,964 | $1,190,250 | $2,842,216 | ↑ Top 25% | +3.3% |
| 2021 | $3,810,780 | $538,645 | $1,173,514 | $2,782,974 | ↑ Top 25% | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |