11309 LAGO DE GARDA DR TX 78747
| Owner | RAMASWAMY BALAJI & SOWMINI VANGAL RAJAGOPALAN |
|---|---|
| Parcel ID | 0447070605 |
| Short ID | 931752 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,983 SF |
| Land SF | 5,793 SF |
| Acres | 0.133 |
| Year Built | 2021 |
| Legal | LOT 51 BLK B BELLA FORTUNA PHS 1 SUBD |
| Neighborhood | H1501 |
| Land | $61,684 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $61,684 |
| Improvement | $306,183 |
|---|---|
| Total Improvement | $306,183 |
| Market | $367,867 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $367,867 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $367,867 |
| Taxable Value | $367,867 |
|---|
Appreciation: Market value has risen +666.4% from $48,000 (2021) to $367,867 (2025), a CAGR of 66.4% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 1.7225% in 2025 (+0.0183% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $6,336. Austin ISD is the largest single contributor, at 45.7% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 17% of market value ($61,684 land vs $306,183 improvements), about $11/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +52.8% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $3,333,650 by 2031, with an estimated annual tax burden around $10,185. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 1,983 SF | ✗ |
| 2ND | 2nd Floor | 1,026 SF | ✓ |
| 1ST | 1st Floor | 957 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 424 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 81 SF | ✗ |
| 252 | BEDROOMS | 4 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $3,403.51 | $3,403.51 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,382.61 | $1,382.61 | Paid |
| P10A | — | — | — | — | — | — | $1,107.53 | $1,107.53 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $434.17 | $434.17 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $380.37 | $380.37 | Paid |
| E11 Travis County ESD # 11 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $367.87 | $367.87 | Paid |
| E15 Travis County ESD # 15 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $367.87 | $367.87 | Paid |
| Combined Rate | 1.8357% | 1.7020% | 1.5634% | 1.7042% | 1.7225% | +0.0183% | $7,443.93 | $7,443.93 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $3,403.51 | 45.7% |
| TCO Travis County | 0.3758% | $1,382.61 | 18.6% |
| P10A | — | $1,107.53 | 14.9% |
| THD Travis Central Health | 0.1180% | $434.17 | 5.8% |
| ACT Austin Community College | 0.1034% | $380.37 | 5.1% |
| E11 Travis County ESD # 11 | 0.1000% | $367.87 | 4.9% |
| E15 Travis County ESD # 15 | 0.1000% | $367.87 | 4.9% |
| Total | 1.7225% 6 of 7 | $7,443.93 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $400,019 | $367,867 | +8.7% |
| Assessed Value | $400,019 | $367,867 | +8.7% |
| Land Value | $61,684 | $61,684 | +0.0% |
| Improvement Value | $338,335 | $306,183 | +10.5% |
| Taxable Value | $400,019 | $367,867 | +8.7% |
| Total Tax 2026 = estimate |
~$6,890
Estimated
|
~$7,444
Partial
|
ⓘ |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $400,019 | $61,684 | $338,335 | — | $400,019 | $400,019 | Not yet — post-cert | Preliminary |
| 2025 | $367,867 | $61,684 | $306,183 | — | $367,867 | $367,867 | ~$7,444 | Partial |
| 2024 | $421,226 | $60,000 | $361,226 | — | $421,226 | $421,226 | $8,300 | Verified |
| 2023 | $452,899 | $60,000 | $392,899 | — | $452,899 | $452,899 | $7,984 | Verified |
| 2022 | $223,389 | $60,000 | $163,389 | — | $223,389 | $223,389 | $4,975 | Verified |
| 2021 | $48,000 | $48,000 | — | — | $48,000 | $48,000 | $2,055 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +8.7% | +8.7% | ~100% | Not available | Partial |
| 2025 | -12.7% | -12.7% | ~100% | Not available | Partial |
| 2024 | -7.0% | -7.0% | ~100% | No billing data | Verified |
| 2023 | +102.7% ! | +102.7% | ~100% | No billing data | Verified |
| 2022 | +365.4% ! | +365.4% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +666.4% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +8.7% | +91.4% | +52.8% | +365.4% | 2022 | -12.7% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.0200% | 2.0200% | — | 2.0200% | 2025 | 2.0200% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$7,444 | $6,152 | ~$8,769 | $8,300 | 2024 | $2,055 | 2021 |
Market value changed by 365% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$611,292 | ~$440,021 | ~1.6942% | ~$7,455 | +52.8% |
| 2028 | ~$934,149 | ~$484,023 | ~1.6659% | ~$8,063 | +133.5% |
| 2029 | ~$1,427,527 | ~$532,425 | ~1.6376% | ~$8,719 | +256.9% |
| 2030 | ~$2,181,484 | ~$585,668 | ~1.6093% | ~$9,425 | +445.3% |
| 2031 | ~$3,333,650 | ~$644,235 | ~1.5810% | ~$10,185 | +733.4% |
| 2027 | ~$603,291 | ~$440,021 | ~1.7225% | ~$7,579 | +50.8% |
| 2028 | ~$909,858 | ~$484,023 | ~1.7225% | ~$8,337 | +127.5% |
| 2029 | ~$1,372,208 | ~$532,425 | ~1.7225% | ~$9,171 | +243.0% |
| 2030 | ~$2,069,505 | ~$585,668 | ~1.7225% | ~$10,088 | +417.4% |
| 2031 | ~$3,121,137 | ~$644,235 | ~1.7225% | ~$11,097 | +680.2% |
| 2027 | ~$619,292 | ~$440,021 | ~1.6800% | ~$7,392 | +54.8% |
| 2028 | ~$958,761 | ~$484,023 | ~1.6376% | ~$7,926 | +139.7% |
| 2029 | ~$1,484,312 | ~$532,425 | ~1.5951% | ~$8,493 | +271.1% |
| 2030 | ~$2,297,948 | ~$585,668 | ~1.5527% | ~$9,093 | +474.5% |
| 2031 | ~$3,557,584 | ~$644,235 | ~1.5102% | ~$9,729 | +789.4% |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |