11708 LAGO DE GARDA DR TX 78747
| Owner | RUPERT HEATHER & STEPHEN E |
|---|---|
| Parcel ID | 0449070111 |
| Short ID | 931784 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,474 SF |
| Land SF | 5,140 SF |
| Acres | 0.118 |
| Year Built | 2021 |
| Legal | LOT 7 BLK A BELLA FORTUNA PHS 1 SUBD |
| Neighborhood | H1501 |
| Land | $61,416 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $61,416 |
| Improvement | $269,802 |
|---|---|
| Total Improvement | $269,802 |
| Market | $331,218 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $331,218 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $331,218 |
| Taxable Value | $331,218 |
|---|
Appreciation: Market value has risen +590.0% from $48,000 (2021) to $331,218 (2025), a CAGR of 62.1% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 1.7225% in 2025 (+0.0183% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,705. Austin ISD is the largest single contributor, at 45.0% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 19% of market value ($61,416 land vs $269,802 improvements), about $12/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +48.4% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $2,480,176 by 2031, with an estimated annual tax burden around $8,785. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,474 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,474 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 380 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 178 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $3,064.43 | $3,064.43 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,244.87 | $1,244.87 | Paid |
| P10A | — | — | — | — | — | — | $1,107.53 | $1,107.53 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $390.91 | $390.91 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $342.48 | $342.48 | Paid |
| E11 Travis County ESD # 11 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $331.22 | $331.22 | Paid |
| E15 Travis County ESD # 15 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $331.22 | $331.22 | Paid |
| Combined Rate | 1.8357% | 1.7020% | 1.5634% | 1.7042% | 1.7225% | +0.0183% | $6,812.66 | $6,812.66 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $3,064.43 | 45.0% |
| TCO Travis County | 0.3758% | $1,244.87 | 18.3% |
| P10A | — | $1,107.53 | 16.3% |
| THD Travis Central Health | 0.1180% | $390.91 | 5.7% |
| ACT Austin Community College | 0.1034% | $342.48 | 5.0% |
| E11 Travis County ESD # 11 | 0.1000% | $331.22 | 4.9% |
| E15 Travis County ESD # 15 | 0.1000% | $331.22 | 4.9% |
| Total | 1.7225% 6 of 7 | $6,812.66 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $345,034 | $331,218 | +4.2% |
| Assessed Value | $345,034 | $331,218 | +4.2% |
| Land Value | $61,416 | $61,416 | +0.0% |
| Improvement Value | $283,618 | $269,802 | +5.1% |
| Taxable Value | $345,034 | $331,218 | +4.2% |
| Total Tax 2026 = estimate |
~$5,943
Estimated
|
~$6,813
Partial
|
ⓘ |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $345,034 | $61,416 | $283,618 | — | $345,034 | $345,034 | Not yet — post-cert | Preliminary |
| 2025 | $331,218 | $61,416 | $269,802 | — | $331,218 | $331,218 | ~$6,813 | Partial |
| 2024 | $371,727 | $60,000 | $311,727 | — | $371,727 | $371,727 | $7,457 | Verified |
| 2023 | $352,859 | $60,000 | $292,859 | — | $352,859 | $352,859 | $6,637 | Verified |
| 2022 | $396,808 | $60,000 | $336,808 | — | $396,808 | $396,808 | $6,762 | Verified |
| 2021 | $48,000 | $48,000 | — | — | $48,000 | $48,000 | $2,055 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +4.2% | +4.2% | ~100% | Not available | Partial |
| 2025 | -10.9% | -10.9% | ~100% | Not available | Partial |
| 2024 | +5.3% | +5.3% | ~100% | No billing data | Verified |
| 2023 | -11.1% | -11.1% | ~100% | No billing data | Verified |
| 2022 | +726.7% ! | +726.7% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +590.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +4.2% | +142.8% | +48.4% | +726.7% | 2022 | -11.1% | 2023 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.0600% | 2.0600% | — | 2.0600% | 2025 | 2.0600% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$6,813 | $5,945 | ~$7,564 | $7,457 | 2024 | $2,055 | 2021 |
Market value changed by 727% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$511,901 | ~$379,537 | ~1.6942% | ~$6,430 | +48.4% |
| 2028 | ~$759,469 | ~$417,491 | ~1.6659% | ~$6,955 | +120.1% |
| 2029 | ~$1,126,767 | ~$459,240 | ~1.6376% | ~$7,520 | +226.6% |
| 2030 | ~$1,671,700 | ~$505,164 | ~1.6093% | ~$8,129 | +384.5% |
| 2031 | ~$2,480,176 | ~$555,681 | ~1.5810% | ~$8,785 | +618.8% |
| 2027 | ~$505,000 | ~$379,537 | ~1.7225% | ~$6,537 | +46.4% |
| 2028 | ~$739,131 | ~$417,491 | ~1.7225% | ~$7,191 | +114.2% |
| 2029 | ~$1,081,811 | ~$459,240 | ~1.7225% | ~$7,910 | +213.5% |
| 2030 | ~$1,583,365 | ~$505,164 | ~1.7225% | ~$8,701 | +358.9% |
| 2031 | ~$2,317,453 | ~$555,681 | ~1.7225% | ~$9,571 | +571.7% |
| 2027 | ~$518,802 | ~$379,537 | ~1.6800% | ~$6,376 | +50.4% |
| 2028 | ~$780,083 | ~$417,491 | ~1.6376% | ~$6,837 | +126.1% |
| 2029 | ~$1,172,953 | ~$459,240 | ~1.5951% | ~$7,325 | +240.0% |
| 2030 | ~$1,763,681 | ~$505,164 | ~1.5527% | ~$7,843 | +411.2% |
| 2031 | ~$2,651,915 | ~$555,681 | ~1.5102% | ~$8,392 | +668.6% |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |