5508 RAPHAEL CV TX 78747
| Owner | ONEA SAMANTHA ZAMFIRA & DOREL |
|---|---|
| Parcel ID | 0449070524 |
| Short ID | 946027 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,552 SF |
| Land SF | 6,495 SF |
| Acres | 0.149 |
| Year Built | 2024 |
| Legal | LOT 24 BLK F BELLA FORTUNA PHS 2 SUBD |
| Neighborhood | H1501 |
| Land | $61,972 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $61,972 |
| Improvement | $299,203 |
|---|---|
| Total Improvement | $299,203 |
| Market | $361,175 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $361,175 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $361,175 |
| Taxable Value | $361,175 |
|---|
Appreciation: Market value has risen +2307.8% from $15,000 (2021) to $361,175 (2025), a CAGR of 121.5% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Land/Vacant parcel countywide rose +283.7%, so this parcel has outpaced the broader land/vacant market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 1.7225% in 2025 (+0.0183% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $6,221. Austin ISD is the largest single contributor, at 44.8% of the total 2025 levy.
Asset Class: Land / Vacant. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 17% of market value ($61,972 land vs $299,203 improvements), about $10/SF of land. Most value sits in the improvements, so building condition, age (~2 yrs), and rent roll drive the underwriting.
Submarket Position: At $361,175, this parcel sits in the upper-middle (50th–75th percentile) of Land/Vacant property in Travis County — county median $84,423 (P25 $24,862 / P75 $362,804, n=35,611). Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +86.8% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $7,739,250 by 2031, with an estimated annual tax burden around $122,354. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,552 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,552 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 411 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 113 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $3,341.59 | $3,341.59 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,357.46 | $1,357.46 | Paid |
| P10A | — | — | — | — | — | — | $1,230.59 | $1,230.59 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $426.27 | $426.27 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $373.45 | $373.45 | Paid |
| E11 Travis County ESD # 11 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $361.18 | $361.18 | Paid |
| E15 Travis County ESD # 15 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $361.18 | $361.18 | Paid |
| Combined Rate | 1.8357% | 1.7020% | 1.5634% | 1.7042% | 1.7225% | +0.0183% | $7,451.72 | $7,451.72 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $3,341.59 | 44.8% |
| TCO Travis County | 0.3758% | $1,357.46 | 18.2% |
| P10A | — | $1,230.59 | 16.5% |
| THD Travis Central Health | 0.1180% | $426.27 | 5.7% |
| ACT Austin Community College | 0.1034% | $373.45 | 5.0% |
| E11 Travis County ESD # 11 | 0.1000% | $361.18 | 4.8% |
| E15 Travis County ESD # 15 | 0.1000% | $361.18 | 4.8% |
| Total | 1.7225% 6 of 7 | $7,451.72 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $340,718 | $361,175 | -5.7% |
| Assessed Value | $340,718 | $361,175 | -5.7% |
| Land Value | $61,972 | $61,972 | +0.0% |
| Improvement Value | $278,746 | $299,203 | -6.8% |
| Taxable Value | $340,718 | $361,175 | -5.7% |
| Total Tax 2026 = estimate |
~$5,869
Estimated
|
~$7,452
Partial
|
ⓘ |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $340,718 | $61,972 | $278,746 | — | $340,718 | $340,718 | Not yet — post-cert | Preliminary |
| 2025 | $361,175 | $61,972 | $299,203 | — | $361,175 | $361,175 | ~$7,452 | Partial |
| 2024 | $48,000 | $60,000 | — | — | $48,000 | $48,000 | $2,064 | Verified |
| 2023 | $60,000 | $60,000 | — | — | $60,000 | $60,000 | $1,995 | Verified |
| 2022 | $15,000 | $15,000 | — | — | $15,000 | $15,000 | $1,559 | Verified |
| 2021 | $15,000 | $15,000 | — | — | $15,000 | $15,000 | $1,580 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -5.7% | -5.7% | ~100% | Not available | Partial |
| 2025 | +652.4% ! | +652.4% | ~100% | Not available | Partial |
| 2024 | -20.0% | -20.0% | ~100% | No billing data | Verified |
| 2023 | +300.0% ! | +300.0% | ~100% | No billing data | Verified |
| 2022 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +2307.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -5.7% | +185.3% | +86.8% | +652.4% | 2025 | -20.0% | 2024 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.0600% | 2.0600% | — | 2.0600% | 2025 | 2.0600% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$7,452 | $2,930 | ~$51,192 | $7,452 | 2025 | $1,559 | 2022 |
Market value changed by 300% in 2023, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$636,291 | ~$636,291 | ~1.6942% | ~$10,780 | +86.8% |
| 2028 | ~$1,188,274 | ~$1,188,274 | ~1.6659% | ~$19,795 | +248.8% |
| 2029 | ~$2,219,103 | ~$2,219,103 | ~1.6376% | ~$36,339 | +551.3% |
| 2030 | ~$4,144,175 | ~$4,144,175 | ~1.6093% | ~$66,690 | +1116.3% |
| 2031 | ~$7,739,250 | ~$7,739,250 | ~1.5810% | ~$122,354 | +2171.5% |
| 2027 | ~$629,477 | ~$629,477 | ~1.7225% | ~$10,843 | +84.8% |
| 2028 | ~$1,162,959 | ~$1,162,959 | ~1.7225% | ~$20,032 | +241.3% |
| 2029 | ~$2,148,567 | ~$2,148,567 | ~1.7225% | ~$37,008 | +530.6% |
| 2030 | ~$3,969,479 | ~$3,969,479 | ~1.7225% | ~$68,373 | +1065.0% |
| 2031 | ~$7,333,615 | ~$7,333,615 | ~1.7225% | ~$126,319 | +2052.4% |
| 2027 | ~$643,105 | ~$643,105 | ~1.6800% | ~$10,804 | +88.7% |
| 2028 | ~$1,213,862 | ~$1,213,862 | ~1.6376% | ~$19,878 | +256.3% |
| 2029 | ~$2,291,165 | ~$2,291,165 | ~1.5951% | ~$36,547 | +572.5% |
| 2030 | ~$4,324,576 | ~$4,324,576 | ~1.5527% | ~$67,146 | +1169.3% |
| 2031 | ~$8,162,640 | ~$8,162,640 | ~1.5102% | ~$123,272 | +2295.7% |
In 2025, this property's market value of $361,175 places it in the 50th–75th percentile for Land/Vacant properties in Travis County (35611 comparable) — 4× the county median of $84,423. Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $361,175 | $24,862 | $84,423 | $362,804 | ↑ Above median | +2.1% |
| 2024 | $48,000 | $23,000 | $66,000 | $328,966 | ↓ Below median | +0.0% |
| 2023 | $60,000 | $24,692 | $71,500 | $270,000 | ↓ Below median | +0.0% |
| 2022 | $15,000 | $15,000 | $55,000 | $180,000 | ↓ Below median | +100.0% |
| 2021 | $15,000 | $8,000 | $22,000 | $81,900 | ↓ Below median | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |