5500 BEE CAVE RD TX 78746
| Owner | FIRST-CITIZENS BANK & TRUST COMPANY |
|---|---|
| Parcel ID | 0115210307 |
| Short ID | 115140 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 4,594 SF |
| Land SF | 68,389 SF |
| Acres | 1.570 |
| Year Built | 2005 |
| Legal | LOT 1A PAINE J W ADDN RESUB OF |
| Neighborhood | 58SWE |
| Land | $1,367,780 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,367,780 |
| Improvement | $1,457,065 |
|---|---|
| Total Improvement | $1,457,065 |
| Market | $2,824,845 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $2,824,845 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $2,824,845 |
| Taxable Value | $2,824,845 |
|---|
Appreciation: Market value has risen +16.1% from $2,432,400 (2021) to $2,824,845 (2025), a CAGR of 3.8% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 1.6379% in 2025 (-0.0111% vs 2024 — rates decreased ). At the current taxable value, estimated annual taxes are $46,267. Eanes ISD is the largest single contributor, at 50.8% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 48% of market value ($1,367,780 land vs $1,457,065 improvements), about $20/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $2,824,845, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +3.8% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $3,405,604 by 2030, with an estimated annual tax burden around $50,299. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 16,000 SF | ✗ |
| 1ST | 1st Floor | 4,594 SF | ✓ |
| 503 | CANOPY - BANK | 1,228 SF | ✗ |
| 501 | CANOPY | 688 SF | ✗ |
| 482 | LIGHT POLES | 4 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IEA Eanes ISD | 1.0608% | 1.0046% | 0.8880% | 0.8855% | 0.8322% | -0.0533% | $23,508.36 | $23,508.36 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $10,617.04 | $10,617.04 | Paid |
| CWH City of West Lake Hills | 0.0786% | 0.1504% | 0.1786% | 0.1786% | 0.1768% | -0.0018% | $4,993.85 | $4,993.85 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $3,333.97 | $3,333.97 | Paid |
| E09 Travis County ESD # 09 | 0.0807% | 0.0726% | 0.0735% | 0.0710% | 0.0758% | +0.0048% | $2,141.23 | $2,141.23 | Paid |
| W10 WCID # 10 | 0.0773% | 0.0675% | 0.0634% | 0.0614% | 0.0592% | -0.0022% | $1,672.31 | $1,672.31 | Paid |
| Combined Rate | 1.7666% | 1.7120% | 1.6088% | 1.6489% | 1.6379% | -0.0111% | $46,266.76 | $46,266.76 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,794,270 | $2,824,845 | -1.1% |
| Assessed Value | $2,794,270 | $2,824,845 | -1.1% |
| Land Value | $1,367,780 | $1,367,780 | +0.0% |
| Improvement Value | $1,426,490 | $1,457,065 | -2.1% |
| Taxable Value | $2,794,270 | $2,824,845 | -1.1% |
| Total Tax 2026 = estimate |
~$45,766
Estimated
|
~$46,267
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $2,794,270 | $2,794,270 | +0 (+0.0%) |
| Taxable Value | $2,794,270 | $2,794,270 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $2,794,270 | $1,367,780 | $1,426,490 | — | $2,794,270 | $2,794,270 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $2,824,845 | $1,367,780 | $1,457,065 | — | $2,824,845 | $2,824,845 | ~$46,267 | Partial |
| 2024 | $2,703,118 | — | — | −$1,335,338 | $1,367,780 | $— | $46,579 | Verified |
| 2023 | $2,455,397 | — | — | −$1,087,617 | $1,367,780 | $— | $43,489 | Verified |
| 2022 | $2,455,397 | — | — | −$1,087,617 | $1,367,780 | $— | $42,037 | Verified |
| 2021 | $2,432,400 | — | — | −$1,064,620 | $1,367,780 | $— | $43,377 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -1.1% | -1.1% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | +4.5% | +4.5% | ~100% | 1.6500% | Verified |
| 2023 | +4.4% | +4.4% | ~100% | 1.6100% | Verified |
| 2022 | +5.5% | +5.5% | ~100% | 1.6200% | Verified |
| 2021 | base year | — | ~100% | 1.7800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +15.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -1.1% | +2.9% | +4.0% | +10.1% | 2024 | -1.1% | 2026 |
| Assessment Ratio | 100.0% | 69.7% | — | 100.0% | 2025 | 50.6% | 2024 |
| Effective Tax Rate (2025) | 1.6400% | 1.6400% | — | 1.6400% | 2025 | 1.6400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$46,267 | $44,350 | ~$48,700 | $46,579 | 2024 | $42,037 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,932,476 | ~$2,932,476 | ~1.6057% | ~$47,086 | +3.8% |
| 2027 | ~$3,044,209 | ~$3,044,209 | ~1.5735% | ~$47,900 | +7.8% |
| 2028 | ~$3,160,198 | ~$3,160,198 | ~1.5413% | ~$48,708 | +11.9% |
| 2029 | ~$3,280,607 | ~$3,280,607 | ~1.5091% | ~$49,508 | +16.1% |
| 2030 | ~$3,405,604 | ~$3,405,604 | ~1.4769% | ~$50,299 | +20.6% |
| 2026 | ~$2,875,980 | ~$2,875,980 | ~1.6379% | ~$47,104 | +1.8% |
| 2027 | ~$2,928,040 | ~$2,928,040 | ~1.6379% | ~$47,957 | +3.7% |
| 2028 | ~$2,981,042 | ~$2,981,042 | ~1.6379% | ~$48,825 | +5.5% |
| 2029 | ~$3,035,004 | ~$3,035,004 | ~1.6379% | ~$49,709 | +7.4% |
| 2030 | ~$3,089,943 | ~$3,089,943 | ~1.6379% | ~$50,609 | +9.4% |
| 2026 | ~$2,988,973 | ~$2,988,973 | ~1.5896% | ~$47,512 | +5.8% |
| 2027 | ~$3,162,638 | ~$3,162,638 | ~1.5413% | ~$48,746 | +12.0% |
| 2028 | ~$3,346,392 | ~$3,346,392 | ~1.4930% | ~$49,963 | +18.5% |
| 2029 | ~$3,540,824 | ~$3,540,824 | ~1.4448% | ~$51,156 | +25.3% |
| 2030 | ~$3,746,552 | ~$3,746,552 | ~1.3965% | ~$52,320 | +32.6% |
In 2025, this property's market value of $2,824,845 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +99% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $2,824,845 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $2,703,118 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $2,455,397 | $667,828 | $1,414,358 | $3,374,900 | ↑ Above median | +9.7% |
| 2022 | $2,455,397 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $2,432,400 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.