4025 S RANCH RD 620 TX
| Owner | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Parcel ID | 0118670301 |
| Short ID | 119064 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 6,364 SF |
| Land SF | 80,222 SF |
| Acres | 1.842 |
| Year Built | 2013 |
| Legal | LOT 1 BLK A BEE CAVE AT THE GALLERIA SUBD |
| Neighborhood | 58SWE |
| Land | $1,604,440 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,604,440 |
| Improvement | $1,127,941 |
|---|---|
| Total Improvement | $1,127,941 |
| Market | $2,732,381 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $2,732,381 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $2,732,381 |
| Taxable Value | $2,732,381 |
|---|
Appreciation: Market value has fallen -11.9% from $3,100,000 (2021) to $2,732,381 (2025), a CAGR of -3.1% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.6440% in 2025 (+0.0184% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $44,919. Lake Travis ISD is the largest single contributor, at 63.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 59% of market value ($1,604,440 land vs $1,127,941 improvements), about $20/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $2,732,381, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the -3.1% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,333,542 by 2030, with an estimated annual tax burden around $33,249. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 27,000 SF | ✗ |
| 1ST | 1st Floor | 6,364 SF | ✓ |
| 503 | CANOPY - BANK | 1,512 SF | ✗ |
| 501 | CANOPY | 96 SF | ✗ |
| 611 | TERRACE | 96 SF | ✗ |
| 482 | LIGHT POLES | 10 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $28,408.57 | $28,408.57 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $10,269.52 | $10,269.52 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $3,224.84 | $3,224.84 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $2,470.05 | $2,470.05 | Paid |
| VBC City of Bee Cave | 0.0200% | 0.0200% | 0.0200% | 0.0200% | 0.0200% | +0.0000% | $546.48 | $546.48 | Paid |
| Combined Rate | 1.8193% | 1.7357% | 1.5825% | 1.6256% | 1.6440% | +0.0184% | $44,919.46 | $44,919.46 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,732,381 | $2,732,381 | +0.0% |
| Assessed Value | $2,732,381 | $2,732,381 | +0.0% |
| Land Value | $1,604,440 | $1,604,440 | +0.0% |
| Improvement Value | $1,127,941 | $1,127,941 | +0.0% |
| Taxable Value | $2,732,381 | $2,732,381 | +0.0% |
| Total Tax 2026 = estimate |
~$44,919
Estimated
|
~$44,919
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $2,978,072 | $2,732,381 | -245,691 (-8.3%) |
| Taxable Value | $2,978,072 | $2,732,381 | -245,691 (-8.3%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $2,732,381 | $1,604,440 | $1,127,941 | — | $2,732,381 | $2,732,381 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $2,732,381 | $1,604,440 | $1,127,941 | — | $2,732,381 | $2,732,381 | ~$44,919 | Partial |
| 2024 | $2,978,072 | — | — | −$1,373,632 | $1,604,440 | $— | $44,418 | Verified |
| 2023 | $2,978,072 | — | — | −$1,373,632 | $1,604,440 | $— | $47,129 | Verified |
| 2022 | $3,195,311 | — | — | −$1,373,632 | $1,821,679 | $— | $51,735 | Verified |
| 2021 | $3,100,000 | — | — | −$1,278,321 | $1,821,679 | $— | $57,275 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +9.0% | +9.0% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | -8.2% | -8.2% | ~100% | 1.6300% | Verified |
| 2023 | -6.8% | -6.8% | ~100% | 1.5800% | Verified |
| 2022 | +0.0% | +0.0% | ~100% | 1.6200% | Verified |
| 2021 | base year | — | ~100% | 1.8500% | Verified |
| Cumulative market value growth (earliest valid year → 2025): -14.5% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | -2.4% | -3.1% | +3.1% | 2022 | -8.3% | 2025 |
| Assessment Ratio | 100.0% | 70.6% | — | 100.0% | 2025 | 53.9% | 2023 |
| Effective Tax Rate (2025) | 1.6400% | 1.6400% | — | 1.6400% | 2025 | 1.6400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$44,919 | $49,095 | ~$37,700 | $57,275 | 2021 | $44,418 | 2024 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,647,501 | ~$2,647,501 | ~1.6001% | ~$42,364 | -3.1% |
| 2027 | ~$2,565,258 | ~$2,565,258 | ~1.5563% | ~$39,923 | -6.1% |
| 2028 | ~$2,485,570 | ~$2,485,570 | ~1.5125% | ~$37,594 | -9.0% |
| 2029 | ~$2,408,357 | ~$2,408,357 | ~1.4687% | ~$35,370 | -11.9% |
| 2030 | ~$2,333,542 | ~$2,333,542 | ~1.4248% | ~$33,249 | -14.6% |
| 2026 | ~$2,595,762 | ~$2,595,762 | ~1.6440% | ~$42,673 | -5.0% |
| 2027 | ~$2,465,974 | ~$2,465,974 | ~1.6440% | ~$40,540 | -9.7% |
| 2028 | ~$2,342,675 | ~$2,342,675 | ~1.6440% | ~$38,513 | -14.3% |
| 2029 | ~$2,225,541 | ~$2,225,541 | ~1.6440% | ~$36,587 | -18.5% |
| 2030 | ~$2,114,264 | ~$2,114,264 | ~1.6440% | ~$34,758 | -22.6% |
| 2026 | ~$2,702,149 | ~$2,702,149 | ~1.5782% | ~$42,646 | -1.1% |
| 2027 | ~$2,672,251 | ~$2,672,251 | ~1.5125% | ~$40,417 | -2.2% |
| 2028 | ~$2,642,684 | ~$2,642,684 | ~1.4467% | ~$38,233 | -3.3% |
| 2029 | ~$2,613,444 | ~$2,613,444 | ~1.3810% | ~$36,092 | -4.4% |
| 2030 | ~$2,584,528 | ~$2,584,528 | ~1.3153% | ~$33,993 | -5.4% |
In 2025, this property's market value of $2,732,381 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +93% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $2,732,381 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $2,978,072 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $2,978,072 | $667,828 | $1,414,358 | $3,374,900 | ↑ Above median | +9.7% |
| 2022 | $3,195,311 | $553,066 | $1,215,730 | $2,939,150 | ↑ Top 25% | +3.3% |
| 2021 | $3,100,000 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.