3500 S RANCH RD 620 D TX
| Owner | BANCORP SOUTH BANK |
|---|---|
| Parcel ID | 0125680605 |
| Short ID | 892291 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 2,988 SF |
| Land SF | 17,780 SF |
| Acres | 0.408 |
| Year Built | 2017 |
| Legal | UNT D GATEWAY TO FALCONHEAD COMMERCIAL CONDOMINIUMS PLUS 5.4631 % INT IN COM AREA |
| Neighborhood | 58SWE |
| Land | $284,486 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $284,486 |
| Improvement | $1,395,514 |
|---|---|
| Total Improvement | $1,395,514 |
| Market | $1,680,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,680,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,680,000 |
| Taxable Value | $1,680,000 |
|---|
Appreciation: Market value has risen +22.5% from $1,371,800 (2021) to $1,680,000 (2025), a CAGR of 5.2% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.6440% in 2025 (+0.0184% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $27,619. Lake Travis ISD is the largest single contributor, at 63.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 17% of market value ($284,486 land vs $1,395,514 improvements), about $16/SF of land. Most value sits in the improvements, so building condition, age (~9 yrs), and rent roll drive the underwriting.
Submarket Position: At $1,680,000, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +5.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,164,374 by 2030, with an estimated annual tax burden around $30,839. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 2,988 SF | ✓ |
| 611 | TERRACE | 1,013 SF | ✗ |
| 501 | CANOPY | 608 SF | ✗ |
| 503 | CANOPY - BANK | 405 SF | ✗ |
| 482 | LIGHT POLES | 8 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $17,466.96 | $17,466.96 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $6,314.20 | $6,314.20 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,982.79 | $1,982.79 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $1,518.70 | $1,518.70 | Paid |
| VBC City of Bee Cave | 0.0200% | 0.0200% | 0.0200% | 0.0200% | 0.0200% | +0.0000% | $336.00 | $336.00 | Paid |
| Combined Rate | 1.8193% | 1.7357% | 1.5825% | 1.6256% | 1.6440% | +0.0184% | $27,618.65 | $27,618.65 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,680,000 | $1,680,000 | +0.0% |
| Assessed Value | $1,680,000 | $1,680,000 | +0.0% |
| Land Value | $284,486 | $284,486 | +0.0% |
| Improvement Value | $1,395,514 | $1,395,514 | +0.0% |
| Taxable Value | $1,680,000 | $1,680,000 | +0.0% |
| Total Tax 2026 = estimate |
~$27,619
Estimated
|
~$27,619
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,907,839 | $1,680,000 | -227,839 (-11.9%) |
| Taxable Value | $1,907,839 | $1,680,000 | -227,839 (-11.9%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,680,000 | $284,486 | $1,395,514 | — | $1,680,000 | $1,680,000 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,680,000 | $284,486 | $1,395,514 | — | $1,680,000 | $1,680,000 | ~$27,619 | Partial |
| 2024 | $1,493,538 | — | — | −$1,209,052 | $284,486 | $— | $26,753 | Verified |
| 2023 | $1,436,349 | — | — | −$1,151,863 | $284,486 | $— | $23,636 | Verified |
| 2022 | $1,436,349 | — | — | −$1,151,863 | $284,486 | $— | $24,931 | Verified |
| 2021 | $1,371,800 | — | — | −$1,087,314 | $284,486 | $— | $26,131 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +13.6% | +13.6% | ~100% | Not available | Partial |
| 2025 | +2.1% | +2.1% | ~100% | Not available | Partial |
| 2024 | +10.2% | +10.2% | ~100% | 1.6300% | Verified |
| 2023 | +4.0% | +4.0% | ~100% | 1.5800% | Verified |
| 2022 | +0.0% | +0.0% | ~100% | 1.7400% | Verified |
| 2021 | base year | — | ~100% | 1.9000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +17.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +4.2% | +5.2% | +12.5% | 2025 | +0.0% | 2023 |
| Assessment Ratio | 100.0% | 46.6% | — | 100.0% | 2025 | 19.0% | 2024 |
| Effective Tax Rate (2025) | 1.6400% | 1.6400% | — | 1.6400% | 2025 | 1.6400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$27,619 | $25,814 | ~$29,570 | $27,619 | 2025 | $23,636 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,767,315 | ~$1,767,315 | ~1.6001% | ~$28,279 | +5.2% |
| 2027 | ~$1,859,168 | ~$1,859,168 | ~1.5563% | ~$28,934 | +10.7% |
| 2028 | ~$1,955,794 | ~$1,955,794 | ~1.5125% | ~$29,581 | +16.4% |
| 2029 | ~$2,057,443 | ~$2,057,443 | ~1.4687% | ~$30,217 | +22.5% |
| 2030 | ~$2,164,374 | ~$2,164,374 | ~1.4248% | ~$30,839 | +28.8% |
| 2026 | ~$1,733,715 | ~$1,733,715 | ~1.6440% | ~$28,502 | +3.2% |
| 2027 | ~$1,789,147 | ~$1,789,147 | ~1.6440% | ~$29,413 | +6.5% |
| 2028 | ~$1,846,351 | ~$1,846,351 | ~1.6440% | ~$30,353 | +9.9% |
| 2029 | ~$1,905,385 | ~$1,905,385 | ~1.6440% | ~$31,324 | +13.4% |
| 2030 | ~$1,966,306 | ~$1,966,306 | ~1.6440% | ~$32,325 | +17.0% |
| 2026 | ~$1,800,915 | ~$1,800,915 | ~1.5782% | ~$28,422 | +7.2% |
| 2027 | ~$1,930,532 | ~$1,930,532 | ~1.5125% | ~$29,199 | +14.9% |
| 2028 | ~$2,069,478 | ~$2,069,478 | ~1.4467% | ~$29,940 | +23.2% |
| 2029 | ~$2,218,425 | ~$2,218,425 | ~1.3810% | ~$30,636 | +32.0% |
| 2030 | ~$2,378,092 | ~$2,378,092 | ~1.3153% | ~$31,278 | +41.6% |
In 2025, this property's market value of $1,680,000 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +19% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,680,000 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,493,538 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $1,436,349 | $667,828 | $1,414,358 | $3,374,900 | ↑ Above median | +9.7% |
| 2022 | $1,436,349 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $1,371,800 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.