1905 N RANCH RD 620 TX 78734
| Owner | EBSON COMMERCIAL GROUP LLC |
|---|---|
| Parcel ID | 0147630418 |
| Short ID | 150160 |
| Type | Real |
| Use Code | 20 Small Store (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 4,400 SF |
| Land SF | 32,009 SF |
| Acres | 0.735 |
| Year Built | 1991 |
| Legal | LOT 6 CARDINAL HILLS ESTATES UNIT 13 |
| Neighborhood | 83SWE |
| Land | $480,135 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $480,135 |
| Improvement | $399,299 |
|---|---|
| Total Improvement | $399,299 |
| Market | $879,434 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $879,434 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $879,434 |
| Taxable Value | $879,434 |
|---|
Appreciation: Market value has risen +5.2% from $835,644 (2021) to $879,434 (2025), a CAGR of 1.3% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.6800% in 2025 (+0.0211% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $14,774. Lake Travis ISD is the largest single contributor, at 61.9% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 55% of market value ($480,135 land vs $399,299 improvements), about $15/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $879,434, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +1.3% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $937,412 by 2030, with an estimated annual tax burden around $13,685. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 5,500 SF | ✗ |
| 1ST | 1st Floor | 4,400 SF | ✓ |
| 591 | MASONRY TRIM SF | 1,050 SF | ✗ |
| SO | Sketch Only | 800 SF | ✗ |
| 501 | CANOPY | 135 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $9,143.48 | $9,143.48 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $3,305.31 | $3,305.31 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,037.93 | $1,037.93 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $795.00 | $795.00 | Paid |
| W17 WCID # 17 | 0.0568% | 0.0543% | 0.0533% | 0.0533% | 0.0560% | +0.0027% | $492.48 | $492.48 | Paid |
| Combined Rate | 1.8561% | 1.7700% | 1.6158% | 1.6589% | 1.6800% | +0.0211% | $14,774.20 | $14,774.20 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $911,048 | $879,434 | +3.6% |
| Assessed Value | $911,048 | $879,434 | +3.6% |
| Land Value | $480,135 | $480,135 | +0.0% |
| Improvement Value | $430,913 | $399,299 | +7.9% |
| Taxable Value | $911,048 | $879,434 | +3.6% |
| Total Tax 2026 = estimate |
~$15,305
Estimated
|
~$14,774
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $911,048 | $911,048 | +0 (+0.0%) |
| Taxable Value | $911,048 | $911,048 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $911,048 | $480,135 | $430,913 | — | $911,048 | $911,048 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $879,434 | $480,135 | $399,299 | — | $879,434 | $879,434 | ~$14,774 | Partial |
| 2024 | $933,108 | — | — | −$452,973 | $480,135 | $— | $15,096 | Verified |
| 2023 | $873,930 | — | — | −$393,795 | $480,135 | $— | $15,078 | Verified |
| 2022 | $843,638 | — | — | −$363,503 | $480,135 | $— | $15,469 | Verified |
| 2021 | $835,644 | — | — | −$355,509 | $480,135 | $— | $15,659 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +3.6% | +3.6% | ~100% | Not available | Partial |
| 2025 | -3.4% | -3.4% | ~100% | Not available | Partial |
| 2024 | -2.5% | -2.5% | ~100% | 1.6600% | Verified |
| 2023 | +6.8% | +6.8% | ~100% | 1.6200% | Verified |
| 2022 | +3.6% | +3.6% | ~100% | 1.7700% | Verified |
| 2021 | base year | — | ~100% | 1.8700% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +4.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +3.6% | +1.8% | +0.6% | +6.8% | 2024 | -5.8% | 2025 |
| Assessment Ratio | 100.0% | 70.1% | — | 100.0% | 2025 | 51.5% | 2024 |
| Effective Tax Rate (2025) | 1.6800% | 1.6800% | — | 1.6800% | 2025 | 1.6800% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$14,774 | $15,215 | ~$14,136 | $15,659 | 2021 | $14,774 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$890,735 | ~$890,735 | ~1.6359% | ~$14,572 | +1.3% |
| 2027 | ~$902,182 | ~$902,182 | ~1.5919% | ~$14,362 | +2.6% |
| 2028 | ~$913,776 | ~$913,776 | ~1.5479% | ~$14,144 | +3.9% |
| 2029 | ~$925,519 | ~$925,519 | ~1.5039% | ~$13,918 | +5.2% |
| 2030 | ~$937,412 | ~$937,412 | ~1.4598% | ~$13,685 | +6.6% |
| 2026 | ~$873,147 | ~$873,147 | ~1.6800% | ~$14,669 | -0.7% |
| 2027 | ~$866,905 | ~$866,905 | ~1.6800% | ~$14,564 | -1.4% |
| 2028 | ~$860,707 | ~$860,707 | ~1.6800% | ~$14,460 | -2.1% |
| 2029 | ~$854,554 | ~$854,554 | ~1.6800% | ~$14,356 | -2.8% |
| 2030 | ~$848,444 | ~$848,444 | ~1.6800% | ~$14,254 | -3.5% |
| 2026 | ~$908,324 | ~$908,324 | ~1.6139% | ~$14,660 | +3.3% |
| 2027 | ~$938,163 | ~$938,163 | ~1.5479% | ~$14,522 | +6.7% |
| 2028 | ~$968,983 | ~$968,983 | ~1.4818% | ~$14,359 | +10.2% |
| 2029 | ~$1,000,815 | ~$1,000,815 | ~1.4158% | ~$14,170 | +13.8% |
| 2030 | ~$1,033,692 | ~$1,033,692 | ~1.3498% | ~$13,952 | +17.5% |
In 2025, this property's market value of $879,434 places it in the 25th–50th percentile for Commercial properties in Travis County (13608 comparable) — -38% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $879,434 | $649,268 | $1,417,484 | $3,347,260 | ↓ Below median | -0.8% |
| 2024 | $933,108 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $873,930 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $843,638 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $835,644 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.