20213 CONTINENTAL DR TX 78645
| Owner | GONZALES RUTH |
|---|---|
| Parcel ID | 0160830712 |
| Short ID | 881176 |
| Type | Real |
| Use Code | C1 Vacant Lot |
| Valuation | Cost |
| Improvement SF | — |
| Land SF | 40,206 SF |
| Acres | 0.923 |
| Year Built | — |
| Legal | LOT 1A HIGHLAND LAKE ESTATES SEC 16 RESUB 16069-16072 |
| Neighborhood | S04WF |
| Land | $345,600 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $345,600 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $345,600 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $345,600 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $345,600 |
| Taxable Value | $345,600 |
|---|
Appreciation: Market value has risen +233.3% from $103,680 (2021) to $345,600 (2025), a CAGR of 35.1% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Land/Vacant parcel countywide rose +487.2%, so this parcel has lagged the broader land/vacant market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $7,364. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Land / Vacant. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 100% of market value ($345,600 land vs $0 improvements), about $9/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $345,600, this parcel sits in the upper-middle (50th–75th percentile) of Land/Vacant property in Travis County — county median $85,028 (P25 $24,862 / P75 $363,420, n=35,611). Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +35.1% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $1,556,583 by 2030, with an estimated annual tax burden around $26,406. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
Market value changed by 233% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $3,514.41 | $3,514.41 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $1,451.52 | $1,451.52 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,298.92 | $1,298.92 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $407.89 | $407.89 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $345.60 | $345.60 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $345.49 | $345.49 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $7,363.83 | $7,363.83 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $172,800 | $345,600 | -50.0% |
| Assessed Value | $172,800 | $345,600 | -50.0% |
| Land Value | $172,800 | $345,600 | -50.0% |
| Improvement Value | — | — | — |
| Taxable Value | $172,800 | $345,600 | -50.0% |
| Total Tax 2026 = estimate |
~$3,682
Estimated
|
~$7,364
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $172,800 | $172,800 | +0 (+0.0%) |
| Taxable Value | $172,800 | $172,800 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $172,800 | $172,800 | — | — | $172,800 | $172,800 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $345,600 | $345,600 | — | — | $345,600 | $345,600 | ~$7,364 | Partial |
| 2024 | $— | — | — | — | $345,600 | $— | $7,200 | Verified |
| 2023 | $— | — | — | — | $345,600 | $— | $6,990 | Verified |
| 2022 | $— | — | — | — | $345,600 | $— | $7,632 | Verified |
| 2021 | $103,680 | — | — | — | $103,680 | $— | $2,569 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -50.0% | -50.0% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | +0.0% | +0.0% | ~100% | 2.0800% | Verified |
| 2023 | +0.0% | +0.0% | ~100% | 2.0200% | Verified |
| 2022 | +233.3% ! | +233.3% | ~100% | 2.2100% | Verified |
| 2021 | base year | — | ~100% | 2.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +233.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -50.0% | +91.7% | +62.1% | +233.3% | 2025 | -50.0% | 2026 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$7,364 | $4,967 | ~$16,957 | $7,364 | 2025 | $2,569 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$466,975 | ~$466,975 | ~2.0439% | ~$9,544 | +35.1% |
| 2027 | ~$630,976 | ~$630,976 | ~1.9570% | ~$12,348 | +82.6% |
| 2028 | ~$852,575 | ~$852,575 | ~1.8702% | ~$15,944 | +146.7% |
| 2029 | ~$1,152,000 | ~$1,152,000 | ~1.7833% | ~$20,544 | +233.3% |
| 2030 | ~$1,556,583 | ~$1,556,583 | ~1.6964% | ~$26,406 | +350.4% |
| 2026 | ~$460,063 | ~$460,063 | ~2.1307% | ~$9,803 | +33.1% |
| 2027 | ~$612,436 | ~$612,436 | ~2.1307% | ~$13,049 | +77.2% |
| 2028 | ~$815,274 | ~$815,274 | ~2.1307% | ~$17,371 | +135.9% |
| 2029 | ~$1,085,293 | ~$1,085,293 | ~2.1307% | ~$23,125 | +214.0% |
| 2030 | ~$1,444,743 | ~$1,444,743 | ~2.1307% | ~$30,784 | +318.0% |
| 2026 | ~$473,887 | ~$473,887 | ~2.0004% | ~$9,480 | +37.1% |
| 2027 | ~$649,794 | ~$649,794 | ~1.8702% | ~$12,152 | +88.0% |
| 2028 | ~$890,997 | ~$890,997 | ~1.7399% | ~$15,502 | +157.8% |
| 2029 | ~$1,221,735 | ~$1,221,735 | ~1.6096% | ~$19,665 | +253.5% |
| 2030 | ~$1,675,244 | ~$1,675,244 | ~1.4793% | ~$24,782 | +384.7% |
In 2025, this property's market value of $345,600 places it in the 50th–75th percentile for Land/Vacant properties in Travis County (35611 comparable) — 4× the county median of $85,028. Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $345,600 | $24,862 | $85,028 | $363,420 | ↑ Above median | +2.1% |
| 2024 | — | $23,000 | $66,000 | $330,000 | — | +0.0% |
| 2023 | — | $25,000 | $71,500 | $271,439 | — | +0.0% |
| 2022 | — | $15,000 | $55,000 | $180,463 | — | +100.0% |
| 2021 | $103,680 | $6,000 | $14,480 | $80,000 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.