20205 CONTINENTAL DR TX 78645
| Owner | HUROSKY MICHAEL J & TAMBERLY D & |
|---|---|
| Parcel ID | 0160830715 |
| Short ID | 881179 |
| Type | Real |
| Use Code | C1 Vacant Lot |
| Valuation | Cost |
| Improvement SF | — |
| Land SF | 23,958 SF |
| Acres | 0.550 |
| Year Built | — |
| Legal | LOT 4A HIGHLAND LAKE ESTATES SEC 16 RESUB 16069-16072 |
| Neighborhood | S04WF |
| Land | $272,000 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $272,000 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $186,100 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $186,100 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $186,100 |
| Taxable Value | $186,100 |
|---|
| Total Due | $1,251.58 |
|---|---|
| First Delinquent | — |
Appreciation: Market value has risen +264.9% from $51,000 (2021) to $186,100 (2025), a CAGR of 38.2% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Land/Vacant parcel countywide rose +487.2%, so this parcel has lagged the broader land/vacant market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $3,965. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Land / Vacant. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 146% of market value ($272,000 land vs $0 improvements), about $11/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $186,100, this parcel sits in the upper-middle (50th–75th percentile) of Land/Vacant property in Travis County — county median $85,028 (P25 $24,862 / P75 $363,420, n=35,611). Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +38.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $938,570 by 2030, with an estimated annual tax burden around $15,922. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
Delinquent Taxes: $1,251.58 in unpaid taxes . These become a lien on the property and transfer to the buyer at closing unless negotiated otherwise.
| Entity | 2024 Rate | 2025 Rate | Rate Effect |
|---|---|---|---|
| Travis County | 0.3444% | 0.3758% | +58 |
| Travis Central Health | 0.1080% | 0.1180% | +19 |
| Travis County ESD # 07 | 0.0910% | 0.1000% | +17 |
| City of Lago Vista | 0.4231% | 0.4200% | -6 |
| Lago Vista ISD | 1.0169% | 1.0169% | +0 |
| Travis County ESD # 01 | 0.1000% | 0.1000% | +0 |
Market value changed by 355% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
This parcel has unpaid taxes on record. Delinquent taxes are a lien on the property and transfer to the buyer at closing unless negotiated otherwise.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $1,892.45 | $1,373.05 | $519.40 |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $781.62 | $567.10 | $214.52 |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $699.45 | $507.46 | $191.99 |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $219.64 | $159.35 | $60.29 |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $186.10 | $135.03 | $51.07 |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $186.04 | $134.98 | $51.06 |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $3,965.30 | $2,876.97 | $1,088.33 |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $136,000 | $186,100 | -26.9% |
| Assessed Value | $136,000 | $186,100 | -26.9% |
| Land Value | $136,000 | $272,000 | -50.0% |
| Improvement Value | — | — | — |
| Taxable Value | $136,000 | $186,100 | -26.9% |
| Total Tax 2026 = estimate |
~$2,898
Estimated
|
$3,965 | ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $136,000 | $136,000 | +0 (+0.0%) |
| Taxable Value | $136,000 | $136,000 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $136,000 | $136,000 | — | — | $136,000 | $136,000 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $186,100 | $272,000 | — | — | $186,100 | $186,100 | $3,965 | Verified |
| 2024 | $— | — | — | — | $186,100 | $— | $3,877 | Verified |
| 2023 | $— | — | — | — | $186,100 | $— | $3,764 | Verified |
| 2022 | $— | — | — | — | $231,826 | $— | $5,119 | Verified |
| 2021 | $51,000 | — | — | — | $51,000 | $— | $1,264 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -26.9% | -26.9% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | 2.1300% | Verified |
| 2024 | +0.0% | +0.0% | ~100% | 2.0800% | Verified |
| 2023 | -19.7% | -19.7% | ~100% | 2.0200% | Verified |
| 2022 | +354.6% ! | +354.6% | ~100% | 2.2100% | Verified |
| 2021 | base year | — | ~100% | 2.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +264.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -26.9% | +119.0% | +48.4% | +264.9% | 2025 | -26.9% | 2026 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
| Tax Amount | $3,965 | $2,615 | ~$9,887 | $3,965 | 2025 | $1,264 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$257,212 | ~$257,212 | ~2.0439% | ~$5,257 | +38.2% |
| 2027 | ~$355,496 | ~$355,496 | ~1.9570% | ~$6,957 | +91.0% |
| 2028 | ~$491,336 | ~$491,336 | ~1.8702% | ~$9,189 | +164.0% |
| 2029 | ~$679,083 | ~$679,083 | ~1.7833% | ~$12,110 | +264.9% |
| 2030 | ~$938,570 | ~$938,570 | ~1.6964% | ~$15,922 | +404.3% |
| 2026 | ~$253,490 | ~$253,490 | ~2.1307% | ~$5,401 | +36.2% |
| 2027 | ~$345,282 | ~$345,282 | ~2.1307% | ~$7,357 | +85.5% |
| 2028 | ~$470,313 | ~$470,313 | ~2.1307% | ~$10,021 | +152.7% |
| 2029 | ~$640,621 | ~$640,621 | ~2.1307% | ~$13,650 | +244.2% |
| 2030 | ~$872,599 | ~$872,599 | ~2.1307% | ~$18,593 | +368.9% |
| 2026 | ~$260,934 | ~$260,934 | ~2.0004% | ~$5,220 | +40.2% |
| 2027 | ~$365,859 | ~$365,859 | ~1.8702% | ~$6,842 | +96.6% |
| 2028 | ~$512,976 | ~$512,976 | ~1.7399% | ~$8,925 | +175.6% |
| 2029 | ~$719,251 | ~$719,251 | ~1.6096% | ~$11,577 | +286.5% |
| 2030 | ~$1,008,472 | ~$1,008,472 | ~1.4793% | ~$14,918 | +441.9% |
In 2025, this property's market value of $186,100 places it in the 50th–75th percentile for Land/Vacant properties in Travis County (35611 comparable) — +119% above the county median of $85,028. Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $186,100 | $24,862 | $85,028 | $363,420 | ↑ Above median | +2.1% |
| 2024 | — | $23,000 | $66,000 | $330,000 | — | +0.0% |
| 2023 | — | $25,000 | $71,500 | $271,439 | — | +0.0% |
| 2022 | — | $15,000 | $55,000 | $180,463 | — | +100.0% |
| 2021 | $51,000 | $6,000 | $14,480 | $80,000 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.