20043 CONTINENTAL DR TX 78645
| Owner | WALLS TERRY & LINDA |
|---|---|
| Parcel ID | 0162831804 |
| Short ID | 162106 |
| Type | Real |
| Use Code | C1 Vacant Lot |
| Valuation | Cost |
| Improvement SF | — |
| Land SF | 12,515 SF |
| Acres | 0.287 |
| Year Built | — |
| Legal | LOT 7043 HIGHLAND LAKE ESTATES SEC 7 |
| Neighborhood | S04WF |
| Land | $149,688 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $149,688 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $149,688 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $149,688 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $149,688 |
| Taxable Value | $149,688 |
|---|
Appreciation: Market value has risen +54.0% from $97,200 (2021) to $149,688 (2025), a CAGR of 11.4% over 4 years. This is strong appreciation — well above typical inflation. Growth has been fairly evenly spread across these years rather than concentrated in one jump. Over the same span, the median Land/Vacant parcel countywide rose +487.2%, so this parcel has lagged the broader land/vacant market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $3,189. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Land / Vacant. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 100% of market value ($149,688 land vs $0 improvements), about $12/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $149,688, this parcel sits in the upper-middle (50th–75th percentile) of Land/Vacant property in Travis County — county median $85,028 (P25 $24,862 / P75 $363,420, n=35,611). Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +11.4% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $256,796 by 2030, with an estimated annual tax burden around $4,356. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
Market value changed by 76% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $1,522.18 | $1,522.18 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $628.69 | $628.69 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $562.59 | $562.59 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $176.67 | $176.67 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $149.69 | $149.69 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $149.64 | $149.64 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $3,189.46 | $3,189.46 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $74,844 | $149,688 | -50.0% |
| Assessed Value | $74,844 | $149,688 | -50.0% |
| Land Value | $74,844 | $149,688 | -50.0% |
| Improvement Value | — | — | — |
| Taxable Value | $74,844 | $149,688 | -50.0% |
| Total Tax 2026 = estimate |
~$1,595
Estimated
|
~$3,189
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $74,844 | $74,844 | +0 (+0.0%) |
| Taxable Value | $74,844 | $74,844 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $74,844 | $74,844 | — | — | $74,844 | $74,844 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $149,688 | $149,688 | — | — | $149,688 | $149,688 | ~$3,189 | Partial |
| 2024 | $— | — | — | — | $149,688 | $— | $3,119 | Verified |
| 2023 | $— | — | — | — | $171,072 | $— | $3,460 | Verified |
| 2022 | $— | — | — | — | $171,072 | $— | $3,778 | Verified |
| 2021 | $97,200 | — | — | — | $97,200 | $— | $2,409 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -50.0% | -50.0% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | -12.5% | -12.5% | ~100% | 2.0800% | Verified |
| 2023 | +0.0% | +0.0% | ~100% | 2.0200% | Verified |
| 2022 | +76.0% ! | +76.0% | ~100% | 2.2100% | Verified |
| 2021 | base year | — | ~100% | 2.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +54.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -50.0% | +2.0% | +33.7% | +54.0% | 2025 | -50.0% | 2026 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$3,189 | $2,799 | ~$3,876 | $3,189 | 2025 | $2,409 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$166,751 | ~$166,751 | ~2.0439% | ~$3,408 | +11.4% |
| 2027 | ~$185,758 | ~$185,758 | ~1.9570% | ~$3,635 | +24.1% |
| 2028 | ~$206,932 | ~$206,932 | ~1.8702% | ~$3,870 | +38.2% |
| 2029 | ~$230,520 | ~$230,520 | ~1.7833% | ~$4,111 | +54.0% |
| 2030 | ~$256,796 | ~$256,796 | ~1.6964% | ~$4,356 | +71.6% |
| 2026 | ~$163,757 | ~$163,757 | ~2.1307% | ~$3,489 | +9.4% |
| 2027 | ~$179,148 | ~$179,148 | ~2.1307% | ~$3,817 | +19.7% |
| 2028 | ~$195,985 | ~$195,985 | ~2.1307% | ~$4,176 | +30.9% |
| 2029 | ~$214,405 | ~$214,405 | ~2.1307% | ~$4,568 | +43.2% |
| 2030 | ~$234,557 | ~$234,557 | ~2.1307% | ~$4,998 | +56.7% |
| 2026 | ~$169,744 | ~$169,744 | ~2.0004% | ~$3,396 | +13.4% |
| 2027 | ~$192,488 | ~$192,488 | ~1.8702% | ~$3,600 | +28.6% |
| 2028 | ~$218,279 | ~$218,279 | ~1.7399% | ~$3,798 | +45.8% |
| 2029 | ~$247,525 | ~$247,525 | ~1.6096% | ~$3,984 | +65.4% |
| 2030 | ~$280,690 | ~$280,690 | ~1.4793% | ~$4,152 | +87.5% |
In 2025, this property's market value of $149,688 places it in the 50th–75th percentile for Land/Vacant properties in Travis County (35611 comparable) — +76% above the county median of $85,028. Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $149,688 | $24,862 | $85,028 | $363,420 | ↑ Above median | +2.1% |
| 2024 | — | $23,000 | $66,000 | $330,000 | — | +0.0% |
| 2023 | — | $25,000 | $71,500 | $271,439 | — | +0.0% |
| 2022 | — | $15,000 | $55,000 | $180,463 | — | +100.0% |
| 2021 | $97,200 | $6,000 | $14,480 | $80,000 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.