SANTA ROSA AVE TX 78645
| Owner | SCHMALZ BERND |
|---|---|
| Parcel ID | 0162922101 |
| Short ID | 833607 |
| Type | Real |
| Use Code | C1 Vacant Lot |
| Valuation | Cost |
| Improvement SF | — |
| Land SF | 295,032 SF |
| Acres | 6.773 |
| Year Built | — |
| Legal | LOT 1B VISTA VILLAS RESUB PLAT OF LOT 1 |
| Neighborhood | S02AC |
| Land | $80,000 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $80,000 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $80,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $80,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $80,000 |
| Taxable Value | $80,000 |
|---|
Appreciation: Market value has fallen -46.2% from $148,625 (2021) to $80,000 (2025), a CAGR of -14.3% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2021→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Land/Vacant parcel countywide rose +487.2%, so this parcel has lagged the broader land/vacant market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $1,705. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Land / Vacant. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 100% of market value ($80,000 land vs $0 improvements), about $0/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $80,000, this parcel sits in the lower-middle (25th–50th percentile) of Land/Vacant property in Travis County — county median $85,028 (P25 $24,862 / P75 $363,420, n=35,611). Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the -14.3% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $36,884 by 2030, with an estimated annual tax burden around $626. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
Market value changed by 124% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $813.52 | $813.52 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $336.00 | $336.00 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $300.68 | $300.68 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $94.42 | $94.42 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $80.00 | $80.00 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $79.97 | $79.97 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $1,704.59 | $1,704.59 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $80,000 | $80,000 | +0.0% |
| Assessed Value | $80,000 | $80,000 | +0.0% |
| Land Value | $80,000 | $80,000 | +0.0% |
| Improvement Value | — | — | — |
| Taxable Value | $80,000 | $80,000 | +0.0% |
| Total Tax 2026 = estimate |
~$1,705
Estimated
|
~$1,705
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $80,000 | $80,000 | +0 (+0.0%) |
| Taxable Value | $80,000 | $80,000 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $80,000 | $80,000 | — | — | $80,000 | $80,000 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $80,000 | $80,000 | — | — | $80,000 | $80,000 | ~$1,705 | Partial |
| 2024 | $— | — | — | — | $80,000 | $— | $1,667 | Verified |
| 2023 | $— | — | — | — | $110,000 | $— | $2,225 | Verified |
| 2022 | $— | — | — | — | $332,646 | $— | $7,346 | Verified |
| 2021 | $148,625 | — | — | — | $148,625 | $— | $3,683 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | -27.3% | -27.3% | ~100% | 2.0800% | Verified |
| 2023 | -66.9% | -66.9% | ~100% | 2.0200% | Verified |
| 2022 | +123.8% ! | +123.8% | ~100% | 2.2100% | Verified |
| 2021 | base year | — | ~100% | 2.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): -46.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | -23.1% | -14.3% | +0.0% | 2026 | -46.2% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$1,705 | $2,694 | ~$977 | $3,683 | 2021 | $1,705 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$68,523 | ~$68,523 | ~2.0439% | ~$1,401 | -14.3% |
| 2027 | ~$58,693 | ~$58,693 | ~1.9570% | ~$1,149 | -26.6% |
| 2028 | ~$50,273 | ~$50,273 | ~1.8702% | ~$940 | -37.2% |
| 2029 | ~$43,061 | ~$43,061 | ~1.7833% | ~$768 | -46.2% |
| 2030 | ~$36,884 | ~$36,884 | ~1.6964% | ~$626 | -53.9% |
| 2026 | ~$76,000 | ~$76,000 | ~2.1307% | ~$1,619 | -5.0% |
| 2027 | ~$72,200 | ~$72,200 | ~2.1307% | ~$1,538 | -9.8% |
| 2028 | ~$68,590 | ~$68,590 | ~2.1307% | ~$1,461 | -14.3% |
| 2029 | ~$65,160 | ~$65,160 | ~2.1307% | ~$1,388 | -18.6% |
| 2030 | ~$61,902 | ~$61,902 | ~2.1307% | ~$1,319 | -22.6% |
| 2026 | ~$70,123 | ~$70,123 | ~2.0004% | ~$1,403 | -12.3% |
| 2027 | ~$61,466 | ~$61,466 | ~1.8702% | ~$1,150 | -23.2% |
| 2028 | ~$53,878 | ~$53,878 | ~1.7399% | ~$937 | -32.7% |
| 2029 | ~$47,226 | ~$47,226 | ~1.6096% | ~$760 | -41.0% |
| 2030 | ~$41,396 | ~$41,396 | ~1.4793% | ~$612 | -48.3% |
In 2025, this property's market value of $80,000 places it in the 25th–50th percentile for Land/Vacant properties in Travis County (35611 comparable) — -6% below the county median of $85,028. Land/Vacant here is the broad TCAD category — every land/vacant property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $80,000 | $24,862 | $85,028 | $363,420 | ↓ Below median | +2.1% |
| 2024 | — | $23,000 | $66,000 | $330,000 | — | +0.0% |
| 2023 | — | $25,000 | $71,500 | $271,439 | — | +0.0% |
| 2022 | — | $15,000 | $55,000 | $180,463 | — | +100.0% |
| 2021 | $148,625 | $6,000 | $14,480 | $80,000 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.