4693 LOYOLA LN TX 78723
| Owner | SAFA TRADING ESTABLISHMENT INC |
|---|---|
| Parcel ID | 0221251301 |
| Short ID | 219429 |
| Type | Real |
| Use Code | 20 Small Store (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 6,350 SF |
| Land SF | 36,347 SF |
| Acres | 0.834 |
| Year Built | 2023 |
| Legal | .8601 AC OF LOT 1A BLUFFS OF UNIVERSITY HILLS RESUB OF LTS 1 & 2 BLK A |
| Neighborhood | 1EA3 |
| Land | $617,899 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $617,899 |
| Improvement | $1,461,852 |
|---|---|
| Total Improvement | $1,461,852 |
| Market | $2,079,751 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $2,079,751 |
| Value Limitation Adjustment (−) (homestead cap) | −$917,225 |
| Net Appraised (assessed) | $1,162,526 |
| Taxable Value | $1,162,526 |
|---|
Appreciation: Market value has risen +593.9% from $299,736 (2021) to $2,079,751 (2025), a CAGR of 62.3% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $23,791. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Assessment Gap: Assessed value ($1,162,526) is $917,225 below market value, suggesting potential for an upward assessment in future years.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 30% of market value ($617,899 land vs $1,461,852 improvements), about $17/SF of land. Most value sits in the improvements, so building condition, age (~3 yrs), and rent roll drive the underwriting.
Submarket Position: At $2,079,751, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +62.3% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $23,420,809 by 2030, with an estimated annual tax burden around $441,188. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
1 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 6,350 SF | ✓ |
Market value changed by 326% in 2024, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $10,755.69 | $10,755.69 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $6,091.83 | $6,091.83 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $4,369.30 | $4,369.30 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,372.05 | $1,372.05 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $1,202.05 | $1,202.05 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $23,790.92 | $23,790.92 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,281,262 | $2,079,751 | +9.7% |
| Assessed Value | $1,395,031 | $1,162,526 | +20.0% |
| Land Value | $617,899 | $617,899 | +0.0% |
| Improvement Value | $1,663,363 | $1,461,852 | +13.8% |
| Taxable Value | $1,395,031 | $1,162,526 | +20.0% |
| HS Cap Loss | -$886,231 | — | |
| Total Tax 2026 = estimate |
~$28,549
Estimated
|
~$23,791
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $2,281,262 | $2,281,262 | +0 (+0.0%) |
| Taxable Value | $1,395,031 | $1,395,031 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $2,281,262 | $617,899 | $1,663,363 | −$886,231 | $1,395,031 | $1,395,031 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $2,079,751 | $617,899 | $1,461,852 | −$917,225 | $1,162,526 | $1,162,526 | ~$23,791 | Partial |
| 2024 | $— | — | — | — | $617,899 | $— | $19,199 | Verified |
| 2023 | $— | — | — | — | $290,776 | $— | $5,261 | Verified |
| 2022 | $— | — | — | — | $290,776 | $— | $5,743 | Verified |
| 2021 | $299,736 | — | — | — | $299,736 | $— | $6,524 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +9.7% | +20.0% | 61.2% | Not available | Partial |
| 2025 | +68.0% | +20.0% | 55.9% | Not available | Partial |
| 2024 | +325.7% ! | +233.2% | 78.3% | 1.5500% | Verified |
| 2023 | +0.0% | +0.0% | ~100% | 1.8100% | Verified |
| 2022 | -3.0% | -3.0% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.1800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +593.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +9.7% | +301.8% | +59.4% | +593.9% | 2025 | +9.7% | 2026 |
| Assessment Ratio | 61.2% | 72.4% | — | 100.0% | 2021 | 55.9% | 2025 |
| Effective Tax Rate (2025) | 1.1400% | 1.1400% | — | 1.1400% | 2025 | 1.1400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$23,791 | $15,158 | ~$213,505 | $23,791 | 2025 | $6,524 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$3,375,433 | ~$3,375,433 | ~2.0139% | ~$67,979 | +62.3% |
| 2027 | ~$5,478,322 | ~$5,478,322 | ~1.9814% | ~$108,547 | +163.4% |
| 2028 | ~$8,891,308 | ~$8,891,308 | ~1.9488% | ~$173,277 | +327.5% |
| 2029 | ~$14,430,580 | ~$14,430,580 | ~1.9163% | ~$276,532 | +593.9% |
| 2030 | ~$23,420,809 | ~$23,420,809 | ~1.8837% | ~$441,188 | +1026.1% |
| 2026 | ~$3,333,838 | ~$3,333,838 | ~2.0465% | ~$68,226 | +60.3% |
| 2027 | ~$5,344,137 | ~$5,344,137 | ~2.0465% | ~$109,367 | +157.0% |
| 2028 | ~$8,566,643 | ~$8,566,643 | ~2.0465% | ~$175,315 | +311.9% |
| 2029 | ~$13,732,315 | ~$13,732,315 | ~2.0465% | ~$281,030 | +560.3% |
| 2030 | ~$22,012,880 | ~$22,012,880 | ~2.0465% | ~$450,490 | +958.4% |
| 2026 | ~$3,417,028 | ~$3,417,028 | ~1.9977% | ~$68,261 | +64.3% |
| 2027 | ~$5,614,171 | ~$5,614,171 | ~1.9488% | ~$109,411 | +169.9% |
| 2028 | ~$9,224,075 | ~$9,224,075 | ~1.9000% | ~$175,259 | +343.5% |
| 2029 | ~$15,155,141 | ~$15,155,141 | ~1.8512% | ~$280,551 | +628.7% |
| 2030 | ~$24,899,873 | ~$24,899,873 | ~1.8024% | ~$448,788 | +1097.3% |
In 2025, this property's market value of $2,079,751 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +47% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $2,079,751 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | — | $661,016 | $1,438,465 | $3,471,171 | — | +0.0% |
| 2023 | — | $667,828 | $1,414,358 | $3,374,900 | — | +9.7% |
| 2022 | — | $553,066 | $1,215,730 | $2,939,150 | — | +3.3% |
| 2021 | $299,736 | $517,750 | $1,142,600 | $2,780,453 | ↓ Bottom 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.