909 CALDWELL ST TX 78653
| Owner | RETA REALTY LLC |
|---|---|
| Parcel ID | 0237620102 |
| Short ID | 240893 |
| Type | Real |
| Use Code | 83 Service / Repair Garage |
| Valuation | Income |
| Improvement SF | 2,144 SF |
| Land SF | 5,400 SF |
| Acres | 0.124 |
| Year Built | 1976 |
| Legal | LOT 10 BLK 5 LANE A E ADDN |
| Neighborhood | 83FEA |
| Land | $108,000 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $108,000 |
| Improvement | $203,000 |
|---|---|
| Total Improvement | $203,000 |
| Market | $311,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $311,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $311,000 |
| Taxable Value | $311,000 |
|---|
Appreciation: Market value has risen +10.9% from $280,395 (2021) to $311,000 (2025), a CAGR of 2.6% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.6324% in 2025 (+0.0436% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $8,187. Manor ISD is the largest single contributor, at 41.1% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 35% of market value ($108,000 land vs $203,000 improvements), about $20/SF of land. Most value sits in the improvements, so building condition, age (~50 yrs), and rent roll drive the underwriting.
Submarket Position: At $311,000, this parcel sits in the bottom quartile (<25th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +2.6% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $353,996 by 2030, with an estimated annual tax burden around $8,538. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 2,144 SF | ✓ |
| UBSMT | Unfinished Basement | 973 SF | ✓ |
| 551 | PAVED AREA | 875 SF | ✗ |
| SO | Sketch Only | 688 SF | ✗ |
| 611 | TERRACE | 640 SF | ✗ |
| 541 | FENCE COMM LF | 350 SF | ✗ |
Market value changed by 87% in 2026, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IMA Manor ISD | 1.3520% | 1.3520% | 1.0861% | 1.0814% | 1.0814% | +0.0000% | $3,363.15 | $3,363.15 | Paid |
| CMA City of Manor | 0.7827% | 0.7470% | 0.6789% | 0.8537% | 0.8537% | +0.0000% | $2,655.01 | $2,655.01 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,168.88 | $1,168.88 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $367.05 | $367.05 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $321.57 | $321.57 | Paid |
| E12 Travis County ESD # 12 | 0.1000% | 0.1000% | 0.0982% | 0.1000% | 0.1000% | +0.0000% | $311.00 | $311.00 | Paid |
| Combined Rate | 2.8087% | 2.7146% | 2.3671% | 2.5888% | 2.6324% | +0.0436% | $8,186.66 | $8,186.66 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $422,000 | $311,000 | +35.7% |
| Assessed Value | $373,200 | $311,000 | +20.0% |
| Land Value | $108,000 | $108,000 | +0.0% |
| Improvement Value | $314,000 | $203,000 | +54.7% |
| Taxable Value | $373,200 | $311,000 | +20.0% |
| HS Cap Loss | -$48,800 | — | |
| Total Tax 2026 = estimate |
~$9,824
Estimated
|
~$8,187
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $582,043 | $422,000 | -160,043 (-27.5%) |
| Taxable Value | $373,200 | $373,200 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $422,000 | $108,000 | $314,000 | −$48,800 | $373,200 | $373,200 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $311,000 | $108,000 | $203,000 | — | $311,000 | $311,000 | ~$8,187 | Partial |
| 2024 | $472,242 | — | — | −$364,242 | $108,000 | $— | $10,236 | Verified |
| 2023 | $298,347 | — | — | −$190,347 | $108,000 | $— | $11,179 | Verified |
| 2022 | $282,147 | — | — | −$201,147 | $81,000 | $— | $8,099 | Verified |
| 2021 | $280,395 | — | — | −$215,595 | $64,800 | $— | $7,925 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +87.2% ! | +20.0% | 64.1% | Not available | Partial |
| 2025 | -21.3% | -21.3% | ~100% | Not available | Partial |
| 2024 | -16.3% | -16.3% | ~100% | 2.5900% | Verified |
| 2023 | +51.4% | +51.4% | ~100% | 2.3700% | Verified |
| 2022 | +10.6% | +10.6% | ~100% | 2.6000% | Verified |
| 2021 | base year | — | ~100% | 2.8300% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +10.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +35.7% | +13.2% | -2.8% | +58.3% | 2024 | -34.1% | 2025 |
| Assessment Ratio | 88.4% | 49.9% | — | 100.0% | 2025 | 22.9% | 2024 |
| Effective Tax Rate (2025) | 2.6300% | 2.6300% | — | 2.6300% | 2025 | 2.6300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$8,187 | $9,125 | ~$8,402 | $11,179 | 2023 | $7,925 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$319,160 | ~$319,160 | ~2.5883% | ~$8,261 | +2.6% |
| 2027 | ~$327,533 | ~$327,533 | ~2.5442% | ~$8,333 | +5.3% |
| 2028 | ~$336,127 | ~$336,127 | ~2.5001% | ~$8,404 | +8.1% |
| 2029 | ~$344,946 | ~$344,946 | ~2.4561% | ~$8,472 | +10.9% |
| 2030 | ~$353,996 | ~$353,996 | ~2.4120% | ~$8,538 | +13.8% |
| 2026 | ~$312,940 | ~$312,940 | ~2.6324% | ~$8,238 | +0.6% |
| 2027 | ~$314,891 | ~$314,891 | ~2.6324% | ~$8,289 | +1.3% |
| 2028 | ~$316,855 | ~$316,855 | ~2.6324% | ~$8,341 | +1.9% |
| 2029 | ~$318,831 | ~$318,831 | ~2.6324% | ~$8,393 | +2.5% |
| 2030 | ~$320,820 | ~$320,820 | ~2.6324% | ~$8,445 | +3.2% |
| 2026 | ~$325,380 | ~$325,380 | ~2.5663% | ~$8,350 | +4.6% |
| 2027 | ~$340,424 | ~$340,424 | ~2.5001% | ~$8,511 | +9.5% |
| 2028 | ~$356,164 | ~$356,164 | ~2.4340% | ~$8,669 | +14.5% |
| 2029 | ~$372,632 | ~$372,632 | ~2.3679% | ~$8,824 | +19.8% |
| 2030 | ~$389,861 | ~$389,861 | ~2.3018% | ~$8,974 | +25.4% |
In 2025, this property's market value of $311,000 places it in the bottom 25% for Commercial properties in Travis County (13608 comparable) — -78% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $311,000 | $649,268 | $1,417,484 | $3,347,260 | ↓ Bottom 25% | -0.8% |
| 2024 | $472,242 | $661,016 | $1,438,465 | $3,471,171 | ↓ Bottom 25% | +0.0% |
| 2023 | $298,347 | $667,828 | $1,414,358 | $3,374,900 | ↓ Bottom 25% | +9.7% |
| 2022 | $282,147 | $553,066 | $1,215,730 | $2,939,150 | ↓ Bottom 25% | +3.3% |
| 2021 | $280,395 | $517,750 | $1,142,600 | $2,780,453 | ↓ Bottom 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.