2535 W ANDERSON LN AUSTIN, TX 78757
| Owner | AMERICAN BANK OF COMMERCE |
|---|---|
| Parcel ID | 0238050113 |
| Short ID | 584553 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 816 SF |
| Land SF | 13,285 SF |
| Acres | 0.305 |
| Year Built | 2004 |
| Legal | LOT 2 BLK A NORTHCROSS SEC 2 REPLAT OF LOT 3-F 3RD RESUB OF LOT 3 |
| Neighborhood | 58NEA |
| Land | $996,375 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $996,375 |
| Improvement | $324,659 |
|---|---|
| Total Improvement | $324,659 |
| Market | $1,321,034 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,321,034 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,321,034 |
| Taxable Value | $1,321,034 |
|---|
Appreciation: Market value has risen +51.1% from $874,500 (2021) to $1,321,034 (2025), a CAGR of 10.9% over 4 years. This is strong appreciation — well above typical inflation. Growth has been fairly evenly spread across these years rather than concentrated in one jump. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $27,035. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 75% of market value ($996,375 land vs $324,659 improvements), about $75/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $1,321,034, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +10.9% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,212,365 by 2030, with an estimated annual tax burden around $40,077. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
3 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 9,000 SF | ✗ |
| 503 | CANOPY - BANK | 1,167 SF | ✗ |
| 1ST | 1st Floor | 816 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $12,222.21 | $12,222.21 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $6,922.44 | $6,922.44 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $4,965.04 | $4,965.04 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,559.12 | $1,559.12 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $1,365.95 | $1,365.95 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $27,034.76 | $27,034.76 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,334,646 | $1,321,034 | +1.0% |
| Assessed Value | $1,334,646 | $1,321,034 | +1.0% |
| Land Value | $996,375 | $996,375 | +0.0% |
| Improvement Value | $338,271 | $324,659 | +4.2% |
| Taxable Value | $1,334,646 | $1,321,034 | +1.0% |
| Total Tax 2026 = estimate |
~$27,313
Estimated
|
~$27,035
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,334,646 | $1,334,646 | +0 (+0.0%) |
| Taxable Value | $1,334,646 | $1,334,646 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,334,646 | $996,375 | $338,271 | — | $1,334,646 | $1,334,646 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,321,034 | $996,375 | $324,659 | — | $1,321,034 | $1,321,034 | ~$27,035 | Partial |
| 2024 | $1,098,804 | — | — | −$102,429 | $996,375 | $— | $21,839 | Verified |
| 2023 | $866,400 | — | — | — | $996,375 ! | $— | $19,880 | Verified |
| 2022 | $866,400 | — | — | −$202,150 | $664,250 | $— | $17,111 | Verified |
| 2021 | $874,500 | — | — | −$210,250 | $664,250 | $— | $18,859 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +1.0% | +1.0% | ~100% | Not available | Partial |
| 2025 | +19.9% | +19.9% | ~100% | Not available | Partial |
| 2024 | -13.1% | -13.1% | ~100% | 1.9800% | Verified |
| 2023 | +46.4% | +46.4% | ~100% | 1.5700% | Verified |
| 2022 | -5.2% | -5.2% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.1600% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +44.6% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +1.0% | +9.4% | +10.6% | +26.8% | 2024 | -0.9% | 2022 |
| Assessment Ratio | 100.0% | 93.1% | — | 115.0% | 2023 | 76.0% | 2021 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$27,035 | $20,945 | ~$34,469 | $27,035 | 2025 | $17,111 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,464,544 | ~$1,453,137 | ~2.0139% | ~$29,265 | +10.9% |
| 2027 | ~$1,623,645 | ~$1,598,451 | ~1.9814% | ~$31,672 | +22.9% |
| 2028 | ~$1,800,030 | ~$1,758,296 | ~1.9488% | ~$34,266 | +36.3% |
| 2029 | ~$1,995,576 | ~$1,934,126 | ~1.9163% | ~$37,063 | +51.1% |
| 2030 | ~$2,212,365 | ~$2,127,538 | ~1.8837% | ~$40,077 | +67.5% |
| 2026 | ~$1,438,124 | ~$1,438,124 | ~2.0465% | ~$29,431 | +8.9% |
| 2027 | ~$1,565,592 | ~$1,565,592 | ~2.0465% | ~$32,040 | +18.5% |
| 2028 | ~$1,704,358 | ~$1,704,358 | ~2.0465% | ~$34,879 | +29.0% |
| 2029 | ~$1,855,423 | ~$1,855,423 | ~2.0465% | ~$37,971 | +40.5% |
| 2030 | ~$2,019,879 | ~$2,019,879 | ~2.0465% | ~$41,337 | +52.9% |
| 2026 | ~$1,490,965 | ~$1,453,137 | ~1.9977% | ~$29,029 | +12.9% |
| 2027 | ~$1,682,755 | ~$1,598,451 | ~1.9488% | ~$31,151 | +27.4% |
| 2028 | ~$1,899,216 | ~$1,758,296 | ~1.9000% | ~$33,408 | +43.8% |
| 2029 | ~$2,143,522 | ~$1,934,126 | ~1.8512% | ~$35,804 | +62.3% |
| 2030 | ~$2,419,253 | ~$2,127,538 | ~1.8024% | ~$38,346 | +83.1% |
In 2025, this property's market value of $1,321,034 places it in the 25th–50th percentile for Commercial properties in Travis County (13608 comparable) — -7% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,321,034 | $649,268 | $1,417,484 | $3,347,260 | ↓ Below median | -0.8% |
| 2024 | $1,098,804 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $866,400 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $866,400 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $874,500 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.