15118 F M RD 1825 TX 78660
| Owner | UNIVERSITY FEDERAL CREDIT UNION |
|---|---|
| Parcel ID | 0272260628 |
| Short ID | 892083 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 3,256 SF |
| Land SF | 52,811 SF |
| Acres | 1.212 |
| Year Built | 2011 |
| Legal | LOT 1D BLK A THREE POINTS COMMON RESUB LT 1D BLK A |
| Neighborhood | 58NEA |
| Land | $528,110 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $528,110 |
| Improvement | $991,890 |
|---|---|
| Total Improvement | $991,890 |
| Market | $1,520,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,520,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,520,000 |
| Taxable Value | $1,520,000 |
|---|
Appreciation: Market value has risen +19.7% from $1,270,000 (2021) to $1,520,000 (2025), a CAGR of 4.6% over 4 years. This represents moderate, steady growth. Growth has been fairly evenly spread across these years rather than concentrated in one jump. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.2282% in 2025 (+0.0900% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $33,868. Pflugerville ISD is the largest single contributor, at 49.7% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 35% of market value ($528,110 land vs $991,890 improvements), about $10/SF of land. Most value sits in the improvements, so building condition, age (~15 yrs), and rent roll drive the underwriting.
Submarket Position: At $1,520,000, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +4.6% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $1,902,801 by 2030, with an estimated annual tax burden around $35,862. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 3,256 SF | ✓ |
| 551 | PAVED AREA | 1,300 SF | ✗ |
| 503 | CANOPY - BANK | 840 SF | ✗ |
| 501 | CANOPY | 474 SF | ✗ |
| 437 | FENCE MASON LF | 38 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $16,824.88 | $16,824.88 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $7,965.06 | $7,965.06 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $5,712.84 | $5,712.84 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,793.95 | $1,793.95 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $1,571.68 | $1,571.68 | Paid |
| Combined Rate | 2.5030% | 2.2429% | 2.0589% | 2.1382% | 2.2282% | +0.0900% | $33,868.41 | $33,868.41 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,600,000 | $1,520,000 | +5.3% |
| Assessed Value | $1,600,000 | $1,520,000 | +5.3% |
| Land Value | $528,110 | $528,110 | +0.0% |
| Improvement Value | $1,071,890 | $991,890 | +8.1% |
| Taxable Value | $1,600,000 | $1,520,000 | +5.3% |
| Total Tax 2026 = estimate |
~$35,651
Estimated
|
~$33,868
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,600,000 | $1,600,000 | +0 (+0.0%) |
| Taxable Value | $1,600,000 | $1,600,000 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,600,000 | $528,110 | $1,071,890 | — | $1,600,000 | $1,600,000 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,520,000 | $528,110 | $991,890 | — | $1,520,000 | $1,520,000 | ~$33,868 | Partial |
| 2024 | $1,446,504 | — | — | −$918,394 | $528,110 | $— | $32,501 | Verified |
| 2023 | $1,319,478 | — | — | −$791,368 | $528,110 | $— | $29,783 | Verified |
| 2022 | $1,319,478 | — | — | −$844,179 | $475,299 | $— | $29,595 | Verified |
| 2021 | $1,270,000 | — | — | −$794,701 | $475,299 | $— | $33,026 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +5.3% | +5.3% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | +5.1% | +5.1% | ~100% | 2.1400% | Verified |
| 2023 | +9.6% | +9.6% | ~100% | 2.0600% | Verified |
| 2022 | +0.0% | +0.0% | ~100% | 2.2400% | Verified |
| 2021 | base year | — | ~100% | 2.6000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +15.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +5.3% | +4.8% | +3.5% | +9.6% | 2024 | +0.0% | 2023 |
| Assessment Ratio | 100.0% | 58.3% | — | 100.0% | 2025 | 36.0% | 2022 |
| Effective Tax Rate (2025) | 2.2300% | 2.2300% | — | 2.2300% | 2025 | 2.2300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$33,868 | $31,755 | ~$35,134 | $33,868 | 2025 | $29,595 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,589,840 | ~$1,589,840 | ~2.1595% | ~$34,332 | +4.6% |
| 2027 | ~$1,662,890 | ~$1,662,890 | ~2.0908% | ~$34,768 | +9.4% |
| 2028 | ~$1,739,296 | ~$1,739,296 | ~2.0221% | ~$35,170 | +14.4% |
| 2029 | ~$1,819,213 | ~$1,819,213 | ~1.9534% | ~$35,536 | +19.7% |
| 2030 | ~$1,902,801 | ~$1,902,801 | ~1.8847% | ~$35,862 | +25.2% |
| 2026 | ~$1,559,440 | ~$1,559,440 | ~2.2282% | ~$34,747 | +2.6% |
| 2027 | ~$1,599,904 | ~$1,599,904 | ~2.2282% | ~$35,649 | +5.3% |
| 2028 | ~$1,641,418 | ~$1,641,418 | ~2.2282% | ~$36,574 | +8.0% |
| 2029 | ~$1,684,009 | ~$1,684,009 | ~2.2282% | ~$37,523 | +10.8% |
| 2030 | ~$1,727,705 | ~$1,727,705 | ~2.2282% | ~$38,496 | +13.7% |
| 2026 | ~$1,620,240 | ~$1,620,240 | ~2.1251% | ~$34,432 | +6.6% |
| 2027 | ~$1,727,092 | ~$1,727,092 | ~2.0221% | ~$34,923 | +13.6% |
| 2028 | ~$1,840,989 | ~$1,840,989 | ~1.9190% | ~$35,329 | +21.1% |
| 2029 | ~$1,962,398 | ~$1,962,398 | ~1.8160% | ~$35,637 | +29.1% |
| 2030 | ~$2,091,814 | ~$2,091,814 | ~1.7129% | ~$35,832 | +37.6% |
In 2025, this property's market value of $1,520,000 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +7% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,520,000 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,446,504 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $1,319,478 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $1,319,478 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $1,270,000 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.