15305 GINGER ST AUSTIN, TX 78728
| Owner | MITK REAL ESTATE LLC |
|---|---|
| Parcel ID | 0274261003 |
| Short ID | 276940 |
| Type | Real |
| Use Code | 59 Office / Retail (SFR Conv.) |
| Valuation | Income |
| Improvement SF | 1,104 SF |
| Land SF | 12,137 SF |
| Acres | 0.279 |
| Year Built | 2006 |
| Legal | LOT 11 BLK 14 PAMELA HEIGHTS |
| Neighborhood | 59NOR |
| Land | $72,824 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $72,824 |
| Improvement | $163,177 |
|---|---|
| Total Improvement | $163,177 |
| Market | $236,001 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $236,001 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $236,001 |
| Taxable Value | $236,001 |
|---|
Appreciation: Market value has risen +9.3% from $215,965 (2021) to $236,001 (2025), a CAGR of 2.2% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.7240% in 2025 (+0.0338% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $4,069. Pflugerville ISD is the largest single contributor, at 64.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 31% of market value ($72,824 land vs $163,177 improvements), about $6/SF of land. Most value sits in the improvements, so building condition, age (~20 yrs), and rent roll drive the underwriting.
Submarket Position: At $236,001, this parcel sits in the bottom quartile (<25th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +2.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $263,680 by 2030, with an estimated annual tax burden around $3,662. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,104 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,104 SF | ✗ |
| 031C | GARAGE DET 1ST COMM | 900 SF | ✓ |
| 435 | FENCE IRON LF | 100 SF | ✗ |
| 591 | MASONRY TRIM SF | 96 SF | ✗ |
| 011C | PORCH OPEN 1ST COMM | 64 SF | ✗ |
| 612C | TERRACE UNCOVERD COMM | 24 SF | ✗ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 104% in 2026, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,612.30 | $2,612.30 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $887.00 | $887.00 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $278.54 | $278.54 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $218.93 | $218.93 | Paid |
| E17 Travis County ESD #17 | 0.0450% | 0.0245% | 0.0230% | 0.0370% | 0.0305% | -0.0065% | $71.98 | $71.98 | Paid |
| Combined Rate | 1.9922% | 1.7860% | 1.6148% | 1.6902% | 1.7240% | +0.0338% | $4,068.75 | $4,068.75 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $236,001 | $236,001 | +0.0% |
| Assessed Value | $236,001 | $236,001 | +0.0% |
| Land Value | $72,824 | $72,824 | +0.0% |
| Improvement Value | $163,177 | $163,177 | +0.0% |
| Taxable Value | $236,001 | $236,001 | +0.0% |
| Total Tax 2026 = estimate |
~$4,069
Estimated
|
~$4,069
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $482,388 | $236,001 | -246,387 (-51.1%) |
| Taxable Value | $283,201 | $236,001 | -47,200 (-16.7%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $236,001 | $72,824 | $163,177 | — | $236,001 | $236,001 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $236,001 | $72,824 | $163,177 | — | $236,001 | $236,001 | ~$4,069 | Partial |
| 2024 | $266,629 | — | — | −$193,805 | $72,824 | $— | $4,738 | Verified |
| 2023 | $352,992 | — | — | −$280,168 | $72,824 | $— | $4,306 | Verified |
| 2022 | $224,759 | — | — | −$151,935 | $72,824 | $— | $6,305 | Verified |
| 2021 | $215,965 | — | — | −$143,141 | $72,824 | $— | $4,478 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +104.4% ! | +20.0% | 58.7% | Not available | Partial |
| 2025 | -20.0% | -20.0% | ~100% | Not available | Partial |
| 2024 | +10.7% | +10.7% | ~100% | 1.6100% | Verified |
| 2023 | -24.5% | -24.5% | ~100% | 1.6100% | Verified |
| 2022 | +57.1% | +57.1% | ~100% | 1.7900% | Verified |
| 2021 | base year | — | ~100% | 2.0700% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +5.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +5.0% | +2.2% | +57.1% | 2023 | -24.5% | 2024 |
| Assessment Ratio | 100.0% | 52.3% | — | 100.0% | 2025 | 20.6% | 2023 |
| Effective Tax Rate (2025) | 1.7200% | 1.7200% | — | 1.7200% | 2025 | 1.7200% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$4,069 | $4,779 | ~$3,836 | $6,305 | 2022 | $4,069 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$241,294 | ~$241,294 | ~1.6570% | ~$3,998 | +2.2% |
| 2027 | ~$246,706 | ~$246,706 | ~1.5900% | ~$3,923 | +4.5% |
| 2028 | ~$252,239 | ~$252,239 | ~1.5229% | ~$3,841 | +6.9% |
| 2029 | ~$257,896 | ~$257,896 | ~1.4559% | ~$3,755 | +9.3% |
| 2030 | ~$263,680 | ~$263,680 | ~1.3888% | ~$3,662 | +11.7% |
| 2026 | ~$236,574 | ~$236,574 | ~1.7240% | ~$4,079 | +0.2% |
| 2027 | ~$237,148 | ~$237,148 | ~1.7240% | ~$4,089 | +0.5% |
| 2028 | ~$237,724 | ~$237,724 | ~1.7240% | ~$4,098 | +0.7% |
| 2029 | ~$238,301 | ~$238,301 | ~1.7240% | ~$4,108 | +1.0% |
| 2030 | ~$238,880 | ~$238,880 | ~1.7240% | ~$4,118 | +1.2% |
| 2026 | ~$246,014 | ~$246,014 | ~1.6235% | ~$3,994 | +4.2% |
| 2027 | ~$256,452 | ~$256,452 | ~1.5229% | ~$3,906 | +8.7% |
| 2028 | ~$267,332 | ~$267,332 | ~1.4224% | ~$3,802 | +13.3% |
| 2029 | ~$278,675 | ~$278,675 | ~1.3218% | ~$3,684 | +18.1% |
| 2030 | ~$290,498 | ~$290,498 | ~1.2213% | ~$3,548 | +23.1% |
In 2025, this property's market value of $236,001 places it in the bottom 25% for Commercial properties in Travis County (13608 comparable) — -83% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $236,001 | $649,268 | $1,417,484 | $3,347,260 | ↓ Bottom 25% | -0.8% |
| 2024 | $266,629 | $661,016 | $1,438,465 | $3,471,171 | ↓ Bottom 25% | +0.0% |
| 2023 | $352,992 | $667,828 | $1,414,358 | $3,374,900 | ↓ Bottom 25% | +9.7% |
| 2022 | $224,759 | $553,066 | $1,215,730 | $2,939,150 | ↓ Bottom 25% | +3.3% |
| 2021 | $215,965 | $517,750 | $1,142,600 | $2,780,453 | ↓ Bottom 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.