18904 ELK HORN DR TX 78653
| Owner | LUND JAMES T & BARBARA MARIE |
|---|---|
| Parcel ID | 0274650124 |
| Short ID | 906739 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 2,086 SF |
| Land SF | 10,271 SF |
| Acres | 0.236 |
| Year Built | 2020 |
| Legal | LOT 39 BLK L VERONA SEC 3 |
| Neighborhood | A9740 |
| Land | $44,361 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $44,361 |
| Improvement | $443,322 |
|---|---|
| Total Improvement | $443,322 |
| Market | $487,683 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $487,683 |
| Value Limitation Adjustment (−) (homestead cap) | −$38,171 |
| Net Appraised (assessed) | $449,512 |
| Exemptions (−) (HS,OV65) | −$233,122 |
|---|---|
| Taxable Value | $216,390 |
Appreciation: Market value has risen +1285.5% from $35,200 (2021) to $487,683 (2025), a CAGR of 92.9% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $4,822. Pflugerville ISD is the largest single contributor, at 42.1% of the total 2025 levy.
Assessment Gap: Assessed value ($449,512) is $38,171 below market value, suggesting potential for an upward assessment in future years.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 9% of market value ($44,361 land vs $443,322 improvements), about $4/SF of land. Most value sits in the improvements, so building condition, age (~6 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +92.9% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $13,035,608 by 2030, with an estimated annual tax burden around $14,279. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 2,086 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 2,086 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 590 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 182 SF | ✗ |
| 251 | BATHROOM | 3 SF | ✓ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
Market value changed by 320% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,602.02 | $2,602.02 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $2,137.39 | $2,137.39 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $813.29 | $813.29 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $416.99 | $416.99 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $205.84 | $205.84 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $6,175.53 | $6,175.53 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $407,570 | $487,683 | -16.4% |
| Assessed Value | $407,570 | $449,512 | -9.3% |
| Land Value | $111,084 | $44,361 | +150.4% |
| Improvement Value | $296,486 | $443,322 | -33.1% |
| Taxable Value | $180,787 | $216,390 | -16.5% |
| Exemptions | HS,OV65 | HS,OV65 | |
| Total Tax 2026 = estimate |
~$4,029
Estimated
|
~$6,176
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $407,570 | $407,570 | +0 (+0.0%) |
| Taxable Value | $182,836 | $180,787 | -2,049 (-1.1%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $407,570 | $111,084 | $296,486 | — | $407,570 | $180,787 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $487,683 | $44,361 | $443,322 | −$38,171 | $449,512 | $216,390 | ~$6,176 | Partial |
| 2024 | $464,526 | — | — | −$420,526 | $44,000 | $— | $6,378 | Verified |
| 2023 | $481,678 | — | — | −$437,678 | $44,000 | $— | $7,192 | Verified |
| 2022 | $114,773 | — | — | −$70,773 | $44,000 | $— | $8,955 | Verified |
| 2021 | $35,200 | — | — | — | $44,000 ! | $— | $2,793 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -16.4% | -9.3% | ~100% | Not available | Partial |
| 2025 | +19.3% | +10.0% | 92.2% | Not available | Partial |
| 2024 | -12.0% | -12.0% | ~100% | 1.5600% | Verified |
| 2023 | -3.6% | -3.6% | ~100% | 1.5500% | Verified |
| 2022 | +319.7% ! | +319.7% | ~100% | 1.8600% | Verified |
| 2021 | base year | — | ~100% | 7.9300% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +324.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -16.4% | +106.2% | +100.5% | +319.7% | 2023 | -16.4% | 2026 |
| Assessment Ratio | 100.0% | 62.4% | — | 125.0% | 2021 | 9.1% | 2023 |
| Effective Tax Rate (2025) | 1.2700% | 1.2700% | — | 1.2700% | 2025 | 1.2700% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$6,176 | $6,299 | ~$12,468 | $8,955 | 2022 | $2,793 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$940,885 | ~$494,463 | ~2.1773% | ~$10,766 | +92.9% |
| 2027 | ~$1,815,244 | ~$543,910 | ~2.1261% | ~$11,564 | +272.2% |
| 2028 | ~$3,502,143 | ~$598,300 | ~2.0748% | ~$12,414 | +618.1% |
| 2029 | ~$6,756,668 | ~$658,131 | ~2.0236% | ~$13,318 | +1285.5% |
| 2030 | ~$13,035,608 | ~$723,944 | ~1.9724% | ~$14,279 | +2573.0% |
| 2026 | ~$931,131 | ~$494,463 | ~2.2285% | ~$11,019 | +90.9% |
| 2027 | ~$1,777,804 | ~$543,910 | ~2.2285% | ~$12,121 | +264.5% |
| 2028 | ~$3,394,353 | ~$598,300 | ~2.2285% | ~$13,333 | +596.0% |
| 2029 | ~$6,480,823 | ~$658,131 | ~2.2285% | ~$14,667 | +1228.9% |
| 2030 | ~$12,373,806 | ~$723,944 | ~2.2285% | ~$16,133 | +2437.3% |
| 2026 | ~$950,638 | ~$494,463 | ~2.1517% | ~$10,639 | +94.9% |
| 2027 | ~$1,853,075 | ~$543,910 | ~2.0748% | ~$11,285 | +280.0% |
| 2028 | ~$3,612,190 | ~$598,300 | ~1.9980% | ~$11,954 | +640.7% |
| 2029 | ~$7,041,226 | ~$658,131 | ~1.9211% | ~$12,643 | +1343.8% |
| 2030 | ~$13,725,430 | ~$723,944 | ~1.8443% | ~$13,351 | +2714.4% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.