19401 CLOUDY BAY DR TX
| Owner | GUERRERO LAURA ANN ETAL |
|---|---|
| Parcel ID | 0274670234 |
| Short ID | 927327 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,404 SF |
| Land SF | 5,005 SF |
| Acres | 0.115 |
| Year Built | 2021 |
| Legal | LOT 32 BLK H VINE CREEK PHS 3 & 4 FINAL PLAT OF |
| Neighborhood | A9740 |
| Land | $41,123 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,123 |
| Improvement | $247,939 |
|---|---|
| Total Improvement | $247,939 |
| Market | $289,062 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $289,062 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $289,062 |
| Exemptions (−) (HS) | −$28,906 |
|---|---|
| Taxable Value | $260,156 |
Appreciation: Market value has risen +863.5% from $30,000 (2021) to $289,062 (2025), a CAGR of 76.2% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,798. Pflugerville ISD is the largest single contributor, at 43.9% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 14% of market value ($41,123 land vs $247,939 improvements), about $8/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +76.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $4,907,137 by 2030, with an estimated annual tax burden around $9,182. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,404 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,404 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 420 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 152 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 1012% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,424.80 | $2,424.80 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,546.48 | $1,546.48 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $977.78 | $977.78 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $307.04 | $307.04 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $268.15 | $268.15 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $5,524.25 | $5,524.25 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $274,216 | $289,062 | -5.1% |
| Assessed Value | $274,216 | $289,062 | -5.1% |
| Land Value | $80,040 | $41,123 | +94.6% |
| Improvement Value | $194,176 | $247,939 | -21.7% |
| Taxable Value | $246,794 | $260,156 | -5.1% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$5,500
Estimated
|
~$5,524
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $305,329 | $274,216 | -31,113 (-10.2%) |
| Taxable Value | $274,796 | $246,794 | -28,002 (-10.2%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $274,216 | $80,040 | $194,176 | — | $274,216 | $246,794 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $289,062 | $41,123 | $247,939 | — | $289,062 | $260,156 | ~$5,524 | Partial |
| 2024 | $419,498 | — | — | −$379,498 | $40,000 | $— | $6,454 | Verified |
| 2023 | $355,893 | — | — | −$315,893 | $40,000 | $— | $7,618 | Verified |
| 2022 | $— | — | — | — | $40,000 | $— | $7,581 | Verified |
| 2021 | $30,000 | — | — | — | $32,000 ! | $— | $779 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +5.6% | +5.6% | ~100% | Not available | Partial |
| 2025 | -11.3% | -11.3% | ~100% | Not available | Partial |
| 2024 | -22.3% | -16.8% | ~100% | 1.9800% | Verified |
| 2023 | +17.9% | +10.0% | 93.3% | 1.8200% | Verified |
| 2022 | +1012.2% ! | +1012.2% | ~100% | 2.1300% | Verified |
| 2021 | base year | — | ~100% | 2.6000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +803.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -5.1% | +267.0% | +78.1% | +1086.3% | 2023 | -31.1% | 2025 |
| Assessment Ratio | 100.0% | 65.5% | — | 106.7% | 2021 | 9.5% | 2024 |
| Effective Tax Rate (2025) | 1.9100% | 1.9100% | — | 1.9100% | 2025 | 1.9100% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$5,524 | $5,094 | ~$8,018 | $7,618 | 2023 | $779 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$509,282 | ~$317,968 | ~2.1773% | ~$6,923 | +76.2% |
| 2027 | ~$897,276 | ~$349,765 | ~2.1261% | ~$7,436 | +210.4% |
| 2028 | ~$1,580,860 | ~$384,742 | ~2.0748% | ~$7,983 | +446.9% |
| 2029 | ~$2,785,228 | ~$423,216 | ~2.0236% | ~$8,564 | +863.5% |
| 2030 | ~$4,907,137 | ~$465,537 | ~1.9724% | ~$9,182 | +1597.6% |
| 2026 | ~$503,501 | ~$317,968 | ~2.2285% | ~$7,086 | +74.2% |
| 2027 | ~$877,020 | ~$349,765 | ~2.2285% | ~$7,795 | +203.4% |
| 2028 | ~$1,527,632 | ~$384,742 | ~2.2285% | ~$8,574 | +428.5% |
| 2029 | ~$2,660,896 | ~$423,216 | ~2.2285% | ~$9,432 | +820.5% |
| 2030 | ~$4,634,866 | ~$465,537 | ~2.2285% | ~$10,375 | +1503.4% |
| 2026 | ~$515,063 | ~$317,968 | ~2.1517% | ~$6,842 | +78.2% |
| 2027 | ~$917,763 | ~$349,765 | ~2.0748% | ~$7,257 | +217.5% |
| 2028 | ~$1,635,310 | ~$384,742 | ~1.9980% | ~$7,687 | +465.7% |
| 2029 | ~$2,913,867 | ~$423,216 | ~1.9211% | ~$8,130 | +908.0% |
| 2030 | ~$5,192,055 | ~$465,537 | ~1.8443% | ~$8,586 | +1696.2% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.