19314 CLOUDY BAY DR TX
| Owner | CHAVEZ JORGE ALEXANDER MONTOYA & |
|---|---|
| Parcel ID | 0274670717 |
| Short ID | 927370 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,896 SF |
| Land SF | 5,001 SF |
| Acres | 0.115 |
| Year Built | 2021 |
| Legal | LOT 37 BLK G VINE CREEK PHS 3 & 4 FINAL PLAT OF |
| Neighborhood | A9740 |
| Land | $41,122 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,122 |
| Improvement | $284,969 |
|---|---|
| Total Improvement | $284,969 |
| Market | $326,091 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $326,091 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $326,091 |
| Exemptions (−) (HS) | −$65,218 |
|---|---|
| Taxable Value | $260,873 |
Appreciation: Market value has risen +987.0% from $30,000 (2021) to $326,091 (2025), a CAGR of 81.6% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,814. Pflugerville ISD is the largest single contributor, at 38.2% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 13% of market value ($41,122 land vs $284,969 improvements), about $8/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +81.6% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $6,435,922 by 2030, with an estimated annual tax burden around $10,358. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 1,896 SF | ✗ |
| 2ND | 2nd Floor | 1,148 SF | ✓ |
| 1ST | 1st Floor | 748 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 400 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 132 SF | ✗ |
| 252 | BEDROOMS | 5 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
Market value changed by 1188% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,059.84 | $2,059.84 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,744.59 | $1,744.59 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $980.48 | $980.48 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $307.89 | $307.89 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $302.50 | $302.50 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $5,395.30 | $5,395.30 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $306,497 | $326,091 | -6.0% |
| Assessed Value | $306,497 | $326,091 | -6.0% |
| Land Value | $80,006 | $41,122 | +94.6% |
| Improvement Value | $226,491 | $284,969 | -20.5% |
| Taxable Value | $245,198 | $260,873 | -6.0% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$5,464
Estimated
|
~$5,395
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $344,805 | $306,497 | -38,308 (-11.1%) |
| Taxable Value | $275,844 | $245,198 | -30,646 (-11.1%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $306,497 | $80,006 | $226,491 | — | $306,497 | $245,198 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $326,091 | $41,122 | $284,969 | — | $326,091 | $260,873 | ~$5,395 | Partial |
| 2024 | $440,321 | — | — | −$400,321 | $40,000 | $— | $6,164 | Verified |
| 2023 | $370,823 | — | — | −$330,823 | $40,000 | $— | $7,241 | Verified |
| 2022 | $— | — | — | — | $40,000 | $— | $7,535 | Verified |
| 2021 | $30,000 | — | — | — | $32,000 ! | $— | $779 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +5.7% | +5.7% | ~100% | Not available | Partial |
| 2025 | -5.6% | -5.6% | ~100% | Not available | Partial |
| 2024 | -21.6% | -15.3% | ~100% | 1.7900% | Verified |
| 2023 | +6.9% | -1.0% | 92.6% | 1.6400% | Verified |
| 2022 | +1187.6% ! | +1187.6% | ~100% | 1.8300% | Verified |
| 2021 | base year | — | ~100% | 2.6000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +919.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -6.0% | +280.7% | +83.9% | +1136.1% | 2023 | -25.9% | 2025 |
| Assessment Ratio | 100.0% | 65.3% | — | 106.7% | 2021 | 9.1% | 2024 |
| Effective Tax Rate (2025) | 1.6500% | 1.6500% | — | 1.6500% | 2025 | 1.6500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$5,395 | $4,895 | ~$9,045 | $7,241 | 2023 | $779 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$592,097 | ~$358,700 | ~2.1773% | ~$7,810 | +81.6% |
| 2027 | ~$1,075,097 | ~$394,570 | ~2.1261% | ~$8,389 | +229.7% |
| 2028 | ~$1,952,100 | ~$434,027 | ~2.0748% | ~$9,005 | +498.6% |
| 2029 | ~$3,544,511 | ~$477,430 | ~2.0236% | ~$9,661 | +987.0% |
| 2030 | ~$6,435,922 | ~$525,173 | ~1.9724% | ~$10,358 | +1873.7% |
| 2026 | ~$585,576 | ~$358,700 | ~2.2285% | ~$7,994 | +79.6% |
| 2027 | ~$1,051,543 | ~$394,570 | ~2.2285% | ~$8,793 | +222.5% |
| 2028 | ~$1,888,302 | ~$434,027 | ~2.2285% | ~$9,672 | +479.1% |
| 2029 | ~$3,390,905 | ~$477,430 | ~2.2285% | ~$10,640 | +939.9% |
| 2030 | ~$6,089,194 | ~$525,173 | ~2.2285% | ~$11,704 | +1767.3% |
| 2026 | ~$598,619 | ~$358,700 | ~2.1517% | ~$7,718 | +83.6% |
| 2027 | ~$1,098,911 | ~$394,570 | ~2.0748% | ~$8,187 | +237.0% |
| 2028 | ~$2,017,319 | ~$434,027 | ~1.9980% | ~$8,672 | +518.6% |
| 2029 | ~$3,703,279 | ~$477,430 | ~1.9211% | ~$9,172 | +1035.7% |
| 2030 | ~$6,798,268 | ~$525,173 | ~1.8443% | ~$9,686 | +1984.8% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.