19309 CLOUDY BAY DR TX
| Owner | RAMIREZ MARITZA |
|---|---|
| Parcel ID | 0276671001 |
| Short ID | 927436 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,405 SF |
| Land SF | 28,445 SF |
| Acres | 0.653 |
| Year Built | 2021 |
| Legal | LOT 36 BLK H VINE CREEK PHS 3 & 4 FINAL PLAT OF |
| Neighborhood | A9740 |
| Land | $60,782 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $60,782 |
| Improvement | $270,863 |
|---|---|
| Total Improvement | $270,863 |
| Market | $331,645 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $331,645 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $331,645 |
| Exemptions (−) (HS) | −$66,329 |
|---|---|
| Taxable Value | $265,316 |
Appreciation: Market value has risen +821.2% from $36,000 (2021) to $331,645 (2025), a CAGR of 74.2% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,913. Pflugerville ISD is the largest single contributor, at 38.5% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 18% of market value ($60,782 land vs $270,863 improvements), about $2/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +74.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $5,322,763 by 2030, with an estimated annual tax burden around $10,535. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,405 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,405 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 400 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 140 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 446% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,121.32 | $2,121.32 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,774.30 | $1,774.30 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $997.18 | $997.18 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $313.13 | $313.13 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $307.65 | $307.65 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $5,513.58 | $5,513.58 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $380,964 | $331,645 | +14.9% |
| Assessed Value | $364,809 | $331,645 | +10.0% |
| Land Value | $156,889 | $60,782 | +158.1% |
| Improvement Value | $224,075 | $270,863 | -17.3% |
| Taxable Value | $291,847 | $265,316 | +10.0% |
| Exemptions | HS | HS | |
| HS Cap Loss | -$16,155 | — | |
| Total Tax 2026 = estimate |
~$6,504
Estimated
|
~$5,514
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $380,964 | $380,964 | +0 (+0.0%) |
| Taxable Value | $291,847 | $291,847 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $380,964 | $156,889 | $224,075 | −$16,155 | $364,809 | $291,847 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $331,645 | $60,782 | $270,863 | — | $331,645 | $265,316 | ~$5,514 | Partial |
| 2024 | $426,022 | — | — | −$378,022 | $48,000 | $— | $5,899 | Verified |
| 2023 | $362,135 | — | — | −$314,135 | $48,000 | $— | $7,045 | Verified |
| 2022 | $66,291 | — | — | −$18,291 | $48,000 | $— | $7,314 | Verified |
| 2021 | $36,000 | — | — | — | $48,000 ! | $— | $1,613 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +14.9% | +10.0% | 95.8% | Not available | Partial |
| 2025 | -0.3% | -0.3% | ~100% | Not available | Partial |
| 2024 | -21.9% | -16.5% | ~100% | 1.7700% | Verified |
| 2023 | +17.6% | +10.0% | 93.5% | 1.6500% | Verified |
| 2022 | +446.3% ! | +446.3% | ~100% | 2.0200% | Verified |
| 2021 | base year | — | ~100% | 4.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +400.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +14.9% | +108.1% | +69.7% | +446.3% | 2023 | -22.2% | 2025 |
| Assessment Ratio | 95.8% | 71.0% | — | 133.3% | 2021 | 11.3% | 2024 |
| Effective Tax Rate (2025) | 1.6600% | 1.6600% | — | 1.6600% | 2025 | 1.6600% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$5,514 | $5,477 | ~$9,199 | $7,314 | 2022 | $1,613 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$577,785 | ~$364,810 | ~2.1773% | ~$7,943 | +74.2% |
| 2027 | ~$1,006,605 | ~$401,290 | ~2.1261% | ~$8,532 | +203.5% |
| 2028 | ~$1,753,685 | ~$441,419 | ~2.0748% | ~$9,159 | +428.8% |
| 2029 | ~$3,055,234 | ~$485,561 | ~2.0236% | ~$9,826 | +821.2% |
| 2030 | ~$5,322,763 | ~$534,118 | ~1.9724% | ~$10,535 | +1505.0% |
| 2026 | ~$571,152 | ~$364,810 | ~2.2285% | ~$8,130 | +72.2% |
| 2027 | ~$983,626 | ~$401,290 | ~2.2285% | ~$8,943 | +196.6% |
| 2028 | ~$1,693,980 | ~$441,419 | ~2.2285% | ~$9,837 | +410.8% |
| 2029 | ~$2,917,336 | ~$485,561 | ~2.2285% | ~$10,821 | +779.7% |
| 2030 | ~$5,024,175 | ~$534,118 | ~2.2285% | ~$11,903 | +1414.9% |
| 2026 | ~$584,418 | ~$364,810 | ~2.1517% | ~$7,850 | +76.2% |
| 2027 | ~$1,029,849 | ~$401,290 | ~2.0748% | ~$8,326 | +210.5% |
| 2028 | ~$1,814,778 | ~$441,419 | ~1.9980% | ~$8,819 | +447.2% |
| 2029 | ~$3,197,963 | ~$485,561 | ~1.9211% | ~$9,328 | +864.3% |
| 2030 | ~$5,635,382 | ~$534,118 | ~1.8443% | ~$9,851 | +1599.2% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.