19608 CLOUDY BAY DR TX 78660
| Owner | LASTER JOSHUA DREW & FAITH CHRISTINE |
|---|---|
| Parcel ID | 0276671206 |
| Short ID | 945337 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 2,782 SF |
| Land SF | 6,250 SF |
| Acres | 0.143 |
| Year Built | 2021 |
| Legal | LOT 12 BLK I VINE CREEK PHS 5 |
| Neighborhood | A9740 |
| Land | $41,419 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,419 |
| Improvement | $428,264 |
|---|---|
| Total Improvement | $428,264 |
| Market | $469,683 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $469,683 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $469,683 |
| Exemptions (−) (HS) | −$93,937 |
|---|---|
| Taxable Value | $375,746 |
Appreciation: Market value has fallen -13.3% from $542,008 (2023) to $469,683 (2025), a CAGR of -6.9% over 2 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $8,374. Pflugerville ISD is the largest single contributor, at 43.2% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 9% of market value ($41,419 land vs $428,264 improvements), about $7/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the -6.9% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $328,324 by 2030, with an estimated annual tax burden around $6,476. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 2,782 SF | ✗ |
| 2ND | 2nd Floor | 1,612 SF | ✓ |
| 1ST | 1st Floor | 1,170 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 400 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 142 SF | ✗ |
| 252 | BEDROOMS | 5 SF | ✓ |
| 251 | BATHROOM | 3 SF | ✓ |
Market value changed by 1594% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $3,649.26 | $3,649.26 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $2,512.80 | $2,512.80 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,412.22 | $1,412.22 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $443.47 | $443.47 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $435.70 | $435.70 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $8,453.45 | $8,453.45 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $432,000 | $469,683 | -8.0% |
| Assessed Value | $432,000 | $469,683 | -8.0% |
| Land Value | $90,000 | $41,419 | +117.3% |
| Improvement Value | $342,000 | $428,264 | -20.1% |
| Taxable Value | $345,600 | $375,746 | -8.0% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$7,702
Estimated
|
~$8,453
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $432,000 | $432,000 | +0 (+0.0%) |
| Taxable Value | $345,600 | $345,600 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $432,000 | $90,000 | $342,000 | — | $432,000 | $345,600 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $469,683 | $41,419 | $428,264 | — | $469,683 | $375,746 | ~$8,453 | Partial |
| 2024 | $472,452 | — | — | −$432,452 | $40,000 | $— | $8,755 | Verified |
| 2023 | $542,008 | — | — | −$502,008 | $40,000 | $— | $8,562 | Verified |
| 2022 | $— | — | — | — | $40,000 | $— | $11,198 | Verified |
| 2021 | $— | — | — | — | $32,000 | $— | $779 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -8.0% | -8.0% | ~100% | Not available | Partial |
| 2025 | +0.3% | +0.3% | ~100% | Not available | Partial |
| 2024 | -6.8% | -6.8% | ~100% | 1.8700% | Verified |
| 2023 | -7.3% | -7.3% | ~100% | 1.7000% | Verified |
| 2022 | +1593.8% ! | +1593.8% | ~100% | 2.0700% | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1367.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -8.0% | -7.1% | -5.3% | -0.6% | 2025 | -12.8% | 2024 |
| Assessment Ratio | 100.0% | 54.0% | — | 100.0% | 2025 | 7.4% | 2023 |
| Effective Tax Rate (2025) | 1.8000% | 1.8000% | — | 1.8000% | 2025 | 1.8000% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$8,453 | $8,590 | ~$7,929 | $8,755 | 2024 | $8,453 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$437,224 | ~$437,224 | ~2.1773% | ~$9,520 | -6.9% |
| 2027 | ~$407,009 | ~$407,009 | ~2.1261% | ~$8,653 | -13.3% |
| 2028 | ~$378,882 | ~$378,882 | ~2.0748% | ~$7,861 | -19.3% |
| 2029 | ~$352,698 | ~$352,698 | ~2.0236% | ~$7,137 | -24.9% |
| 2030 | ~$328,324 | ~$328,324 | ~1.9724% | ~$6,476 | -30.1% |
| 2026 | ~$446,199 | ~$446,199 | ~2.2285% | ~$9,944 | -5.0% |
| 2027 | ~$423,889 | ~$423,889 | ~2.2285% | ~$9,447 | -9.7% |
| 2028 | ~$402,694 | ~$402,694 | ~2.2285% | ~$8,974 | -14.3% |
| 2029 | ~$382,560 | ~$382,560 | ~2.2285% | ~$8,525 | -18.5% |
| 2030 | ~$363,432 | ~$363,432 | ~2.2285% | ~$8,099 | -22.6% |
| 2026 | ~$446,618 | ~$446,618 | ~2.1517% | ~$9,610 | -4.9% |
| 2027 | ~$424,686 | ~$424,686 | ~2.0748% | ~$8,811 | -9.6% |
| 2028 | ~$403,831 | ~$403,831 | ~1.9980% | ~$8,068 | -14.0% |
| 2029 | ~$384,000 | ~$384,000 | ~1.9211% | ~$7,377 | -18.2% |
| 2030 | ~$365,142 | ~$365,142 | ~1.8443% | ~$6,734 | -22.3% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.