19512 CLOUDY BAY DR TX 78660
| Owner | GIURGIUS MONICA |
|---|---|
| Parcel ID | 0276671211 |
| Short ID | 945342 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 1,765 SF |
| Land SF | 6,250 SF |
| Acres | 0.143 |
| Year Built | 2021 |
| Legal | LOT 7 BLK I VINE CREEK PHS 5 |
| Neighborhood | A9740 |
| Land | $41,419 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,419 |
| Improvement | $321,346 |
|---|---|
| Total Improvement | $321,346 |
| Market | $362,765 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $362,765 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $362,765 |
| Exemptions (−) (HS) | −$72,553 |
|---|---|
| Taxable Value | $290,212 |
Appreciation: Market value has risen +9.6% from $331,097 (2023) to $362,765 (2025), a CAGR of 4.7% over 2 years. This represents moderate, steady growth. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $6,467. Pflugerville ISD is the largest single contributor, at 39.9% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 11% of market value ($41,419 land vs $321,346 improvements), about $7/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +4.7% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $455,828 by 2030, with an estimated annual tax burden around $8,991. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 1,765 SF | ✓ |
| 095 | HVAC RESIDENTIAL | 1,765 SF | ✗ |
| 041 | GARAGE ATT 1ST F | 399 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 153 SF | ✗ |
| 252 | BEDROOMS | 3 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 1193% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $2,465.79 | $2,465.79 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $1,940.79 | $1,940.79 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,090.75 | $1,090.75 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $342.52 | $342.52 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $336.52 | $336.52 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $6,176.37 | $6,176.37 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $339,000 | $362,765 | -6.6% |
| Assessed Value | $339,000 | $362,765 | -6.6% |
| Land Value | $90,000 | $41,419 | +117.3% |
| Improvement Value | $249,000 | $321,346 | -22.5% |
| Taxable Value | $271,200 | $290,212 | -6.6% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$6,044
Estimated
|
~$6,176
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $355,905 | $339,000 | -16,905 (-4.7%) |
| Taxable Value | $284,724 | $271,200 | -13,524 (-4.7%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $339,000 | $90,000 | $249,000 | — | $339,000 | $271,200 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $362,765 | $41,419 | $321,346 | — | $362,765 | $290,212 | ~$6,176 | Partial |
| 2024 | $405,990 | — | — | −$365,990 | $40,000 | $— | $6,470 | Verified |
| 2023 | $331,097 | — | — | −$291,097 | $40,000 | $— | $7,234 | Verified |
| 2022 | $— | — | — | — | $40,000 | $— | $6,733 | Verified |
| 2021 | $— | — | — | — | $32,000 | $— | $779 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -1.9% | -1.9% | ~100% | Not available | Partial |
| 2025 | +0.8% | +0.8% | ~100% | Not available | Partial |
| 2024 | -11.4% | -11.4% | ~100% | 1.8000% | Verified |
| 2023 | -1.9% | -1.9% | ~100% | 1.7800% | Verified |
| 2022 | +1193.3% ! | +1193.3% | ~100% | 1.6300% | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1033.6% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -6.6% | +1.8% | +6.1% | +22.6% | 2024 | -10.6% | 2025 |
| Assessment Ratio | 100.0% | 55.5% | — | 100.0% | 2025 | 9.9% | 2024 |
| Effective Tax Rate (2025) | 1.7000% | 1.7000% | — | 1.7000% | 2025 | 1.7000% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$6,176 | $6,627 | ~$8,631 | $7,234 | 2023 | $6,176 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$379,717 | ~$379,717 | ~2.1773% | ~$8,268 | +4.7% |
| 2027 | ~$397,462 | ~$397,462 | ~2.1261% | ~$8,450 | +9.6% |
| 2028 | ~$416,036 | ~$416,036 | ~2.0748% | ~$8,632 | +14.7% |
| 2029 | ~$435,477 | ~$435,477 | ~2.0236% | ~$8,812 | +20.0% |
| 2030 | ~$455,828 | ~$455,828 | ~1.9724% | ~$8,991 | +25.7% |
| 2026 | ~$372,462 | ~$372,462 | ~2.2285% | ~$8,300 | +2.7% |
| 2027 | ~$382,418 | ~$382,418 | ~2.2285% | ~$8,522 | +5.4% |
| 2028 | ~$392,641 | ~$392,641 | ~2.2285% | ~$8,750 | +8.2% |
| 2029 | ~$403,136 | ~$403,136 | ~2.2285% | ~$8,984 | +11.1% |
| 2030 | ~$413,913 | ~$413,913 | ~2.2285% | ~$9,224 | +14.1% |
| 2026 | ~$386,973 | ~$386,973 | ~2.1517% | ~$8,326 | +6.7% |
| 2027 | ~$412,796 | ~$412,796 | ~2.0748% | ~$8,565 | +13.8% |
| 2028 | ~$440,342 | ~$440,342 | ~1.9980% | ~$8,798 | +21.4% |
| 2029 | ~$469,726 | ~$469,726 | ~1.9211% | ~$9,024 | +29.5% |
| 2030 | ~$501,072 | ~$501,072 | ~1.8443% | ~$9,241 | +38.1% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.