19501 CLOUDY BAY DR TX 78660
| Owner | PHAM NGHI & KHANH NGUYEN |
|---|---|
| Parcel ID | 0276671301 |
| Short ID | 945366 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 2,625 SF |
| Land SF | 6,134 SF |
| Acres | 0.141 |
| Year Built | 2021 |
| Legal | LOT 1 BLK K VINE CREEK PHS 5 |
| Neighborhood | A9740 |
| Land | $41,391 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $41,391 |
| Improvement | $407,836 |
|---|---|
| Total Improvement | $407,836 |
| Market | $449,227 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $449,227 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $449,227 |
| Exemptions (−) (HS) | −$103,791 |
|---|---|
| Taxable Value | $345,436 |
Appreciation: Market value has risen +2.3% from $438,990 (2023) to $449,227 (2025), a CAGR of 1.2% over 2 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.2285% in 2025 (+0.0325% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $7,698. Pflugerville ISD is the largest single contributor, at 42.4% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 9% of market value ($41,391 land vs $407,836 improvements), about $7/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +1.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $475,876 by 2030, with an estimated annual tax burden around $9,386. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 2,625 SF | ✗ |
| 2ND | 2nd Floor | 1,533 SF | ✓ |
| 1ST | 1st Floor | 1,092 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 441 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 135 SF | ✗ |
| 411 | SOLAR DEVICES RESIDENTIAL | 6 SF | ✓ |
| 252 | BEDROOMS | 5 SF | ✓ |
| 251 | BATHROOM | 3 SF | ✓ |
Market value changed by 1528% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IPF Pflugerville ISD | 1.3880% | 1.2646% | 1.1092% | 1.1069% | 1.1069% | +0.0000% | $3,268.47 | $3,268.47 | Paid |
| CPF City of Pflugerville | 0.4863% | 0.4813% | 0.5362% | 0.5428% | 0.5350% | -0.0078% | $2,328.75 | $2,328.75 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,298.30 | $1,298.30 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $407.69 | $407.69 | Paid |
| E02 Travis County ESD # 02 | 0.0900% | 0.0800% | 0.0773% | 0.0939% | 0.0928% | -0.0011% | $403.79 | $403.79 | Paid |
| Combined Rate | 2.4335% | 2.2428% | 2.1280% | 2.1960% | 2.2285% | +0.0325% | $7,707.00 | $7,707.00 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $395,329 | $449,227 | -12.0% |
| Assessed Value | $395,329 | $449,227 | -12.0% |
| Land Value | $89,072 | $41,391 | +115.2% |
| Improvement Value | $306,257 | $407,836 | -24.9% |
| Taxable Value | $305,834 | $345,436 | -11.5% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$6,816
Estimated
|
~$7,707
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $440,184 | $395,329 | -44,855 (-10.2%) |
| Taxable Value | $341,718 | $305,834 | -35,884 (-10.5%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $395,329 | $89,072 | $306,257 | — | $395,329 | $305,834 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $449,227 | $41,391 | $407,836 | — | $449,227 | $345,436 | ~$7,707 | Partial |
| 2024 | $553,389 | — | — | −$513,389 | $40,000 | $— | $8,080 | Verified |
| 2023 | $438,990 | — | — | −$398,990 | $40,000 | $— | $8,481 | Verified |
| 2022 | $— | — | — | — | $40,000 | $— | $8,974 | Verified |
| 2021 | $— | — | — | — | $32,000 | $— | $779 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -2.0% | -2.0% | ~100% | Not available | Partial |
| 2025 | -7.3% | -7.3% | ~100% | Not available | Partial |
| 2024 | -17.6% | +0.3% | ~100% | 1.6700% | Verified |
| 2023 | +12.8% | -7.3% | 82.1% | 1.4400% | Verified |
| 2022 | +1528.1% ! | +1528.1% | ~100% | 1.7200% | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1303.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -12.0% | -1.6% | +3.9% | +26.1% | 2024 | -18.8% | 2025 |
| Assessment Ratio | 100.0% | 54.1% | — | 100.0% | 2025 | 7.2% | 2024 |
| Effective Tax Rate (2025) | 1.7200% | 1.7200% | — | 1.7200% | 2025 | 1.7200% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$7,707 | $8,089 | ~$9,644 | $8,481 | 2023 | $7,707 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$454,435 | ~$454,435 | ~2.1773% | ~$9,894 | +1.2% |
| 2027 | ~$459,703 | ~$459,703 | ~2.1261% | ~$9,774 | +2.3% |
| 2028 | ~$465,032 | ~$465,032 | ~2.0748% | ~$9,649 | +3.5% |
| 2029 | ~$470,423 | ~$470,423 | ~2.0236% | ~$9,519 | +4.7% |
| 2030 | ~$475,876 | ~$475,876 | ~1.9724% | ~$9,386 | +5.9% |
| 2026 | ~$445,450 | ~$445,450 | ~2.2285% | ~$9,927 | -0.8% |
| 2027 | ~$441,705 | ~$441,705 | ~2.2285% | ~$9,844 | -1.7% |
| 2028 | ~$437,991 | ~$437,991 | ~2.2285% | ~$9,761 | -2.5% |
| 2029 | ~$434,309 | ~$434,309 | ~2.2285% | ~$9,679 | -3.3% |
| 2030 | ~$430,658 | ~$430,658 | ~2.2285% | ~$9,597 | -4.1% |
| 2026 | ~$463,419 | ~$463,419 | ~2.1517% | ~$9,971 | +3.2% |
| 2027 | ~$478,060 | ~$478,060 | ~2.0748% | ~$9,919 | +6.4% |
| 2028 | ~$493,163 | ~$493,163 | ~1.9980% | ~$9,853 | +9.8% |
| 2029 | ~$508,743 | ~$508,743 | ~1.9211% | ~$9,774 | +13.2% |
| 2030 | ~$524,816 | ~$524,816 | ~1.8443% | ~$9,679 | +16.8% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.