12101 PLOW HANDLE DR TX 78617
| Owner | BENITES CARLOS MERCADO & CARLOS MERCADO MARQUEZ |
|---|---|
| Parcel ID | 0332381418 |
| Short ID | 919128 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 2,466 SF |
| Land SF | 11,326 SF |
| Acres | 0.260 |
| Year Built | 2021 |
| Legal | LOT 17 BLK F ROSS ROAD SUBD |
| Neighborhood | G0330 |
| Land | $32,494 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $32,494 |
| Improvement | $345,950 |
|---|---|
| Total Improvement | $345,950 |
| Market | $378,444 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $378,444 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $378,444 |
| Exemptions (−) (HS) | −$75,689 |
|---|---|
| Taxable Value | $302,755 |
Appreciation: Market value has risen +1476.8% from $24,000 (2021) to $378,444 (2025), a CAGR of 99.3% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 5 taxing entities is 2.0702% in 2025 (+0.0420% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $6,268. Del Valle ISD is the largest single contributor, at 39.5% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 9% of market value ($32,494 land vs $345,950 improvements), about $3/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +99.3% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $11,891,581 by 2030, with an estimated annual tax burden around $10,737. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 2,466 SF | ✗ |
| 1ST | 1st Floor | 1,246 SF | ✓ |
| 2ND | 2nd Floor | 1,220 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 429 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 223 SF | ✗ |
| 252 | BEDROOMS | 5 SF | ✓ |
| 251 | BATHROOM | 2 SF | ✓ |
Market value changed by 1902% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IDV Del Valle ISD | 1.2020% | 1.1846% | 1.0028% | 0.9969% | 0.9489% | -0.0480% | $2,262.60 | $2,262.60 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $1,586.49 | $1,586.49 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,137.89 | $1,137.89 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $386.14 | $386.14 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $357.32 | $357.32 | Paid |
| Combined Rate | 2.3170% | 2.1629% | 1.9525% | 2.0282% | 2.0702% | +0.0420% | $5,730.44 | $5,730.44 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $366,007 | $378,444 | -3.3% |
| Assessed Value | $366,007 | $378,444 | -3.3% |
| Land Value | $32,494 | $32,494 | +0.0% |
| Improvement Value | $333,513 | $345,950 | -3.6% |
| Taxable Value | $292,806 | $302,755 | -3.3% |
| Exemptions | HS | HS | |
| Total Tax 2026 = estimate |
~$6,062
Estimated
|
~$5,730
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $366,007 | $366,007 | +0 (+0.0%) |
| Taxable Value | $292,806 | $292,806 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $366,007 | $32,494 | $333,513 | — | $366,007 | $292,806 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $378,444 | $32,494 | $345,950 | — | $378,444 | $302,755 | ~$5,730 | Partial |
| 2024 | $456,805 | — | — | −$425,305 | $31,500 | $— | $7,167 | Verified |
| 2023 | $480,488 | — | — | −$448,988 | $31,500 | $— | $7,134 | Verified |
| 2022 | $— | — | — | — | $30,000 | $— | $9,073 | Verified |
| 2021 | $24,000 | — | — | — | $24,000 | $— | $556 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -3.3% | -3.3% | ~100% | Not available | Partial |
| 2025 | -14.7% | -14.7% | ~100% | Not available | Partial |
| 2024 | -2.9% | -2.9% | ~100% | 1.6200% | Verified |
| 2023 | -4.9% | -4.9% | ~100% | 1.5600% | Verified |
| 2022 | +1902.0% ! | +1902.0% | ~100% | 1.8900% | Verified |
| 2021 | base year | — | ~100% | 2.3200% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1476.8% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -3.3% | +469.1% | +100.6% | +1902.0% | 2023 | -17.2% | 2025 |
| Assessment Ratio | 100.0% | 62.7% | — | 100.0% | 2021 | 6.6% | 2023 |
| Effective Tax Rate (2025) | 1.5100% | 1.5100% | — | 1.5100% | 2025 | 1.5100% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$5,730 | $5,147 | ~$9,522 | $7,167 | 2024 | $556 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$754,135 | ~$416,288 | ~2.0085% | ~$8,361 | +99.3% |
| 2027 | ~$1,502,785 | ~$457,917 | ~1.9468% | ~$8,915 | +297.1% |
| 2028 | ~$2,994,639 | ~$503,709 | ~1.8851% | ~$9,495 | +691.3% |
| 2029 | ~$5,967,494 | ~$554,080 | ~1.8234% | ~$10,103 | +1476.8% |
| 2030 | ~$11,891,581 | ~$609,488 | ~1.7617% | ~$10,737 | +3042.2% |
| 2026 | ~$746,566 | ~$416,288 | ~2.0702% | ~$8,618 | +97.3% |
| 2027 | ~$1,472,771 | ~$457,917 | ~2.0702% | ~$9,480 | +289.2% |
| 2028 | ~$2,905,373 | ~$503,709 | ~2.0702% | ~$10,428 | +667.7% |
| 2029 | ~$5,731,506 | ~$554,080 | ~2.0702% | ~$11,470 | +1414.5% |
| 2030 | ~$11,306,691 | ~$609,488 | ~2.0702% | ~$12,618 | +2887.7% |
| 2026 | ~$761,704 | ~$416,288 | ~1.9776% | ~$8,233 | +101.3% |
| 2027 | ~$1,533,102 | ~$457,917 | ~1.8851% | ~$8,632 | +305.1% |
| 2028 | ~$3,085,714 | ~$503,709 | ~1.7925% | ~$9,029 | +715.4% |
| 2029 | ~$6,210,696 | ~$554,080 | ~1.7000% | ~$9,419 | +1541.1% |
| 2030 | ~$12,500,430 | ~$609,488 | ~1.6074% | ~$9,797 | +3203.1% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.