3720 S CONGRESS AVE TX 78704
| Owner | CLAY KATHY |
|---|---|
| Parcel ID | 0408040114 |
| Short ID | 310889 |
| Type | Real |
| Use Code | 83 Service / Repair Garage |
| Valuation | Income |
| Improvement SF | 5,152 SF |
| Land SF | 19,000 SF |
| Acres | 0.436 |
| Year Built | 1972 |
| Legal | S100X190FT AV LOT 1-4 BLK 1 POST ROAD |
| Neighborhood | 83CEN |
| Land | $2,090,000 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $2,090,000 |
| Improvement | $1 |
|---|---|
| Total Improvement | $1 |
| Market | $2,090,001 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $2,090,001 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $2,090,001 |
| Taxable Value | $2,090,001 |
|---|
Appreciation: Market value has risen +61.2% from $1,296,336 (2021) to $2,090,001 (2025), a CAGR of 12.7% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $42,772. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 100% of market value ($2,090,000 land vs $1 improvements), about $110/SF of land. With value concentrated in the land under a ~54-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $2,090,001, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +12.7% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $3,796,930 by 2030, with an estimated annual tax burden around $63,406. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 5,152 SF | ✓ |
| 551 | PAVED AREA | 2,928 SF | ✗ |
| SO | Sketch Only | 1,872 SF | ✗ |
| 041C | GARAGE ATT 1ST COMM | 288 SF | ✓ |
| 541 | FENCE COMM LF | 150 SF | ✗ |
| 011C | PORCH OPEN 1ST COMM | 84 SF | ✗ |
| 091 | HVAC COMMRCL TON | 2 SF | ✗ |
| 251 | BATHROOM | 1 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $19,336.69 | $19,336.69 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $10,951.96 | $10,951.96 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $7,855.16 | $7,855.16 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $2,466.68 | $2,466.68 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $2,161.06 | $2,161.06 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $42,771.55 | $42,771.55 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,318,792 | $2,090,001 | +10.9% |
| Assessed Value | $2,318,792 | $2,090,001 | +10.9% |
| Land Value | $2,090,000 | $2,090,000 | +0.0% |
| Improvement Value | $228,792 | $1 | +22879100.0% |
| Taxable Value | $2,318,792 | $2,090,001 | +10.9% |
| Total Tax 2026 = estimate |
~$47,454
Estimated
|
~$42,772
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $2,318,792 | $2,318,792 | +0 (+0.0%) |
| Taxable Value | $2,318,792 | $2,318,792 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $2,318,792 | $2,090,000 | $228,792 | — | $2,318,792 | $2,318,792 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $2,090,001 | $2,090,000 | $1 | — | $2,090,001 | $2,090,001 | ~$42,772 | Partial |
| 2024 | $1,937,000 | — | — | — | $2,090,000 ! | $— | $41,636 | Verified |
| 2023 | $1,291,051 | — | — | — | $1,937,000 ! | $— | $35,045 | Verified |
| 2022 | $1,291,051 | — | — | −$56,051 | $1,235,000 | $— | $25,497 | Verified |
| 2021 | $1,296,336 | — | — | −$61,336 | $1,235,000 | $— | $28,102 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +10.9% | +10.9% | ~100% | Not available | Partial |
| 2025 | -0.5% | -0.5% | ~100% | Not available | Partial |
| 2024 | +8.5% | +8.5% | ~100% | 1.9800% | Verified |
| 2023 | +41.8% | +41.8% | ~100% | 1.8100% | Verified |
| 2022 | +5.8% | +5.8% | ~100% | 1.8700% | Verified |
| 2021 | base year | — | ~100% | 2.1700% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +61.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +10.9% | +13.7% | +10.5% | +50.0% | 2024 | -0.4% | 2022 |
| Assessment Ratio | 100.0% | 108.1% | — | 150.0% | 2023 | 95.3% | 2021 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$42,772 | $34,610 | ~$54,533 | $42,772 | 2025 | $25,497 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,355,069 | ~$2,299,001 | ~2.0139% | ~$46,300 | +12.7% |
| 2027 | ~$2,653,756 | ~$2,528,901 | ~1.9814% | ~$50,107 | +27.0% |
| 2028 | ~$2,990,324 | ~$2,781,791 | ~1.9488% | ~$54,213 | +43.1% |
| 2029 | ~$3,369,577 | ~$3,059,970 | ~1.9163% | ~$58,638 | +61.2% |
| 2030 | ~$3,796,930 | ~$3,365,968 | ~1.8837% | ~$63,406 | +81.7% |
| 2026 | ~$2,313,269 | ~$2,299,001 | ~2.0465% | ~$47,049 | +10.7% |
| 2027 | ~$2,560,389 | ~$2,528,901 | ~2.0465% | ~$51,754 | +22.5% |
| 2028 | ~$2,833,908 | ~$2,781,791 | ~2.0465% | ~$56,929 | +35.6% |
| 2029 | ~$3,136,645 | ~$3,059,970 | ~2.0465% | ~$62,622 | +50.1% |
| 2030 | ~$3,471,724 | ~$3,365,968 | ~2.0465% | ~$68,884 | +66.1% |
| 2026 | ~$2,396,869 | ~$2,299,001 | ~1.9977% | ~$45,926 | +14.7% |
| 2027 | ~$2,748,795 | ~$2,528,901 | ~1.9488% | ~$49,284 | +31.5% |
| 2028 | ~$3,152,392 | ~$2,781,791 | ~1.9000% | ~$52,854 | +50.8% |
| 2029 | ~$3,615,248 | ~$3,059,970 | ~1.8512% | ~$56,646 | +73.0% |
| 2030 | ~$4,146,064 | ~$3,365,968 | ~1.8024% | ~$60,667 | +98.4% |
In 2025, this property's market value of $2,090,001 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +47% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $2,090,001 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,937,000 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $1,291,051 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $1,291,051 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $1,296,336 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.