1315 W BEN WHITE BLVD TX 78704
| Owner | COTHRON LAND & CATTLE CO LP |
|---|---|
| Parcel ID | 0409100204 |
| Short ID | 312804 |
| Type | Real |
| Use Code | 20 Small Store (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 3,807 SF |
| Land SF | 12,584 SF |
| Acres | 0.289 |
| Year Built | 1978 |
| Legal | 0.2889 AC OF LOT 4 BLK 2 BANISTER ACRES |
| Neighborhood | 20SOU |
| Land | $880,872 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $880,872 |
| Improvement | $392,027 |
|---|---|
| Total Improvement | $392,027 |
| Market | $1,272,899 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,272,899 |
| Value Limitation Adjustment (−) (homestead cap) | −$12,899 |
| Net Appraised (assessed) | $1,260,000 |
| Taxable Value | $1,260,000 |
|---|
Appreciation: Market value has risen +62.8% from $781,931 (2021) to $1,272,899 (2025), a CAGR of 13.0% over 4 years. This is strong appreciation — well above typical inflation. Growth has been fairly evenly spread across these years rather than concentrated in one jump. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $25,786. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Assessment Gap: Assessed value ($1,260,000) is $12,899 below market value, suggesting potential for an upward assessment in future years.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 69% of market value ($880,872 land vs $392,027 improvements), about $70/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $1,272,899, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +13.0% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,340,593 by 2030, with an estimated annual tax burden around $38,226. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
3 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 4,650 SF | ✗ |
| 1ST | 1st Floor | 3,807 SF | ✓ |
| 501 | CANOPY | 201 SF | ✗ |
Market value changed by 86% in 2023, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $11,657.52 | $11,657.52 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $6,602.61 | $6,602.61 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $4,735.65 | $4,735.65 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,487.09 | $1,487.09 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $1,302.84 | $1,302.84 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $25,785.71 | $25,785.71 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,332,181 | $1,272,899 | +4.7% |
| Assessed Value | $1,332,181 | $1,260,000 | +5.7% |
| Land Value | $880,872 | $880,872 | +0.0% |
| Improvement Value | $451,309 | $392,027 | +15.1% |
| Taxable Value | $1,332,181 | $1,260,000 | +5.7% |
| Total Tax 2026 = estimate |
~$27,263
Estimated
|
~$25,786
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,332,181 | $1,332,181 | +0 (+0.0%) |
| Taxable Value | $1,332,181 | $1,332,181 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,332,181 | $880,872 | $451,309 | — | $1,332,181 | $1,332,181 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,272,899 | $880,872 | $392,027 | −$12,899 | $1,260,000 | $1,260,000 | ~$25,786 | Partial |
| 2024 | $1,000,000 | — | — | −$119,128 | $880,872 | $— | $20,809 | Verified |
| 2023 | $702,227 | — | — | −$198,872 | $503,355 | $— | $18,092 | Verified |
| 2022 | $1,164,385 | — | — | −$661,030 | $503,355 | $— | $13,868 | Verified |
| 2021 | $781,931 | — | — | −$278,576 | $503,355 | $— | $25,345 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +4.7% | +5.7% | ~100% | Not available | Partial |
| 2025 | -2.1% | +5.0% | 99.0% | Not available | Partial |
| 2024 | -0.2% | -7.9% | 92.3% | 1.6000% | Verified |
| 2023 | +85.5% ! | +85.5% | ~100% | 1.3900% | Verified |
| 2022 | -39.7% | -39.7% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 3.2400% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +9.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +4.7% | +16.7% | +11.9% | +48.9% | 2022 | -39.7% | 2023 |
| Assessment Ratio | 100.0% | 77.7% | — | 100.0% | 2026 | 43.2% | 2022 |
| Effective Tax Rate (2025) | 2.0300% | 2.0300% | — | 2.0300% | 2025 | 2.0300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$25,786 | $20,780 | ~$32,876 | $25,786 | 2025 | $13,868 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,437,806 | ~$1,386,000 | ~2.0139% | ~$27,913 | +13.0% |
| 2027 | ~$1,624,077 | ~$1,524,600 | ~1.9814% | ~$30,208 | +27.6% |
| 2028 | ~$1,834,480 | ~$1,677,060 | ~1.9488% | ~$32,683 | +44.1% |
| 2029 | ~$2,072,142 | ~$1,844,766 | ~1.9163% | ~$35,351 | +62.8% |
| 2030 | ~$2,340,593 | ~$2,029,243 | ~1.8837% | ~$38,226 | +83.9% |
| 2026 | ~$1,412,348 | ~$1,386,000 | ~2.0465% | ~$28,364 | +11.0% |
| 2027 | ~$1,567,074 | ~$1,524,600 | ~2.0465% | ~$31,201 | +23.1% |
| 2028 | ~$1,738,751 | ~$1,677,060 | ~2.0465% | ~$34,321 | +36.6% |
| 2029 | ~$1,929,235 | ~$1,844,766 | ~2.0465% | ~$37,753 | +51.6% |
| 2030 | ~$2,140,588 | ~$2,029,243 | ~2.0465% | ~$41,528 | +68.2% |
| 2026 | ~$1,463,264 | ~$1,386,000 | ~1.9977% | ~$27,688 | +15.0% |
| 2027 | ~$1,682,099 | ~$1,524,600 | ~1.9488% | ~$29,712 | +32.1% |
| 2028 | ~$1,933,661 | ~$1,677,060 | ~1.9000% | ~$31,864 | +51.9% |
| 2029 | ~$2,222,844 | ~$1,844,766 | ~1.8512% | ~$34,150 | +74.6% |
| 2030 | ~$2,555,276 | ~$2,029,243 | ~1.8024% | ~$36,574 | +100.7% |
In 2025, this property's market value of $1,272,899 places it in the 25th–50th percentile for Commercial properties in Travis County (13608 comparable) — -10% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,272,899 | $649,268 | $1,417,484 | $3,347,260 | ↓ Below median | -0.8% |
| 2024 | $1,000,000 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $702,227 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $1,164,385 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $781,931 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.