4322 TERRY-O LN TX 78745
| Owner | GARAY INVESTMENTS LLC |
|---|---|
| Parcel ID | 0412030335 |
| Short ID | 316307 |
| Type | Real |
| Use Code | 83 Service / Repair Garage |
| Valuation | Income |
| Improvement SF | 2,080 SF |
| Land SF | 11,671 SF |
| Acres | 0.268 |
| Year Built | 1980 |
| Legal | LOT 3 COOKE AND NEW SUBD |
| Neighborhood | 83SOU |
| Land | $291,775 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $291,775 |
| Improvement | $173,014 |
|---|---|
| Total Improvement | $173,014 |
| Market | $464,789 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $464,789 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $464,789 |
| Taxable Value | $464,789 |
|---|
Appreciation: Market value has risen +1.9% from $456,070 (2021) to $464,789 (2025), a CAGR of 0.5% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $9,512. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 63% of market value ($291,775 land vs $173,014 improvements), about $25/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $464,789, this parcel sits in the bottom quartile (<25th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +0.5% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $475,923 by 2030, with an estimated annual tax burden around $8,965. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 5,000 SF | ✗ |
| 1ST | 1st Floor | 2,080 SF | ✓ |
| 501 | CANOPY | 940 SF | ✗ |
| 571C | STORAGE DET COMM | 200 SF | ✓ |
| 541 | FENCE COMM LF | 100 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $4,300.23 | $4,300.23 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $2,435.57 | $2,435.57 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,746.89 | $1,746.89 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $548.56 | $548.56 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $480.59 | $480.59 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $9,511.84 | $9,511.84 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $548,728 | $464,789 | +18.1% |
| Assessed Value | $548,728 | $464,789 | +18.1% |
| Land Value | $291,775 | $291,775 | +0.0% |
| Improvement Value | $256,953 | $173,014 | +48.5% |
| Taxable Value | $548,728 | $464,789 | +18.1% |
| Total Tax 2026 = estimate |
~$11,230
Estimated
|
~$9,512
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $548,728 | $548,728 | +0 (+0.0%) |
| Taxable Value | $548,728 | $548,728 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $548,728 | $291,775 | $256,953 | — | $548,728 | $548,728 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $464,789 | $291,775 | $173,014 | — | $464,789 | $464,789 | ~$9,512 | Partial |
| 2024 | $540,364 | — | — | −$248,589 | $291,775 | $— | $9,170 | Verified |
| 2023 | $463,392 | — | — | −$171,617 | $291,775 | $— | $9,777 | Verified |
| 2022 | $459,313 | — | — | −$167,538 | $291,775 | $— | $9,152 | Verified |
| 2021 | $456,070 | — | — | −$164,295 | $291,775 | $— | $9,998 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +18.1% | +18.1% | ~100% | Not available | Partial |
| 2025 | +0.5% | +0.5% | ~100% | Not available | Partial |
| 2024 | -14.4% | -14.4% | ~100% | 1.9800% | Verified |
| 2023 | +16.6% | +16.6% | ~100% | 1.8100% | Verified |
| 2022 | +0.9% | +0.9% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.1900% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +1.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +18.1% | +4.5% | -2.6% | +18.1% | 2026 | -14.0% | 2025 |
| Assessment Ratio | 100.0% | 74.1% | — | 100.0% | 2025 | 54.0% | 2024 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$9,512 | $9,521 | ~$9,186 | $9,998 | 2021 | $9,152 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$466,995 | ~$466,995 | ~2.0139% | ~$9,405 | +0.5% |
| 2027 | ~$469,211 | ~$469,211 | ~1.9814% | ~$9,297 | +1.0% |
| 2028 | ~$471,437 | ~$471,437 | ~1.9488% | ~$9,188 | +1.4% |
| 2029 | ~$473,675 | ~$473,675 | ~1.9163% | ~$9,077 | +1.9% |
| 2030 | ~$475,923 | ~$475,923 | ~1.8837% | ~$8,965 | +2.4% |
| 2026 | ~$457,699 | ~$457,699 | ~2.0465% | ~$9,367 | -1.5% |
| 2027 | ~$450,717 | ~$450,717 | ~2.0465% | ~$9,224 | -3.0% |
| 2028 | ~$443,841 | ~$443,841 | ~2.0465% | ~$9,083 | -4.5% |
| 2029 | ~$437,071 | ~$437,071 | ~2.0465% | ~$8,945 | -6.0% |
| 2030 | ~$430,404 | ~$430,404 | ~2.0465% | ~$8,808 | -7.4% |
| 2026 | ~$476,290 | ~$476,290 | ~1.9977% | ~$9,515 | +2.5% |
| 2027 | ~$488,077 | ~$488,077 | ~1.9488% | ~$9,512 | +5.0% |
| 2028 | ~$500,154 | ~$500,154 | ~1.9000% | ~$9,503 | +7.6% |
| 2029 | ~$512,531 | ~$512,531 | ~1.8512% | ~$9,488 | +10.3% |
| 2030 | ~$525,214 | ~$525,214 | ~1.8024% | ~$9,466 | +13.0% |
In 2025, this property's market value of $464,789 places it in the bottom 25% for Commercial properties in Travis County (13608 comparable) — -67% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $464,789 | $649,268 | $1,417,484 | $3,347,260 | ↓ Bottom 25% | -0.8% |
| 2024 | $540,364 | $661,016 | $1,438,465 | $3,471,171 | ↓ Bottom 25% | +0.0% |
| 2023 | $463,392 | $667,828 | $1,414,358 | $3,374,900 | ↓ Bottom 25% | +9.7% |
| 2022 | $459,313 | $553,066 | $1,215,730 | $2,939,150 | ↓ Bottom 25% | +3.3% |
| 2021 | $456,070 | $517,750 | $1,142,600 | $2,780,453 | ↓ Bottom 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.