10901 W U S HY 290 TX 78737
| Owner | LONE STAR BANK |
|---|---|
| Parcel ID | 0414680101 |
| Short ID | 783026 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 6,020 SF |
| Land SF | 336,886 SF |
| Acres | 7.734 |
| Year Built | 2012 |
| Legal | LOT 2 BLK A LONE STAR BANK SUBD |
| Neighborhood | 58SWE |
| Land | $3,722,590 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $3,722,590 |
| Improvement | $1,210,316 |
|---|---|
| Total Improvement | $1,210,316 |
| Market | $4,932,906 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $4,932,906 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $4,932,906 |
| Taxable Value | $4,932,906 |
|---|
Appreciation: Market value has risen +66.4% from $2,963,887 (2021) to $4,932,906 (2025), a CAGR of 13.6% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.5815% in 2025 (+0.0243% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $78,012. Austin ISD is the largest single contributor, at 58.5% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 75% of market value ($3,722,590 land vs $1,210,316 improvements), about $11/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $4,932,906, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +13.6% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $9,325,118 by 2030, with an estimated annual tax burden around $113,801. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 23,000 SF | ✗ |
| 1ST | 1st Floor | 6,020 SF | ✓ |
| 501 | CANOPY | 841 SF | ✗ |
| 611 | TERRACE | 841 SF | ✗ |
| 503 | CANOPY - BANK | 800 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $45,639.25 | $45,639.25 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $18,540.08 | $18,540.08 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $5,821.96 | $5,821.96 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $5,100.62 | $5,100.62 | Paid |
| E03 Travis County ESD # 03 | 0.0650% | 0.0450% | 0.0400% | 0.0530% | 0.0590% | +0.0060% | $2,910.41 | $2,910.41 | Paid |
| Combined Rate | 1.7007% | 1.5572% | 1.4034% | 1.5572% | 1.5815% | +0.0243% | $78,012.32 | $78,012.32 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $4,932,906 | $4,932,906 | +0.0% |
| Assessed Value | $4,932,906 | $4,932,906 | +0.0% |
| Land Value | $3,722,590 | $3,722,590 | +0.0% |
| Improvement Value | $1,210,316 | $1,210,316 | +0.0% |
| Taxable Value | $4,932,906 | $4,932,906 | +0.0% |
| Total Tax 2026 = estimate |
~$78,012
Estimated
|
~$78,012
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $5,900,751 | $4,932,906 | -967,845 (-16.4%) |
| Taxable Value | $5,900,751 | $4,932,906 | -967,845 (-16.4%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $4,932,906 | $3,722,590 | $1,210,316 | — | $4,932,906 | $4,932,906 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $4,932,906 | $3,722,590 | $1,210,316 | — | $4,932,906 | $4,932,906 | ~$78,012 | Partial |
| 2024 | $4,498,087 | — | — | −$775,497 | $3,722,590 | $— | $70,045 | Verified |
| 2023 | $4,243,479 | — | — | −$520,889 | $3,722,590 | $— | $63,128 | Verified |
| 2022 | $4,330,081 | — | — | −$1,466,550 | $2,863,531 | $— | $66,080 | Verified |
| 2021 | $2,963,887 | — | — | −$100,356 | $2,863,531 | $— | $73,641 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +19.6% | +19.6% | ~100% | Not available | Partial |
| 2025 | -14.2% | -14.2% | ~100% | Not available | Partial |
| 2024 | +27.8% | +27.8% | ~100% | 1.2200% | Verified |
| 2023 | +6.0% | +6.0% | ~100% | 1.4000% | Verified |
| 2022 | -4.5% | -4.5% | ~100% | 1.5600% | Verified |
| 2021 | base year | — | ~100% | 2.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +11.1% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +12.0% | +13.6% | +46.1% | 2022 | -2.0% | 2023 |
| Assessment Ratio | 100.0% | 88.9% | — | 100.0% | 2025 | 66.1% | 2022 |
| Effective Tax Rate (2025) | 1.5800% | 1.5800% | — | 1.5800% | 2025 | 1.5800% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$78,012 | $70,181 | ~$98,481 | $78,012 | 2025 | $63,128 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$5,602,903 | ~$5,426,197 | ~1.5517% | ~$84,196 | +13.6% |
| 2027 | ~$6,363,901 | ~$5,968,816 | ~1.5219% | ~$90,837 | +29.0% |
| 2028 | ~$7,228,260 | ~$6,565,698 | ~1.4921% | ~$97,964 | +46.5% |
| 2029 | ~$8,210,017 | ~$7,222,268 | ~1.4623% | ~$105,608 | +66.4% |
| 2030 | ~$9,325,118 | ~$7,944,494 | ~1.4325% | ~$113,801 | +89.0% |
| 2026 | ~$5,504,245 | ~$5,426,197 | ~1.5815% | ~$85,814 | +11.6% |
| 2027 | ~$6,141,758 | ~$5,968,816 | ~1.5815% | ~$94,395 | +24.5% |
| 2028 | ~$6,853,109 | ~$6,565,698 | ~1.5815% | ~$103,834 | +38.9% |
| 2029 | ~$7,646,851 | ~$7,222,268 | ~1.5815% | ~$114,218 | +55.0% |
| 2030 | ~$8,532,525 | ~$7,944,494 | ~1.5815% | ~$125,640 | +73.0% |
| 2026 | ~$5,701,562 | ~$5,426,197 | ~1.5368% | ~$83,388 | +15.6% |
| 2027 | ~$6,589,991 | ~$5,968,816 | ~1.4921% | ~$89,058 | +33.6% |
| 2028 | ~$7,616,857 | ~$6,565,698 | ~1.4474% | ~$95,029 | +54.4% |
| 2029 | ~$8,803,731 | ~$7,222,268 | ~1.4027% | ~$101,303 | +78.5% |
| 2030 | ~$10,175,546 | ~$7,944,494 | ~1.3579% | ~$107,882 | +106.3% |
In 2025, this property's market value of $4,932,906 places it in the top 25% for Commercial properties in Travis County (13608 comparable) — 3× the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $4,932,906 | $649,268 | $1,417,484 | $3,347,260 | ↑ Top 25% | -0.8% |
| 2024 | $4,498,087 | $661,016 | $1,438,465 | $3,471,171 | ↑ Top 25% | +0.0% |
| 2023 | $4,243,479 | $667,828 | $1,414,358 | $3,374,900 | ↑ Top 25% | +9.7% |
| 2022 | $4,330,081 | $553,066 | $1,215,730 | $2,939,150 | ↑ Top 25% | +3.3% |
| 2021 | $2,963,887 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.