2205 BERKELEY AVE TX 78745
| Owner | UNITED HERITAGE CREDIT UNION |
|---|---|
| Parcel ID | 0415170503 |
| Short ID | 323568 |
| Type | Real |
| Use Code | 53 Office Small (<10,000 SF) |
| Valuation | Income |
| Improvement SF | 2,108 SF |
| Land SF | 8,050 SF |
| Acres | 0.185 |
| Year Built | 1973 |
| Legal | ZIDELLS ONE-FIFTH ACRE |
| Neighborhood | 53SOU |
| Land | $80,500 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $80,500 |
| Improvement | $206,777 |
|---|---|
| Total Improvement | $206,777 |
| Market | $287,277 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $287,277 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $287,277 |
| Taxable Value | $287,277 |
|---|
Appreciation: Market value has fallen -29.8% from $409,172 (2021) to $287,277 (2025), a CAGR of -8.5% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2022→2023), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $5,879. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 28% of market value ($80,500 land vs $206,777 improvements), about $10/SF of land. Most value sits in the improvements, so building condition, age (~53 yrs), and rent roll drive the underwriting.
Submarket Position: At $287,277, this parcel sits in the bottom quartile (<25th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the -8.5% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $184,627 by 2030, with an estimated annual tax burden around $3,478. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 4,225 SF | ✗ |
| 1ST | 1st Floor | 2,108 SF | ✓ |
| 501 | CANOPY | 406 SF | ✗ |
| 541 | FENCE COMM LF | 80 SF | ✗ |
| 327 | STORAGE COMM'L | 48 SF | ✓ |
Market value changed by 123% in 2023, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $2,657.89 | $2,657.89 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $1,505.38 | $1,505.38 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,079.72 | $1,079.72 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $339.05 | $339.05 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $297.04 | $297.04 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $5,879.08 | $5,879.08 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $287,277 | $287,277 | +0.0% |
| Assessed Value | $287,277 | $287,277 | +0.0% |
| Land Value | $80,500 | $80,500 | +0.0% |
| Improvement Value | $206,777 | $206,777 | +0.0% |
| Taxable Value | $287,277 | $287,277 | +0.0% |
| Total Tax 2026 = estimate |
~$5,879
Estimated
|
~$5,879
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $432,664 | $287,277 | -145,387 (-33.6%) |
| Taxable Value | $344,732 | $287,277 | -57,455 (-16.7%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $287,277 | $80,500 | $206,777 | — | $287,277 | $287,277 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $287,277 | $80,500 | $206,777 | — | $287,277 | $287,277 | ~$5,879 | Partial |
| 2024 | $251,758 | — | — | −$171,258 | $80,500 | $— | $5,693 | Verified |
| 2023 | $270,300 | — | — | −$189,800 | $80,500 | $— | $4,555 | Verified |
| 2022 | $489,926 | — | — | −$409,426 | $80,500 | $— | $5,338 | Verified |
| 2021 | $409,172 | — | — | −$328,672 | $80,500 | $— | $10,664 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +50.6% | +20.0% | 79.7% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | -52.4% | -52.4% | ~100% | 1.9800% | Verified |
| 2023 | +123.5% ! | +123.5% | ~100% | 0.7500% | Verified |
| 2022 | -47.8% | -47.8% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.6100% | Verified |
| Cumulative market value growth (earliest valid year → 2025): -44.5% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | -3.6% | -8.5% | +19.7% | 2022 | -44.8% | 2023 |
| Assessment Ratio | 100.0% | 49.6% | — | 100.0% | 2025 | 16.4% | 2022 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$5,879 | $6,426 | ~$4,340 | $10,664 | 2021 | $4,555 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$262,966 | ~$262,966 | ~2.0139% | ~$5,296 | -8.5% |
| 2027 | ~$240,712 | ~$240,712 | ~1.9814% | ~$4,769 | -16.2% |
| 2028 | ~$220,342 | ~$220,342 | ~1.9488% | ~$4,294 | -23.3% |
| 2029 | ~$201,695 | ~$201,695 | ~1.9163% | ~$3,865 | -29.8% |
| 2030 | ~$184,627 | ~$184,627 | ~1.8837% | ~$3,478 | -35.7% |
| 2026 | ~$272,913 | ~$272,913 | ~2.0465% | ~$5,585 | -5.0% |
| 2027 | ~$259,267 | ~$259,267 | ~2.0465% | ~$5,306 | -9.8% |
| 2028 | ~$246,304 | ~$246,304 | ~2.0465% | ~$5,041 | -14.3% |
| 2029 | ~$233,989 | ~$233,989 | ~2.0465% | ~$4,789 | -18.5% |
| 2030 | ~$222,289 | ~$222,289 | ~2.0465% | ~$4,549 | -22.6% |
| 2026 | ~$268,712 | ~$268,712 | ~1.9977% | ~$5,368 | -6.5% |
| 2027 | ~$251,346 | ~$251,346 | ~1.9488% | ~$4,898 | -12.5% |
| 2028 | ~$235,102 | ~$235,102 | ~1.9000% | ~$4,467 | -18.2% |
| 2029 | ~$219,909 | ~$219,909 | ~1.8512% | ~$4,071 | -23.5% |
| 2030 | ~$205,697 | ~$205,697 | ~1.8024% | ~$3,707 | -28.4% |
In 2025, this property's market value of $287,277 places it in the bottom 25% for Commercial properties in Travis County (13608 comparable) — -80% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $287,277 | $649,268 | $1,417,484 | $3,347,260 | ↓ Bottom 25% | -0.8% |
| 2024 | $251,758 | $661,016 | $1,438,465 | $3,471,171 | ↓ Bottom 25% | +0.0% |
| 2023 | $270,300 | $667,828 | $1,414,358 | $3,374,900 | ↓ Bottom 25% | +9.7% |
| 2022 | $489,926 | $553,066 | $1,215,730 | $2,939,150 | ↓ Bottom 25% | +3.3% |
| 2021 | $409,172 | $517,750 | $1,142,600 | $2,780,453 | ↓ Bottom 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.