5427 S CONGRESS AVE TX 78745
| Owner | DIB FAMILY TRUST |
|---|---|
| Parcel ID | 0416070205 |
| Short ID | 325043 |
| Type | Real |
| Use Code | 83 Service / Repair Garage |
| Valuation | Income |
| Improvement SF | 3,266 SF |
| Land SF | 13,962 SF |
| Acres | 0.321 |
| Year Built | 1975 |
| Legal | LOT 12-14 BLK 7 PLEASANT HILL ADDN |
| Neighborhood | 83SOU |
| Land | $418,860 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $418,860 |
| Improvement | $396,191 |
|---|---|
| Total Improvement | $396,191 |
| Market | $815,051 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $815,051 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $815,051 |
| Taxable Value | $815,051 |
|---|
Appreciation: Market value has risen +4.9% from $776,859 (2021) to $815,051 (2025), a CAGR of 1.2% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2025→2026), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $16,680. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 51% of market value ($418,860 land vs $396,191 improvements), about $30/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $815,051, this parcel sits in the lower-middle (25th–50th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +1.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $865,442 by 2030, with an estimated annual tax burden around $16,303. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 501 | CANOPY | 4,773 SF | ✗ |
| 551 | PAVED AREA | 3,600 SF | ✗ |
| 1ST | 1st Floor | 3,266 SF | ✓ |
| 541 | FENCE COMM LF | 600 SF | ✗ |
| SO | Sketch Only | 416 SF | ✗ |
| 437 | FENCE MASON LF | 53 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $7,540.85 | $7,540.85 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $4,271.01 | $4,271.01 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $3,063.33 | $3,063.33 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $961.95 | $961.95 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $842.76 | $842.76 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $16,679.90 | $16,679.90 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,008,402 | $815,051 | +23.7% |
| Assessed Value | $978,061 | $815,051 | +20.0% |
| Land Value | $418,860 | $418,860 | +0.0% |
| Improvement Value | $589,542 | $396,191 | +48.8% |
| Taxable Value | $978,061 | $815,051 | +20.0% |
| HS Cap Loss | -$30,341 | — | |
| Total Tax 2026 = estimate |
~$20,016
Estimated
|
~$16,680
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,008,402 | $1,008,402 | +0 (+0.0%) |
| Taxable Value | $978,061 | $978,061 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,008,402 | $418,860 | $589,542 | −$30,341 | $978,061 | $978,061 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $815,051 | $418,860 | $396,191 | — | $815,051 | $815,051 | ~$16,680 | Partial |
| 2024 | $981,347 | — | — | −$562,487 | $418,860 | $— | $16,111 | Verified |
| 2023 | $803,199 | — | — | −$384,339 | $418,860 | $— | $17,755 | Verified |
| 2022 | $783,917 | — | — | −$365,057 | $418,860 | $— | $15,863 | Verified |
| 2021 | $776,859 | — | — | −$357,999 | $418,860 | $— | $17,063 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +23.7% | +20.0% | 97.0% | Not available | Partial |
| 2025 | +0.3% | +0.3% | ~100% | Not available | Partial |
| 2024 | -17.2% | -17.2% | ~100% | 1.9800% | Verified |
| 2023 | +22.2% | +22.2% | ~100% | 1.8100% | Verified |
| 2022 | +2.5% | +2.5% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.2000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +4.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +23.7% | +6.5% | -2.7% | +23.7% | 2026 | -16.9% | 2025 |
| Assessment Ratio | 97.0% | 66.5% | — | 100.0% | 2025 | 42.7% | 2024 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$16,680 | $16,694 | ~$16,462 | $17,755 | 2023 | $15,863 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$824,889 | ~$824,889 | ~2.0139% | ~$16,613 | +1.2% |
| 2027 | ~$834,845 | ~$834,845 | ~1.9814% | ~$16,542 | +2.4% |
| 2028 | ~$844,922 | ~$844,922 | ~1.9488% | ~$16,466 | +3.7% |
| 2029 | ~$855,121 | ~$855,121 | ~1.9163% | ~$16,387 | +4.9% |
| 2030 | ~$865,442 | ~$865,442 | ~1.8837% | ~$16,303 | +6.2% |
| 2026 | ~$808,588 | ~$808,588 | ~2.0465% | ~$16,548 | -0.8% |
| 2027 | ~$802,176 | ~$802,176 | ~2.0465% | ~$16,416 | -1.6% |
| 2028 | ~$795,815 | ~$795,815 | ~2.0465% | ~$16,286 | -2.4% |
| 2029 | ~$789,504 | ~$789,504 | ~2.0465% | ~$16,157 | -3.1% |
| 2030 | ~$783,244 | ~$783,244 | ~2.0465% | ~$16,029 | -3.9% |
| 2026 | ~$841,190 | ~$841,190 | ~1.9977% | ~$16,804 | +3.2% |
| 2027 | ~$868,167 | ~$868,167 | ~1.9488% | ~$16,919 | +6.5% |
| 2028 | ~$896,009 | ~$896,009 | ~1.9000% | ~$17,024 | +9.9% |
| 2029 | ~$924,745 | ~$924,745 | ~1.8512% | ~$17,119 | +13.5% |
| 2030 | ~$954,401 | ~$954,401 | ~1.8024% | ~$17,202 | +17.1% |
In 2025, this property's market value of $815,051 places it in the 25th–50th percentile for Commercial properties in Travis County (13608 comparable) — -43% below the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $815,051 | $649,268 | $1,417,484 | $3,347,260 | ↓ Below median | -0.8% |
| 2024 | $981,347 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $803,199 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $783,917 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $776,859 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.