HIGHLAND LAKE DR TX 78645
| Owner | NI ZHI QIANG & XUELAI WU |
|---|---|
| Parcel ID | 0162880802 |
| Short ID | 424166 |
| Type | Real |
| Use Code | O Other / Unclassified |
| Valuation | Unknown |
| Improvement SF | — |
| Land SF | 131,595 SF |
| Acres | 3.021 |
| Year Built | — |
| Legal | ABS 90 SUR 600 BALDWIN K ACR 3.0200 |
| Neighborhood | S04WF |
| Land | $384,920 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $384,920 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $384,920 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $384,920 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $384,920 |
| Taxable Value | $384,920 |
|---|
Appreciation: Market value has risen +303.0% from $95,520 (2021) to $384,920 (2025), a CAGR of 41.7% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $8,202. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: O.
Value Composition: Land carries 100% of market value ($384,920 land vs $0 improvements), about $3/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Forward Outlook: Holding the +15.0% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $387,781 by 2031, with an estimated annual tax burden around $6,578. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $3,914.25 | $3,914.25 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $1,616.66 | $1,616.66 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,446.70 | $1,446.70 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $454.29 | $454.29 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $384.92 | $384.92 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $384.79 | $384.79 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $8,201.61 | $8,201.61 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| ILV Lago Vista ISD | 1.0169% | $3,914.25 | 47.7% |
| CLV City of Lago Vista | 0.4200% | $1,616.66 | 19.7% |
| TCO Travis County | 0.3758% | $1,446.70 | 17.6% |
| THD Travis Central Health | 0.1180% | $454.29 | 5.5% |
| E01 Travis County ESD # 01 | 0.1000% | $384.92 | 4.7% |
| E07 Travis County ESD # 07 | 0.1000% | $384.79 | 4.7% |
| Total | 2.1307% | $8,201.61 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $192,460 | $384,920 | -50.0% |
| Assessed Value | $192,460 | $384,920 | -50.0% |
| Land Value | $192,460 | $384,920 | -50.0% |
| Improvement Value | — | — | — |
| Taxable Value | $192,460 | $384,920 | -50.0% |
| Total Tax 2026 = estimate |
~$4,101
Estimated
|
~$8,202
Partial
|
ⓘ |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $192,460 | $192,460 | — | — | $192,460 | $192,460 | Not yet — post-cert | Preliminary |
| 2025 | $384,920 | $384,920 | — | — | $384,920 | $384,920 | ~$8,202 | Partial |
| 2024 | $398,000 | $398,000 | — | — | $398,000 | $398,000 | $8,292 | Verified |
| 2023 | $398,000 | $398,000 | — | — | $398,000 | $398,000 | $8,050 | Verified |
| 2022 | $398,000 | $398,000 | — | — | $398,000 | $398,000 | $8,789 | Verified |
| 2021 | $95,520 | $95,520 | — | — | $95,520 | $95,520 | $2,367 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -50.0% | -50.0% | ~100% | Not available | Partial |
| 2025 | -3.3% | -3.3% | ~100% | Not available | Partial |
| 2024 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2023 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2022 | +316.7% ! | +316.7% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +303.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -50.0% | +52.7% | +15.0% | +316.7% | 2022 | -50.0% | 2026 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$8,202 | $7,140 | ~$5,516 | $8,789 | 2022 | $2,367 | 2021 |
Market value changed by 317% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$221,406 | ~$221,406 | ~2.0439% | ~$4,525 | +15.0% |
| 2028 | ~$254,706 | ~$254,706 | ~1.9570% | ~$4,985 | +32.3% |
| 2029 | ~$293,014 | ~$293,014 | ~1.8702% | ~$5,480 | +52.2% |
| 2030 | ~$337,083 | ~$337,083 | ~1.7833% | ~$6,011 | +75.1% |
| 2031 | ~$387,781 | ~$387,781 | ~1.6964% | ~$6,578 | +101.5% |
| 2027 | ~$217,557 | ~$217,557 | ~2.1307% | ~$4,636 | +13.0% |
| 2028 | ~$245,927 | ~$245,927 | ~2.1307% | ~$5,240 | +27.8% |
| 2029 | ~$277,996 | ~$277,996 | ~2.1307% | ~$5,923 | +44.4% |
| 2030 | ~$314,247 | ~$314,247 | ~2.1307% | ~$6,696 | +63.3% |
| 2031 | ~$355,225 | ~$355,225 | ~2.1307% | ~$7,569 | +84.6% |
| 2027 | ~$225,255 | ~$225,255 | ~2.0004% | ~$4,506 | +17.0% |
| 2028 | ~$263,639 | ~$263,639 | ~1.8702% | ~$4,930 | +37.0% |
| 2029 | ~$308,563 | ~$308,563 | ~1.7399% | ~$5,369 | +60.3% |
| 2030 | ~$361,143 | ~$361,143 | ~1.6096% | ~$5,813 | +87.6% |
| 2031 | ~$422,682 | ~$422,682 | ~1.4793% | ~$6,253 | +119.6% |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |