5604 S CONGRESS AVE TX 78745
| Owner | TORRES PAUL |
|---|---|
| Parcel ID | 0418070202 |
| Short ID | 776947 |
| Type | Real |
| Use Code | 32 Restaurant |
| Valuation | Income |
| Improvement SF | 600 SF |
| Land SF | 23,522 SF |
| Acres | 0.540 |
| Year Built | 2024 |
| Legal | IMPS ONLY ON ABS 6 SUR 19 CANNON W ACR .54 |
| Neighborhood | 1SO1 |
| Land | — |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | — |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $221,504 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $221,504 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $221,504 |
| Taxable Value | $221,504 |
|---|
| Total Due | $10,617.73 |
|---|---|
| First Delinquent | 2009 |
| Cause # | GN16002889 |
Appreciation: Market value has fallen -55.7% from $499,800 (2021) to $221,504 (2025), a CAGR of -18.4% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +17.8%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $4,533. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Submarket Position: At $221,504, this parcel sits in the bottom quartile (<25th percentile) of Commercial property in Travis County — county median $1,382,921 (P25 $632,506 / P75 $3,258,143, n=13,595). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the -8.0% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $217,288 by 2031, with an estimated annual tax burden around $4,093. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
Delinquent Taxes: $10,617.73 in unpaid taxes since 2009. These become a lien on the property and transfer to the buyer at closing unless negotiated otherwise.
4 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 613C | TERRACE COVERED COMM | 1,280 SF | ✗ |
| 1ST | 1st Floor | 600 SF | ✓ |
| 163 | LAVATORY SUP | 320 SF | ✓ |
| 511 | DECK | 144 SF | ✗ |
| Entity | 2024 Rate | 2025 Rate | Rate Effect |
|---|---|---|---|
| City of Austin | 0.4776% | 0.5240% | +103 |
| Travis County | 0.3444% | 0.3758% | +70 |
| Austin ISD | 0.9505% | 0.9252% | -56 |
| Travis Central Health | 0.1080% | 0.1180% | +22 |
| Austin Community College | 0.1013% | 0.1034% | +5 |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $2,049.36 | $— | $2,049.36 |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $1,160.72 | $— | $1,160.72 |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $832.51 | $— | $832.51 |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $261.43 | $— | $261.43 |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $229.04 | $— | $229.04 |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $4,533.06 | $0.00 | $4,533.06 |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $2,049.36 | 45.2% |
| CAT City of Austin | 0.5240% | $1,160.72 | 25.6% |
| TCO Travis County | 0.3758% | $832.51 | 18.4% |
| THD Travis Central Health | 0.1180% | $261.43 | 5.8% |
| ACT Austin Community College | 0.1034% | $229.04 | 5.1% |
| Total | 2.0465% | $4,533.06 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $329,546 | $221,504 | +48.8% |
| Assessed Value | $329,546 | $221,504 | +48.8% |
| Land Value | — | — | — |
| Improvement Value | — | — | — |
| Taxable Value | $329,546 | $221,504 | +48.8% |
| Total Tax 2026 = estimate |
~$6,744
Estimated
|
$4,533 | |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $329,546 | — | — | — | $329,546 | $329,546 | Not yet — post-cert | Preliminary |
| 2025 | $221,504 | — | — | — | $221,504 | $221,504 | $4,533 | Verified |
| 2024 | $5,169 | $499,843 | — | — | $5,169 | $5,169 | $10,008 | Verified |
| 2023 | $5,169 | $499,843 | — | — | $5,169 | $5,169 | $9,137 | Verified |
| 2022 | $5,169 | $499,843 | — | — | $5,169 | $5,169 | $9,974 | Verified |
| 2021 | $499,800 | $499,800 | — | — | $499,800 | $499,800 | $10,992 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +48.8% | +48.8% | ~100% | Not available | Partial |
| 2025 | +4185.2% ! | +4185.2% | ~100% | 2.0500% | Verified |
| 2024 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2023 | +0.0% | +0.0% | ~100% | No billing data | Verified |
| 2022 | -99.0% ! | -99.0% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): -55.7% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +48.8% | +827.0% | -8.0% | +4185.2% | 2025 | -99.0% | 2022 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
| Tax Amount | $4,533 | $8,929 | ~$5,051 | $10,992 | 2021 | $4,533 | 2025 |
Market value changed by 99% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
This parcel has unpaid taxes on record. Delinquent taxes are a lien on the property and transfer to the buyer at closing unless negotiated otherwise.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$303,208 | ~$303,208 | ~2.0139% | ~$6,106 | -8.0% |
| 2028 | ~$278,974 | ~$278,974 | ~1.9814% | ~$5,528 | -15.3% |
| 2029 | ~$256,678 | ~$256,678 | ~1.9488% | ~$5,002 | -22.1% |
| 2030 | ~$236,163 | ~$236,163 | ~1.9163% | ~$4,526 | -28.3% |
| 2031 | ~$217,288 | ~$217,288 | ~1.8837% | ~$4,093 | -34.1% |
| 2027 | ~$313,069 | ~$313,069 | ~2.0465% | ~$6,407 | -5.0% |
| 2028 | ~$297,415 | ~$297,415 | ~2.0465% | ~$6,087 | -9.8% |
| 2029 | ~$282,545 | ~$282,545 | ~2.0465% | ~$5,782 | -14.3% |
| 2030 | ~$268,417 | ~$268,417 | ~2.0465% | ~$5,493 | -18.5% |
| 2031 | ~$254,996 | ~$254,996 | ~2.0465% | ~$5,218 | -22.6% |
| 2027 | ~$309,798 | ~$309,798 | ~1.9977% | ~$6,189 | -6.0% |
| 2028 | ~$291,234 | ~$291,234 | ~1.9488% | ~$5,676 | -11.6% |
| 2029 | ~$273,783 | ~$273,783 | ~1.9000% | ~$5,202 | -16.9% |
| 2030 | ~$257,377 | ~$257,377 | ~1.8512% | ~$4,765 | -21.9% |
| 2031 | ~$241,954 | ~$241,954 | ~1.8024% | ~$4,361 | -26.6% |
In 2025, this property's market value of $221,504 places it in the bottom 25% for Commercial properties in Travis County (13595 comparable) — -84% below the county median of $1,382,921. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $221,504 | $632,506 | $1,382,921 | $3,258,143 | ↓ Bottom 25% | -0.8% |
| 2024 | $5,169 | $647,500 | $1,401,787 | $3,362,090 | ↓ Bottom 25% | +0.0% |
| 2023 | $5,169 | $651,680 | $1,383,015 | $3,277,245 | ↓ Bottom 25% | +9.7% |
| 2022 | $5,169 | $535,964 | $1,190,250 | $2,842,216 | ↓ Bottom 25% | +3.3% |
| 2021 | $499,800 | $538,645 | $1,173,514 | $2,782,974 | ↓ Bottom 25% | base yr |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Verified |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| TaxDelqOpenData ↗ | Delinquent-account status and balance due | As of June 20, 2026 — balance grows monthly (Tax Code §33.01) | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |