11724 LAGO DE GARDA DR TX 78747
| Owner | SWAIN AJAYA KUMAR & SHARMISTHA |
|---|---|
| Parcel ID | 0449070115 |
| Short ID | 931788 |
| Type | Real |
| Use Code | 01 Single-Family Residence |
| Valuation | Cost |
| Improvement SF | 2,277 SF |
| Land SF | 5,140 SF |
| Acres | 0.118 |
| Year Built | 2021 |
| Legal | LOT 3 BLK A BELLA FORTUNA PHS 1 SUBD |
| Neighborhood | H1501 |
| Land | $61,416 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $61,416 |
| Improvement | $365,812 |
|---|---|
| Total Improvement | $365,812 |
| Market | $427,228 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $427,228 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $427,228 |
| Taxable Value | $427,228 |
|---|
Appreciation: Market value has risen +790.1% from $48,000 (2021) to $427,228 (2025), a CAGR of 72.7% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 1.7225% in 2025 (+0.0183% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $7,359. Austin ISD is the largest single contributor, at 46.7% of the total 2025 levy.
Asset Class: O. This is valued using the cost approach, tied more to replacement cost and physical condition than to income performance.
Value Composition: Land carries 14% of market value ($61,416 land vs $365,812 improvements), about $12/SF of land. Most value sits in the improvements, so building condition, age (~5 yrs), and rent roll drive the underwriting.
Forward Outlook: Holding the +53.1% Base-scenario CAGR (Based on 2021–2026 preliminary trend, projected forward from 2026), the model projects market value near $3,395,151 by 2031, with an estimated annual tax burden around $10,279. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 095 | HVAC RESIDENTIAL | 2,277 SF | ✗ |
| 2ND | 2nd Floor | 1,394 SF | ✓ |
| 1ST | 1st Floor | 883 SF | ✓ |
| 041 | GARAGE ATT 1ST F | 523 SF | ✓ |
| 011 | PORCH OPEN 1ST F | 172 SF | ✗ |
| 252 | BEDROOMS | 5 SF | ✓ |
| 251 | BATHROOM | 3 SF | ✓ |
| 250 | HALF BATHROOM | 1 SF | ✓ |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $3,952.71 | $3,952.71 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,605.72 | $1,605.72 | Paid |
| P10A | — | — | — | — | — | — | $1,107.53 | $1,107.53 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $504.23 | $504.23 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $441.75 | $441.75 | Paid |
| E11 Travis County ESD # 11 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $427.23 | $427.23 | Paid |
| E15 Travis County ESD # 15 | 0.1000% | 0.0949% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $427.23 | $427.23 | Paid |
| Combined Rate | 1.8357% | 1.7020% | 1.5634% | 1.7042% | 1.7225% | +0.0183% | $8,466.40 | $8,466.40 | Paid |
| Entity | Tax Rate | Amount Due | Share |
|---|---|---|---|
| IAU Austin ISD | 0.9252% | $3,952.71 | 46.7% |
| TCO Travis County | 0.3758% | $1,605.72 | 19.0% |
| P10A | — | $1,107.53 | 13.1% |
| THD Travis Central Health | 0.1180% | $504.23 | 6.0% |
| ACT Austin Community College | 0.1034% | $441.75 | 5.2% |
| E11 Travis County ESD # 11 | 0.1000% | $427.23 | 5.0% |
| E15 Travis County ESD # 15 | 0.1000% | $427.23 | 5.0% |
| Total | 1.7225% 6 of 7 | $8,466.40 | 100.0% |
| 2026 Preliminary Preliminary | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $403,692 | $427,228 | -5.5% |
| Assessed Value | $403,692 | $427,228 | -5.5% |
| Land Value | $61,416 | $61,416 | +0.0% |
| Improvement Value | $342,276 | $365,812 | -6.4% |
| Taxable Value | $403,692 | $427,228 | -5.5% |
| Total Tax 2026 = estimate |
~$6,953
Estimated
|
~$8,466
Partial
|
ⓘ |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 Pre | $403,692 | $61,416 | $342,276 | — | $403,692 | $403,692 | Not yet — post-cert | Preliminary |
| 2025 | $427,228 | $61,416 | $365,812 | — | $427,228 | $427,228 | ~$8,466 | Partial |
| 2024 | $473,074 | $60,000 | $413,074 | — | $473,074 | $473,074 | $9,184 | Verified |
| 2023 | $505,255 | $60,000 | $445,255 | — | $505,255 | $505,255 | $8,546 | Verified |
| 2022 | $511,615 | $60,000 | $451,615 | — | $511,615 | $511,615 | $9,881 | Verified |
| 2021 | $48,000 | $48,000 | — | — | $48,000 | $48,000 | $2,055 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -5.5% | -5.5% | ~100% | Not available | Partial |
| 2025 | -9.7% | -9.7% | ~100% | Not available | Partial |
| 2024 | -6.4% | -6.4% | ~100% | No billing data | Verified |
| 2023 | -1.2% | -1.2% | ~100% | No billing data | Verified |
| 2022 | +965.9% ! | +965.9% | ~100% | No billing data | Verified |
| 2021 | base year | — | ~100% | No billing data | Verified |
| Cumulative market value growth (earliest valid year → 2025): +790.1% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -5.5% | +188.6% | +53.1% | +965.9% | 2022 | -9.7% | 2025 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 1.9800% | 1.9800% | — | 1.9800% | 2025 | 1.9800% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$8,466 | $7,626 | ~$8,850 | $9,881 | 2022 | $2,055 | 2021 |
Market value changed by 966% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2027 | ~$618,033 | ~$444,061 | ~1.6942% | ~$7,523 | +53.1% |
| 2028 | ~$946,180 | ~$488,467 | ~1.6659% | ~$8,137 | +134.4% |
| 2029 | ~$1,448,557 | ~$537,314 | ~1.6376% | ~$8,799 | +258.8% |
| 2030 | ~$2,217,672 | ~$591,045 | ~1.6093% | ~$9,511 | +449.3% |
| 2031 | ~$3,395,151 | ~$650,150 | ~1.5810% | ~$10,279 | +741.0% |
| 2027 | ~$609,960 | ~$444,061 | ~1.7225% | ~$7,649 | +51.1% |
| 2028 | ~$921,620 | ~$488,467 | ~1.7225% | ~$8,414 | +128.3% |
| 2029 | ~$1,392,524 | ~$537,314 | ~1.7225% | ~$9,255 | +244.9% |
| 2030 | ~$2,104,038 | ~$591,045 | ~1.7225% | ~$10,181 | +421.2% |
| 2031 | ~$3,179,102 | ~$650,150 | ~1.7225% | ~$11,199 | +687.5% |
| 2027 | ~$626,107 | ~$444,061 | ~1.6800% | ~$7,460 | +55.1% |
| 2028 | ~$971,063 | ~$488,467 | ~1.6376% | ~$7,999 | +140.5% |
| 2029 | ~$1,506,072 | ~$537,314 | ~1.5951% | ~$8,571 | +273.1% |
| 2030 | ~$2,335,847 | ~$591,045 | ~1.5527% | ~$9,177 | +478.6% |
| 2031 | ~$3,622,788 | ~$650,150 | ~1.5102% | ~$9,819 | +797.4% |
| Source | What it provides | Coverage for this parcel | Confidence |
|---|---|---|---|
| TCAD Certified Appraisal Roll ↗ | Market, assessed, and taxable value; land/improvement split; exemptions | 2025 | Certified |
| Texas Comptroller Annual Jurisdiction Roll (AJR) | Prior-year market and taxable value | 2021–2024 | Verified |
| TCAD Preliminary Export ↗ | First-look 2026 appraisal value, subject to change at certification | 2026 (exported June 9, 2026; certifies July 25, 2026) | Preliminary |
| Travis County Rates History ↗ | Adopted tax rate for each of this parcel's taxing entities | 1990–2025 | Verified |
| TaxCurOpenData | Current-year (2025) tax billing, by taxing entity | 2025 | Partial |
| PIR bulk billing export | Prior-year tax billing, Travis County Tax Office | 2021, 2022, 2023, 2024 | Verified |
| Satellite imagery (Esri World Imagery) | Aerial view of the parcel | Located by geocoding this parcel's address — may not resolve for every address | — |