3520 BEE CAVE RD TX 78746
| Owner | AMERICAN BANK NA |
|---|---|
| Parcel ID | 0109150405 |
| Short ID | 107858 |
| Type | Real |
| Use Code | 52 Office Medium (10–35,000 SF) |
| Valuation | Income |
| Improvement SF | 20,075 SF |
| Land SF | 71,351 SF |
| Acres | 1.638 |
| Year Built | 2009 |
| Legal | LOT 1A LESS .14AC WESTWOOD VILLAS SEC 3 RESUB OF LOT 1 & PT OF LOT 2 |
| Neighborhood | 52SWE |
| Land | $1,783,775 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,783,775 |
| Improvement | $3,059,517 |
|---|---|
| Total Improvement | $3,059,517 |
| Market | $4,843,292 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $4,843,292 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $4,843,292 |
| Taxable Value | $4,843,292 |
|---|
Appreciation: Market value has fallen -22.5% from $6,249,600 (2021) to $4,843,292 (2025), a CAGR of -6.2% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 1.6379% in 2025 (-0.0111% vs 2024 — rates decreased ). At the current taxable value, estimated annual taxes are $79,326. Eanes ISD is the largest single contributor, at 50.8% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 37% of market value ($1,783,775 land vs $3,059,517 improvements), about $25/SF of land. Most value sits in the improvements, so building condition, age (~17 yrs), and rent roll drive the underwriting.
Submarket Position: At $4,843,292, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the -6.2% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $3,521,691 by 2030, with an estimated annual tax burden around $52,013. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
8 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 387 | PARKING GAR UNDR | 19,426 SF | ✓ |
| 1ST | 1st Floor | 10,196 SF | ✓ |
| 551 | PAVED AREA | 10,000 SF | ✗ |
| 2ND | 2nd Floor | 9,879 SF | ✓ |
| 501 | CANOPY | 2,976 SF | ✗ |
| 503 | CANOPY - BANK | 1,784 SF | ✗ |
| 482 | LIGHT POLES | 6 SF | ✓ |
| 276 | ELEVATOR COM PAS | 1 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IEA Eanes ISD | 1.0608% | 1.0046% | 0.8880% | 0.8855% | 0.8322% | -0.0533% | $40,305.88 | $40,305.88 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $18,203.27 | $18,203.27 | Paid |
| CWH City of West Lake Hills | 0.0786% | 0.1504% | 0.1786% | 0.1786% | 0.1768% | -0.0018% | $8,562.12 | $8,562.12 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $5,716.20 | $5,716.20 | Paid |
| E09 Travis County ESD # 09 | 0.0807% | 0.0726% | 0.0735% | 0.0710% | 0.0758% | +0.0048% | $3,671.22 | $3,671.22 | Paid |
| W10 WCID # 10 | 0.0773% | 0.0675% | 0.0634% | 0.0614% | 0.0592% | -0.0022% | $2,867.23 | $2,867.23 | Paid |
| Combined Rate | 1.7666% | 1.7120% | 1.6088% | 1.6489% | 1.6379% | -0.0111% | $79,325.92 | $79,325.92 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $4,691,582 | $4,843,292 | -3.1% |
| Assessed Value | $4,691,582 | $4,843,292 | -3.1% |
| Land Value | $1,783,775 | $1,783,775 | +0.0% |
| Improvement Value | $2,907,807 | $3,059,517 | -5.0% |
| Taxable Value | $4,691,582 | $4,843,292 | -3.1% |
| Total Tax 2026 = estimate |
~$76,841
Estimated
|
~$79,326
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $4,691,582 | $4,691,582 | +0 (+0.0%) |
| Taxable Value | $4,691,582 | $4,691,582 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $4,691,582 | $1,783,775 | $2,907,807 | — | $4,691,582 | $4,691,582 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $4,843,292 | $1,783,775 | $3,059,517 | — | $4,843,292 | $4,843,292 | ~$79,326 | Partial |
| 2024 | $6,159,639 | — | — | −$4,375,864 | $1,783,775 | $— | $112,405 | Verified |
| 2023 | $7,070,960 | — | — | −$5,287,185 | $1,783,775 | $— | $99,099 | Verified |
| 2022 | $6,562,733 | — | — | −$4,778,958 | $1,783,775 | $— | $121,056 | Verified |
| 2021 | $6,249,600 | — | — | −$4,465,825 | $1,783,775 | $— | $115,936 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -3.1% | -3.1% | ~100% | Not available | Partial |
| 2025 | -29.0% | -29.0% | ~100% | Not available | Partial |
| 2024 | +10.7% | +10.7% | ~100% | 1.6500% | Verified |
| 2023 | -12.9% | -12.9% | ~100% | 1.6100% | Verified |
| 2022 | +7.7% | +7.7% | ~100% | 1.7100% | Verified |
| 2021 | base year | — | ~100% | 1.8600% | Verified |
| Cumulative market value growth (earliest valid year → 2025): -26.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -3.1% | -4.9% | -5.6% | +7.7% | 2023 | -21.4% | 2025 |
| Assessment Ratio | 100.0% | 51.6% | — | 100.0% | 2025 | 25.2% | 2023 |
| Effective Tax Rate (2025) | 1.6400% | 1.6400% | — | 1.6400% | 2025 | 1.6400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$79,326 | $105,564 | ~$62,074 | $121,056 | 2022 | $79,326 | 2025 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$4,544,256 | ~$4,544,256 | ~1.6057% | ~$72,966 | -6.2% |
| 2027 | ~$4,263,683 | ~$4,263,683 | ~1.5735% | ~$67,088 | -12.0% |
| 2028 | ~$4,000,433 | ~$4,000,433 | ~1.5413% | ~$61,659 | -17.4% |
| 2029 | ~$3,753,437 | ~$3,753,437 | ~1.5091% | ~$56,644 | -22.5% |
| 2030 | ~$3,521,691 | ~$3,521,691 | ~1.4769% | ~$52,013 | -27.3% |
| 2026 | ~$4,601,127 | ~$4,601,127 | ~1.6379% | ~$75,360 | -5.0% |
| 2027 | ~$4,371,071 | ~$4,371,071 | ~1.6379% | ~$71,592 | -9.8% |
| 2028 | ~$4,152,517 | ~$4,152,517 | ~1.6379% | ~$68,012 | -14.3% |
| 2029 | ~$3,944,892 | ~$3,944,892 | ~1.6379% | ~$64,611 | -18.5% |
| 2030 | ~$3,747,647 | ~$3,747,647 | ~1.6379% | ~$61,381 | -22.6% |
| 2026 | ~$4,641,122 | ~$4,641,122 | ~1.5896% | ~$73,774 | -4.2% |
| 2027 | ~$4,447,390 | ~$4,447,390 | ~1.5413% | ~$68,548 | -8.2% |
| 2028 | ~$4,261,746 | ~$4,261,746 | ~1.4930% | ~$63,629 | -12.0% |
| 2029 | ~$4,083,850 | ~$4,083,850 | ~1.4448% | ~$59,002 | -15.7% |
| 2030 | ~$3,913,381 | ~$3,913,381 | ~1.3965% | ~$54,650 | -19.2% |
In 2025, this property's market value of $4,843,292 places it in the top 25% for Commercial properties in Travis County (13608 comparable) — 3× the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $4,843,292 | $649,268 | $1,417,484 | $3,347,260 | ↑ Top 25% | -0.8% |
| 2024 | $6,159,639 | $661,016 | $1,438,465 | $3,471,171 | ↑ Top 25% | +0.0% |
| 2023 | $7,070,960 | $667,828 | $1,414,358 | $3,374,900 | ↑ Top 25% | +9.7% |
| 2022 | $6,562,733 | $553,066 | $1,215,730 | $2,939,150 | ↑ Top 25% | +3.3% |
| 2021 | $6,249,600 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.