3105 WINDSOR RD TX 78703
| Owner | WESTENFIELD DEV CO |
|---|---|
| Parcel ID | 0116060503 |
| Short ID | 116039 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 1,719 SF |
| Land SF | 16,976 SF |
| Acres | 0.390 |
| Year Built | 1989 |
| Legal | LOT 1&2 *RESUB OF PT OF LT 7 BLK 18 *&PT OF LT 6-8 BLK 17 WESTFIELD A |
| Neighborhood | 58CEN |
| Land | $1,018,560 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,018,560 |
| Improvement | $411,440 |
|---|---|
| Total Improvement | $411,440 |
| Market | $1,430,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,430,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,430,000 |
| Taxable Value | $1,430,000 |
|---|
Appreciation: Market value has risen +23.1% from $1,161,888 (2021) to $1,430,000 (2025), a CAGR of 5.3% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $29,265. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 71% of market value ($1,018,560 land vs $411,440 improvements), about $60/SF of land. With value concentrated in the land under a ~37-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $1,430,000, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +5.3% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $1,853,748 by 2030, with an estimated annual tax burden around $34,920. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
4 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 10,000 SF | ✗ |
| 1ST | 1st Floor | 1,719 SF | ✓ |
| 503 | CANOPY - BANK | 391 SF | ✗ |
| 501 | CANOPY | 176 SF | ✗ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $13,230.36 | $13,230.36 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $7,493.44 | $7,493.44 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $5,374.58 | $5,374.58 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,687.73 | $1,687.73 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $1,478.62 | $1,478.62 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $29,264.73 | $29,264.73 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,470,520 | $1,430,000 | +2.8% |
| Assessed Value | $1,470,520 | $1,430,000 | +2.8% |
| Land Value | $1,018,560 | $1,018,560 | +0.0% |
| Improvement Value | $451,960 | $411,440 | +9.8% |
| Taxable Value | $1,470,520 | $1,430,000 | +2.8% |
| Total Tax 2026 = estimate |
~$30,094
Estimated
|
~$29,265
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,516,000 | $1,470,520 | -45,480 (-3.0%) |
| Taxable Value | $1,516,000 | $1,470,520 | -45,480 (-3.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,470,520 | $1,018,560 | $451,960 | — | $1,470,520 | $1,470,520 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,430,000 | $1,018,560 | $411,440 | — | $1,430,000 | $1,430,000 | ~$29,265 | Partial |
| 2024 | $1,227,363 | — | — | −$208,803 | $1,018,560 | $— | $26,828 | Verified |
| 2023 | $1,161,888 | — | — | −$313,088 | $848,800 | $— | $22,206 | Verified |
| 2022 | $1,161,888 | — | — | −$313,088 | $848,800 | $— | $22,946 | Verified |
| 2021 | $1,161,888 | — | — | −$313,088 | $848,800 | $— | $25,291 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +6.0% | +6.0% | ~100% | Not available | Partial |
| 2025 | +5.6% | +5.6% | ~100% | Not available | Partial |
| 2024 | +10.3% | +10.3% | ~100% | 1.9800% | Verified |
| 2023 | +5.6% | +5.6% | ~100% | 1.8100% | Verified |
| 2022 | +0.0% | +0.0% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.1800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +23.1% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +2.8% | +5.0% | +4.7% | +16.5% | 2025 | +0.0% | 2022 |
| Assessment Ratio | 100.0% | 83.7% | — | 100.0% | 2025 | 73.1% | 2021 |
| Effective Tax Rate (2025) | 2.0500% | 2.0500% | — | 2.0500% | 2025 | 2.0500% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$29,265 | $25,307 | ~$32,595 | $29,265 | 2025 | $22,206 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,506,187 | ~$1,506,187 | ~2.0139% | ~$30,334 | +5.3% |
| 2027 | ~$1,586,434 | ~$1,586,434 | ~1.9814% | ~$31,433 | +10.9% |
| 2028 | ~$1,670,955 | ~$1,670,955 | ~1.9488% | ~$32,564 | +16.9% |
| 2029 | ~$1,759,980 | ~$1,759,980 | ~1.9163% | ~$33,726 | +23.1% |
| 2030 | ~$1,853,748 | ~$1,853,748 | ~1.8837% | ~$34,920 | +29.6% |
| 2026 | ~$1,477,587 | ~$1,477,587 | ~2.0465% | ~$30,239 | +3.3% |
| 2027 | ~$1,526,758 | ~$1,526,758 | ~2.0465% | ~$31,245 | +6.8% |
| 2028 | ~$1,577,565 | ~$1,577,565 | ~2.0465% | ~$32,285 | +10.3% |
| 2029 | ~$1,630,063 | ~$1,630,063 | ~2.0465% | ~$33,359 | +14.0% |
| 2030 | ~$1,684,308 | ~$1,684,308 | ~2.0465% | ~$34,469 | +17.8% |
| 2026 | ~$1,534,787 | ~$1,534,787 | ~1.9977% | ~$30,660 | +7.3% |
| 2027 | ~$1,647,253 | ~$1,647,253 | ~1.9488% | ~$32,102 | +15.2% |
| 2028 | ~$1,767,960 | ~$1,767,960 | ~1.9000% | ~$33,592 | +23.6% |
| 2029 | ~$1,897,513 | ~$1,897,513 | ~1.8512% | ~$35,127 | +32.7% |
| 2030 | ~$2,036,558 | ~$2,036,558 | ~1.8024% | ~$36,706 | +42.4% |
In 2025, this property's market value of $1,430,000 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +1% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,430,000 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,227,363 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $1,161,888 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $1,161,888 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $1,161,888 | $517,750 | $1,142,600 | $2,780,453 | ↑ Above median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.