3944 S F M RD 620 B TX 78738
| Owner | TEXAS REGIONAL BANK |
|---|---|
| Parcel ID | 0121630303 |
| Short ID | 861816 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 4,500 SF |
| Land SF | 21,996 SF |
| Acres | 0.505 |
| Year Built | 2017 |
| Legal | UNT B PARK AT BEE CAVE CONDOMINIUMS THE PLUS 3.06 % INT IN COM AREA |
| Neighborhood | 58SWE |
| Land | $329,938 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $329,938 |
| Improvement | $1,570,178 |
|---|---|
| Total Improvement | $1,570,178 |
| Market | $1,900,116 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,900,116 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,900,116 |
| Taxable Value | $1,900,116 |
|---|
Appreciation: Market value has risen +158.1% from $736,148 (2021) to $1,900,116 (2025), a CAGR of 26.8% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2022), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.6440% in 2025 (+0.0184% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $31,237. Lake Travis ISD is the largest single contributor, at 63.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 17% of market value ($329,938 land vs $1,570,178 improvements), about $15/SF of land. Most value sits in the improvements, so building condition, age (~9 yrs), and rent roll drive the underwriting.
Submarket Position: At $1,900,116, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +26.8% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $6,216,542 by 2030, with an estimated annual tax burden around $43,602. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
1 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 1ST | 1st Floor | 4,500 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $19,755.51 | $19,755.51 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $7,141.49 | $7,141.49 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $2,242.57 | $2,242.57 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $1,717.69 | $1,717.69 | Paid |
| VBC City of Bee Cave | 0.0200% | 0.0200% | 0.0200% | 0.0200% | 0.0200% | +0.0000% | $380.02 | $380.02 | Paid |
| Combined Rate | 1.8193% | 1.7357% | 1.5825% | 1.6256% | 1.6440% | +0.0184% | $31,237.28 | $31,237.28 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $2,002,505 | $1,900,116 | +5.4% |
| Assessed Value | $2,002,505 | $1,900,116 | +5.4% |
| Land Value | $329,938 | $329,938 | +0.0% |
| Improvement Value | $1,672,567 | $1,570,178 | +6.5% |
| Taxable Value | $2,002,505 | $1,900,116 | +5.4% |
| Total Tax 2026 = estimate |
~$32,921
Estimated
|
~$31,237
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $2,064,438 | $2,002,505 | -61,933 (-3.0%) |
| Taxable Value | $2,064,438 | $2,002,505 | -61,933 (-3.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $2,002,505 | $329,938 | $1,672,567 | — | $2,002,505 | $2,002,505 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,900,116 | $329,938 | $1,570,178 | — | $1,900,116 | $1,900,116 | ~$31,237 | Partial |
| 2024 | $1,603,278 | — | — | −$1,273,340 | $329,938 | $— | $28,581 | Verified |
| 2023 | $1,505,248 | — | — | −$1,170,815 | $334,433 | $— | $25,373 | Verified |
| 2022 | $1,505,248 | — | — | −$1,169,348 | $335,900 | $— | $26,127 | Verified |
| 2021 | $736,148 | — | — | −$400,248 | $335,900 | $— | $27,385 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +8.6% | +8.6% | ~100% | Not available | Partial |
| 2025 | +8.1% | +8.1% | ~100% | Not available | Partial |
| 2024 | +9.7% | +9.7% | ~100% | 1.6300% | Verified |
| 2023 | +6.5% | +6.5% | ~100% | 1.5800% | Verified |
| 2022 | +0.0% | +0.0% | ~100% | 1.7400% | Verified |
| 2021 | base year | — | ~100% | 3.7200% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +26.2% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +5.4% | +27.0% | +25.5% | +104.5% | 2022 | +0.0% | 2023 |
| Assessment Ratio | 100.0% | 51.8% | — | 100.0% | 2025 | 20.6% | 2024 |
| Effective Tax Rate (2025) | 1.6400% | 1.6400% | — | 1.6400% | 2025 | 1.6400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$31,237 | $27,741 | ~$38,388 | $31,237 | 2025 | $25,373 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$2,408,429 | ~$2,090,128 | ~1.6001% | ~$33,445 | +26.8% |
| 2027 | ~$3,052,724 | ~$2,299,140 | ~1.5563% | ~$35,782 | +60.7% |
| 2028 | ~$3,869,380 | ~$2,529,054 | ~1.5125% | ~$38,252 | +103.6% |
| 2029 | ~$4,904,504 | ~$2,781,960 | ~1.4687% | ~$40,857 | +158.1% |
| 2030 | ~$6,216,542 | ~$3,060,156 | ~1.4248% | ~$43,602 | +227.2% |
| 2026 | ~$2,370,427 | ~$2,090,128 | ~1.6440% | ~$34,361 | +24.8% |
| 2027 | ~$2,957,147 | ~$2,299,140 | ~1.6440% | ~$37,797 | +55.6% |
| 2028 | ~$3,689,091 | ~$2,529,054 | ~1.6440% | ~$41,577 | +94.2% |
| 2029 | ~$4,602,203 | ~$2,781,960 | ~1.6440% | ~$45,735 | +142.2% |
| 2030 | ~$5,741,326 | ~$3,060,156 | ~1.6440% | ~$50,308 | +202.2% |
| 2026 | ~$2,446,431 | ~$2,090,128 | ~1.5782% | ~$32,987 | +28.8% |
| 2027 | ~$3,149,822 | ~$2,299,140 | ~1.5125% | ~$34,774 | +65.8% |
| 2028 | ~$4,055,448 | ~$2,529,054 | ~1.4467% | ~$36,589 | +113.4% |
| 2029 | ~$5,221,458 | ~$2,781,960 | ~1.3810% | ~$38,419 | +174.8% |
| 2030 | ~$6,722,716 | ~$3,060,156 | ~1.3153% | ~$40,249 | +253.8% |
In 2025, this property's market value of $1,900,116 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +34% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,900,116 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,603,278 | $661,016 | $1,438,465 | $3,471,171 | ↑ Above median | +0.0% |
| 2023 | $1,505,248 | $667,828 | $1,414,358 | $3,374,900 | ↑ Above median | +9.7% |
| 2022 | $1,505,248 | $553,066 | $1,215,730 | $2,939,150 | ↑ Above median | +3.3% |
| 2021 | $736,148 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.