3696 S RANCH RD 620 TX 78735
| Owner | A+ FEDERAL CREDIT UNION |
|---|---|
| Parcel ID | 0123660202 |
| Short ID | 541348 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 5,368 SF |
| Land SF | 229,078 SF |
| Acres | 5.259 |
| Year Built | 2005 |
| Legal | 5.2589A OF LOT 3A BLK B HOME DEPOT ADDN THE AMENDED PLAT OF LTS 2&3 BLK B OF REPLAT |
| Neighborhood | 58SWE |
| Land | $2,232,990 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $2,232,990 |
| Improvement | $1,467,010 |
|---|---|
| Total Improvement | $1,467,010 |
| Market | $3,700,000 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $3,700,000 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $3,700,000 |
| Taxable Value | $3,700,000 |
|---|
Appreciation: Market value has risen +1.8% from $3,636,173 (2021) to $3,700,000 (2025), a CAGR of 0.4% over 4 years. Growth has been relatively flat for this asset class. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 1.6440% in 2025 (+0.0184% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $60,827. Lake Travis ISD is the largest single contributor, at 63.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 60% of market value ($2,232,990 land vs $1,467,010 improvements), about $10/SF of land. Land and improvements both carry meaningful weight; value is balanced between the structure and its site.
Submarket Position: At $3,700,000, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +0.4% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $3,781,362 by 2030, with an estimated annual tax burden around $53,878. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 26,000 SF | ✗ |
| 1ST | 1st Floor | 5,368 SF | ✓ |
| 503 | CANOPY - BANK | 1,320 SF | ✗ |
| 501 | CANOPY | 532 SF | ✗ |
| 482 | LIGHT POLES | 10 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILT Lake Travis ISD | 1.2301% | 1.2121% | 1.0741% | 1.0656% | 1.0397% | -0.0259% | $38,468.90 | $38,468.90 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $13,906.27 | $13,906.27 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $4,366.85 | $4,366.85 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $3,344.76 | $3,344.76 | Paid |
| VBC City of Bee Cave | 0.0200% | 0.0200% | 0.0200% | 0.0200% | 0.0200% | +0.0000% | $740.00 | $740.00 | Paid |
| Combined Rate | 1.8193% | 1.7357% | 1.5825% | 1.6256% | 1.6440% | +0.0184% | $60,826.78 | $60,826.78 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $3,700,000 | $3,700,000 | +0.0% |
| Assessed Value | $3,700,000 | $3,700,000 | +0.0% |
| Land Value | $2,232,990 | $2,232,990 | +0.0% |
| Improvement Value | $1,467,010 | $1,467,010 | +0.0% |
| Taxable Value | $3,700,000 | $3,700,000 | +0.0% |
| Total Tax 2026 = estimate |
~$60,827
Estimated
|
~$60,827
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $4,146,251 | $3,700,000 | -446,251 (-10.8%) |
| Taxable Value | $4,146,251 | $3,700,000 | -446,251 (-10.8%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $3,700,000 | $2,232,990 | $1,467,010 | — | $3,700,000 | $3,700,000 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $3,700,000 | $2,232,990 | $1,467,010 | — | $3,700,000 | $3,700,000 | ~$60,827 | Partial |
| 2024 | $3,555,026 | — | — | −$1,322,036 | $2,232,990 | $— | $57,594 | Verified |
| 2023 | $3,579,821 | — | — | −$1,346,831 | $2,232,990 | $— | $56,260 | Verified |
| 2022 | $3,668,483 | — | — | −$1,435,493 | $2,232,990 | $— | $62,136 | Verified |
| 2021 | $3,636,173 | — | — | −$1,403,183 | $2,232,990 | $— | $66,740 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +12.1% | +12.1% | ~100% | Not available | Partial |
| 2025 | -8.2% | -8.2% | ~100% | Not available | Partial |
| 2024 | +13.4% | +13.4% | ~100% | 1.4300% | Verified |
| 2023 | -0.7% | -0.7% | ~100% | 1.5800% | Verified |
| 2022 | -2.4% | -2.4% | ~100% | 1.7400% | Verified |
| 2021 | base year | — | ~100% | 1.8400% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +0.9% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +0.4% | +0.4% | +4.1% | 2025 | -2.4% | 2023 |
| Assessment Ratio | 100.0% | 74.6% | — | 100.0% | 2025 | 60.9% | 2022 |
| Effective Tax Rate (2025) | 1.6400% | 1.6400% | — | 1.6400% | 2025 | 1.6400% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$60,827 | $60,711 | ~$56,684 | $66,740 | 2021 | $56,260 | 2023 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$3,716,131 | ~$3,716,131 | ~1.6001% | ~$59,463 | +0.4% |
| 2027 | ~$3,732,332 | ~$3,732,332 | ~1.5563% | ~$58,087 | +0.9% |
| 2028 | ~$3,748,604 | ~$3,748,604 | ~1.5125% | ~$56,697 | +1.3% |
| 2029 | ~$3,764,947 | ~$3,764,947 | ~1.4687% | ~$55,294 | +1.8% |
| 2030 | ~$3,781,362 | ~$3,781,362 | ~1.4248% | ~$53,878 | +2.2% |
| 2026 | ~$3,642,131 | ~$3,642,131 | ~1.6440% | ~$59,875 | -1.6% |
| 2027 | ~$3,585,167 | ~$3,585,167 | ~1.6440% | ~$58,939 | -3.1% |
| 2028 | ~$3,529,094 | ~$3,529,094 | ~1.6440% | ~$58,017 | -4.6% |
| 2029 | ~$3,473,898 | ~$3,473,898 | ~1.6440% | ~$57,110 | -6.1% |
| 2030 | ~$3,419,566 | ~$3,419,566 | ~1.6440% | ~$56,217 | -7.6% |
| 2026 | ~$3,790,131 | ~$3,790,131 | ~1.5782% | ~$59,817 | +2.4% |
| 2027 | ~$3,882,458 | ~$3,882,458 | ~1.5125% | ~$58,722 | +4.9% |
| 2028 | ~$3,977,033 | ~$3,977,033 | ~1.4467% | ~$57,537 | +7.5% |
| 2029 | ~$4,073,913 | ~$4,073,913 | ~1.3810% | ~$56,261 | +10.1% |
| 2030 | ~$4,173,152 | ~$4,173,152 | ~1.3153% | ~$54,888 | +12.8% |
In 2025, this property's market value of $3,700,000 places it in the top 25% for Commercial properties in Travis County (13608 comparable) — +161% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $3,700,000 | $649,268 | $1,417,484 | $3,347,260 | ↑ Top 25% | -0.8% |
| 2024 | $3,555,026 | $661,016 | $1,438,465 | $3,471,171 | ↑ Top 25% | +0.0% |
| 2023 | $3,579,821 | $667,828 | $1,414,358 | $3,374,900 | ↑ Top 25% | +9.7% |
| 2022 | $3,668,483 | $553,066 | $1,215,730 | $2,939,150 | ↑ Top 25% | +3.3% |
| 2021 | $3,636,173 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.