5925 STEINER RANCH BLVD TX 78732
| Owner | SOUTHSTAR BANK S.S.B |
|---|---|
| Parcel ID | 0152360102 |
| Short ID | 848606 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 9,916 SF |
| Land SF | 110,207 SF |
| Acres | 2.530 |
| Year Built | 2017 |
| Legal | LOT 1A STEINER RANCH PHS 2 SEC 9 RPLT OF LOT 1 BLK A & LOT 1 BLK B |
| Neighborhood | 58NWE |
| Land | $1,322,482 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $1,322,482 |
| Improvement | $3,192,742 |
|---|---|
| Total Improvement | $3,192,742 |
| Market | $4,515,224 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $4,515,224 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $4,515,224 |
| Taxable Value | $4,515,224 |
|---|
Appreciation: Market value has risen +19.8% from $3,768,000 (2021) to $4,515,224 (2025), a CAGR of 4.6% over 4 years. This represents moderate, steady growth. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has lagged the broader commercial market over the same period.
Tax Burden: The combined rate across 7 taxing entities is 1.9702% in 2025 (+0.0356% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $88,957. Leander ISD is the largest single contributor, at 56.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 29% of market value ($1,322,482 land vs $3,192,742 improvements), about $12/SF of land. Most value sits in the improvements, so building condition, age (~9 yrs), and rent roll drive the underwriting.
Submarket Position: At $4,515,224, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +4.6% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $5,660,956 by 2030, with an estimated annual tax burden around $86,473. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
7 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 38,850 SF | ✗ |
| 1ST | 1st Floor | 5,422 SF | ✓ |
| 2ND | 2nd Floor | 4,494 SF | ✓ |
| 503 | CANOPY - BANK | 884 SF | ✗ |
| 501 | CANOPY | 594 SF | ✗ |
| 611 | TERRACE | 594 SF | ✗ |
| 482 | LIGHT POLES | 9 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILE Leander ISD | 1.3370% | 1.2746% | 1.1087% | 1.0869% | 1.0869% | +0.0000% | $49,075.97 | $49,075.97 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $16,970.24 | $16,970.24 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $5,329.00 | $5,329.00 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $4,668.74 | $4,668.74 | Paid |
| WSR WCID # 17 (Steiner Ranch) | 0.2565% | 0.1887% | 0.1781% | 0.1531% | 0.1396% | -0.0135% | $4,604.76 | $4,604.76 | Paid |
| E06 Travis County ESD # 06 | 0.1000% | 0.0867% | 0.0831% | 0.0876% | 0.0904% | +0.0028% | $4,081.72 | $4,081.72 | Paid |
| W17 WCID # 17 | 0.0568% | 0.0543% | 0.0533% | 0.0533% | 0.0560% | +0.0027% | $2,528.53 | $2,528.53 | Paid |
| Combined Rate | 2.3243% | 2.1199% | 1.9271% | 1.9346% | 1.9702% | +0.0356% | $87,258.96 | $87,258.96 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $4,515,224 | $4,515,224 | +0.0% |
| Assessed Value | $4,515,224 | $4,515,224 | +0.0% |
| Land Value | $1,322,482 | $1,322,482 | +0.0% |
| Improvement Value | $3,192,742 | $3,192,742 | +0.0% |
| Taxable Value | $4,515,224 | $4,515,224 | +0.0% |
| Total Tax 2026 = estimate |
~$88,957
Estimated
|
~$87,259
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $5,129,327 | $4,515,224 | -614,103 (-12.0%) |
| Taxable Value | $5,129,327 | $4,515,224 | -614,103 (-12.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $4,515,224 | $1,322,482 | $3,192,742 | — | $4,515,224 | $4,515,224 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $4,515,224 | $1,322,482 | $3,192,742 | — | $4,515,224 | $4,515,224 | ~$87,259 | Partial |
| 2024 | $4,063,059 | — | — | −$2,740,577 | $1,322,482 | $— | $85,489 | Verified |
| 2023 | $3,679,683 | — | — | −$2,357,201 | $1,322,482 | $— | $76,134 | Verified |
| 2022 | $3,754,779 | — | — | −$2,652,711 | $1,102,068 | $— | $76,093 | Verified |
| 2021 | $3,768,000 | — | — | −$2,665,932 | $1,102,068 | $— | $84,671 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | +13.6% | +13.6% | ~100% | Not available | Partial |
| 2025 | +0.0% | +0.0% | ~100% | Not available | Partial |
| 2024 | +11.1% | +11.1% | ~100% | 1.8900% | Verified |
| 2023 | +10.4% | +10.4% | ~100% | 1.8700% | Verified |
| 2022 | -2.0% | -2.0% | ~100% | 2.0700% | Verified |
| 2021 | base year | — | ~100% | 2.2500% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +20.3% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | +0.0% | +3.8% | +4.6% | +11.1% | 2025 | -2.0% | 2023 |
| Assessment Ratio | 100.0% | 54.5% | — | 100.0% | 2025 | 29.2% | 2021 |
| Effective Tax Rate (2025) | 1.9300% | 1.9300% | — | 1.9300% | 2025 | 1.9300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$87,259 | $81,929 | ~$87,916 | $87,259 | 2025 | $76,093 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$4,724,125 | ~$4,724,125 | ~1.8816% | ~$88,891 | +4.6% |
| 2027 | ~$4,942,691 | ~$4,942,691 | ~1.7931% | ~$88,628 | +9.5% |
| 2028 | ~$5,171,370 | ~$5,171,370 | ~1.7046% | ~$88,150 | +14.5% |
| 2029 | ~$5,410,628 | ~$5,410,628 | ~1.6161% | ~$87,439 | +19.8% |
| 2030 | ~$5,660,956 | ~$5,660,956 | ~1.5275% | ~$86,473 | +25.4% |
| 2026 | ~$4,633,821 | ~$4,633,821 | ~1.9702% | ~$91,294 | +2.6% |
| 2027 | ~$4,755,533 | ~$4,755,533 | ~1.9702% | ~$93,692 | +5.3% |
| 2028 | ~$4,880,441 | ~$4,880,441 | ~1.9702% | ~$96,153 | +8.1% |
| 2029 | ~$5,008,631 | ~$5,008,631 | ~1.9702% | ~$98,678 | +10.9% |
| 2030 | ~$5,140,187 | ~$5,140,187 | ~1.9702% | ~$101,270 | +13.8% |
| 2026 | ~$4,814,430 | ~$4,814,430 | ~1.8374% | ~$88,459 | +6.6% |
| 2027 | ~$5,133,463 | ~$5,133,463 | ~1.7046% | ~$87,504 | +13.7% |
| 2028 | ~$5,473,636 | ~$5,473,636 | ~1.5718% | ~$86,034 | +21.2% |
| 2029 | ~$5,836,352 | ~$5,836,352 | ~1.4390% | ~$83,985 | +29.3% |
| 2030 | ~$6,223,104 | ~$6,223,104 | ~1.3062% | ~$81,287 | +37.8% |
In 2025, this property's market value of $4,515,224 places it in the top 25% for Commercial properties in Travis County (13608 comparable) — 3× the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $4,515,224 | $649,268 | $1,417,484 | $3,347,260 | ↑ Top 25% | -0.8% |
| 2024 | $4,063,059 | $661,016 | $1,438,465 | $3,471,171 | ↑ Top 25% | +0.0% |
| 2023 | $3,679,683 | $667,828 | $1,414,358 | $3,374,900 | ↑ Top 25% | +9.7% |
| 2022 | $3,754,779 | $553,066 | $1,215,730 | $2,939,150 | ↑ Top 25% | +3.3% |
| 2021 | $3,768,000 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.