HIGHLAND LAKE DR TX 78645
| Owner | NI ZHI QIANG & XUELAI WU |
|---|---|
| Parcel ID | 0162880802 |
| Short ID | 424166 |
| Type | Real |
| Use Code | O Other / Unclassified |
| Valuation | Unknown |
| Improvement SF | — |
| Land SF | 131,595 SF |
| Acres | 3.021 |
| Year Built | — |
| Legal | ABS 90 SUR 600 BALDWIN K ACR 3.0200 |
| Neighborhood | S04WF |
| Land | $384,920 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $384,920 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $384,920 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $384,920 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $384,920 |
| Taxable Value | $384,920 |
|---|
Appreciation: Market value has risen +303.0% from $95,520 (2021) to $384,920 (2025), a CAGR of 41.7% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2021→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $8,202. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: O.
Value Composition: Land carries 100% of market value ($384,920 land vs $0 improvements), about $3/SF of land. With value concentrated in the land, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Forward Outlook: Holding the +41.7% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,197,686 by 2030, with an estimated annual tax burden around $37,282. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
Market value changed by 317% in 2022, flagged as unusually large. Verify against comparable sales before using this value in underwriting.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $3,914.25 | $3,914.25 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $1,616.66 | $1,616.66 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $1,446.70 | $1,446.70 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $454.29 | $454.29 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $384.92 | $384.92 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $384.79 | $384.79 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $8,201.61 | $8,201.61 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $192,460 | $384,920 | -50.0% |
| Assessed Value | $192,460 | $384,920 | -50.0% |
| Land Value | $192,460 | $384,920 | -50.0% |
| Improvement Value | — | — | — |
| Taxable Value | $192,460 | $384,920 | -50.0% |
| Total Tax 2026 = estimate |
~$4,101
Estimated
|
~$8,202
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $192,460 | $192,460 | +0 (+0.0%) |
| Taxable Value | $192,460 | $192,460 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $192,460 | $192,460 | — | — | $192,460 | $192,460 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $384,920 | $384,920 | — | — | $384,920 | $384,920 | ~$8,202 | Partial |
| 2024 | $— | — | — | — | $398,000 | $— | $8,292 | Verified |
| 2023 | $— | — | — | — | $398,000 | $— | $8,050 | Verified |
| 2022 | $— | — | — | — | $398,000 | $— | $8,789 | Verified |
| 2021 | $95,520 | — | — | — | $95,520 | $— | $2,367 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -50.0% | -50.0% | ~100% | Not available | Partial |
| 2025 | -3.3% | -3.3% | ~100% | Not available | Partial |
| 2024 | +0.0% | +0.0% | ~100% | 2.0800% | Verified |
| 2023 | +0.0% | +0.0% | ~100% | 2.0200% | Verified |
| 2022 | +316.7% ! | +316.7% | ~100% | 2.2100% | Verified |
| 2021 | base year | — | ~100% | 2.4800% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +303.0% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -50.0% | +126.5% | +70.0% | +303.0% | 2025 | -50.0% | 2026 |
| Assessment Ratio | 100.0% | 100.0% | — | 100.0% | 2021 | 100.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$8,202 | $5,284 | ~$22,337 | $8,202 | 2025 | $2,367 | 2021 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$545,368 | ~$545,368 | ~2.0439% | ~$11,147 | +41.7% |
| 2027 | ~$772,696 | ~$772,696 | ~1.9570% | ~$15,122 | +100.7% |
| 2028 | ~$1,094,782 | ~$1,094,782 | ~1.8702% | ~$20,474 | +184.4% |
| 2029 | ~$1,551,124 | ~$1,551,124 | ~1.7833% | ~$27,661 | +303.0% |
| 2030 | ~$2,197,686 | ~$2,197,686 | ~1.6964% | ~$37,282 | +470.9% |
| 2026 | ~$537,669 | ~$537,669 | ~2.1307% | ~$11,456 | +39.7% |
| 2027 | ~$751,035 | ~$751,035 | ~2.1307% | ~$16,003 | +95.1% |
| 2028 | ~$1,049,071 | ~$1,049,071 | ~2.1307% | ~$22,353 | +172.5% |
| 2029 | ~$1,465,379 | ~$1,465,379 | ~2.1307% | ~$31,223 | +280.7% |
| 2030 | ~$2,046,892 | ~$2,046,892 | ~2.1307% | ~$43,614 | +431.8% |
| 2026 | ~$553,066 | ~$553,066 | ~2.0004% | ~$11,064 | +43.7% |
| 2027 | ~$794,664 | ~$794,664 | ~1.8702% | ~$14,861 | +106.4% |
| 2028 | ~$1,141,801 | ~$1,141,801 | ~1.7399% | ~$19,866 | +196.6% |
| 2029 | ~$1,640,579 | ~$1,640,579 | ~1.6096% | ~$26,406 | +326.2% |
| 2030 | ~$2,357,240 | ~$2,357,240 | ~1.4793% | ~$34,870 | +512.4% |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.