7626 LOHMANS FORD RD TX 78645
| Owner | SECURITY STATE BANK & TRUST |
|---|---|
| Parcel ID | 0180760238 |
| Short ID | 858836 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 3,319 SF |
| Land SF | 106,992 SF |
| Acres | 2.456 |
| Year Built | 2003 |
| Legal | LOT 1981-F LAGO VISTA ESTATES SEC 6-A AMD PLAT LOTS 1981-C & 1981-D |
| Neighborhood | 53FNW |
| Land | $427,968 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $427,968 |
| Improvement | $995,189 |
|---|---|
| Total Improvement | $995,189 |
| Market | $1,423,157 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $1,423,157 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $1,423,157 |
| Taxable Value | $1,423,157 |
|---|
Appreciation: Market value has risen +74.9% from $813,810 (2021) to $1,423,157 (2025), a CAGR of 15.0% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2023→2024), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 6 taxing entities is 2.1307% in 2025 (+0.0473% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $30,324. Lago Vista ISD is the largest single contributor, at 47.7% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 30% of market value ($427,968 land vs $995,189 improvements), about $4/SF of land. Most value sits in the improvements, so building condition, age (~23 yrs), and rent roll drive the underwriting.
Submarket Position: At $1,423,157, this parcel sits in the upper-middle (50th–75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +15.0% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $2,861,970 by 2030, with an estimated annual tax burden around $38,882. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
6 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 26,500 SF | ✗ |
| 1ST | 1st Floor | 3,319 SF | ✓ |
| 503 | CANOPY - BANK | 1,392 SF | ✗ |
| 501 | CANOPY | 505 SF | ✗ |
| 327 | STORAGE COMM'L | 168 SF | ✓ |
| 482 | LIGHT POLES | 5 SF | ✓ |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| ILV Lago Vista ISD | 1.2020% | 1.1846% | 1.0192% | 1.0169% | 1.0169% | +0.0000% | $14,472.08 | $14,472.08 | Paid |
| CLV City of Lago Vista | 0.6070% | 0.4283% | 0.4139% | 0.4231% | 0.4200% | -0.0031% | $5,977.26 | $5,977.26 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $5,348.86 | $5,348.86 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $1,679.65 | $1,679.65 | Paid |
| E01 Travis County ESD # 01 | 0.1000% | 0.1000% | 0.1000% | 0.1000% | 0.1000% | +0.0000% | $1,423.16 | $1,423.16 | Paid |
| E07 Travis County ESD # 07 | 0.1000% | 0.0784% | 0.0842% | 0.0910% | 0.1000% | +0.0090% | $1,422.69 | $1,422.69 | Paid |
| Combined Rate | 2.4782% | 2.2082% | 2.0226% | 2.0834% | 2.1307% | +0.0473% | $30,323.70 | $30,323.70 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $1,174,948 | $1,423,157 | -17.4% |
| Assessed Value | $1,174,948 | $1,423,157 | -17.4% |
| Land Value | $427,968 | $427,968 | +0.0% |
| Improvement Value | $746,980 | $995,189 | -24.9% |
| Taxable Value | $1,174,948 | $1,423,157 | -17.4% |
| Total Tax 2026 = estimate |
~$25,035
Estimated
|
~$30,324
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $1,174,948 | $1,174,948 | +0 (+0.0%) |
| Taxable Value | $1,174,948 | $1,174,948 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $1,174,948 | $427,968 | $746,980 | — | $1,174,948 | $1,174,948 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $1,423,157 | $427,968 | $995,189 | — | $1,423,157 | $1,423,157 | ~$30,324 | Partial |
| 2024 | $1,180,124 | — | — | −$752,156 | $427,968 | $— | $27,640 | Verified |
| 2023 | $769,890 | — | — | −$341,922 | $427,968 | $— | $23,870 | Verified |
| 2022 | $777,110 | — | — | −$589,874 | $187,236 | $— | $17,001 | Verified |
| 2021 | $813,810 | — | — | −$626,574 | $187,236 | $— | $19,258 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -17.4% | -17.4% | ~100% | Not available | Partial |
| 2025 | +7.3% | +7.3% | ~100% | Not available | Partial |
| 2024 | +12.4% | +12.4% | ~100% | 2.0800% | Verified |
| 2023 | +53.3% | +53.3% | ~100% | 2.0200% | Verified |
| 2022 | -0.9% | -0.9% | ~100% | 2.2100% | Verified |
| 2021 | base year | — | ~100% | 2.3700% | Verified |
| Cumulative market value growth (earliest valid year → 2025): +83.1% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -17.4% | +10.2% | +19.9% | +53.3% | 2024 | -17.4% | 2026 |
| Assessment Ratio | 100.0% | 56.5% | — | 100.0% | 2025 | 23.0% | 2021 |
| Effective Tax Rate (2025) | 2.1300% | 2.1300% | — | 2.1300% | 2025 | 2.1300% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$30,324 | $23,619 | ~$35,432 | $30,324 | 2025 | $17,001 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$1,636,573 | ~$1,565,473 | ~2.0439% | ~$31,996 | +15.0% |
| 2027 | ~$1,881,992 | ~$1,722,020 | ~1.9570% | ~$33,700 | +32.2% |
| 2028 | ~$2,164,214 | ~$1,894,222 | ~1.8702% | ~$35,425 | +52.1% |
| 2029 | ~$2,488,758 | ~$2,083,644 | ~1.7833% | ~$37,157 | +74.9% |
| 2030 | ~$2,861,970 | ~$2,292,009 | ~1.6964% | ~$38,882 | +101.1% |
| 2026 | ~$1,608,109 | ~$1,565,473 | ~2.1307% | ~$33,356 | +13.0% |
| 2027 | ~$1,817,098 | ~$1,722,020 | ~2.1307% | ~$36,692 | +27.7% |
| 2028 | ~$2,053,247 | ~$1,894,222 | ~2.1307% | ~$40,361 | +44.3% |
| 2029 | ~$2,320,085 | ~$2,083,644 | ~2.1307% | ~$44,397 | +63.0% |
| 2030 | ~$2,621,602 | ~$2,292,009 | ~2.1307% | ~$48,837 | +84.2% |
| 2026 | ~$1,665,036 | ~$1,565,473 | ~2.0004% | ~$31,316 | +17.0% |
| 2027 | ~$1,948,024 | ~$1,722,020 | ~1.8702% | ~$32,204 | +36.9% |
| 2028 | ~$2,279,109 | ~$1,894,222 | ~1.7399% | ~$32,957 | +60.1% |
| 2029 | ~$2,666,464 | ~$2,083,644 | ~1.6096% | ~$33,538 | +87.4% |
| 2030 | ~$3,119,654 | ~$2,292,009 | ~1.4793% | ~$33,905 | +119.2% |
In 2025, this property's market value of $1,423,157 places it in the 50th–75th percentile for Commercial properties in Travis County (13608 comparable) — +0% above the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $1,423,157 | $649,268 | $1,417,484 | $3,347,260 | ↑ Above median | -0.8% |
| 2024 | $1,180,124 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $769,890 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $777,110 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $813,810 | $517,750 | $1,142,600 | $2,780,453 | ↓ Below median | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.