2125 E 7 ST TX 78702
| Owner | BANK ONE |
|---|---|
| Parcel ID | 0203090415 |
| Short ID | 771909 |
| Type | Real |
| Use Code | 58 Bank — Branch Office |
| Valuation | Income |
| Improvement SF | 3,428 SF |
| Land SF | 43,560 SF |
| Acres | 1.000 |
| Year Built | 1995 |
| Legal | IMPS ONLY ON LOT 2 BLK A 7TH & MARTINEZ SUBD |
| Neighborhood | 58EAS |
| Land | $5,227,200 |
|---|---|
| Special Use Land Market | Not Available |
| Total Land | $5,227,200 |
| Improvement | — |
|---|---|
| Total Improvement | — |
| Market | $6,297,200 |
|---|---|
| Special Use Exclusion (−) | Not Available |
| Appraised | $6,297,200 |
| Value Limitation Adjustment (−) | — |
| Net Appraised (assessed) | $6,297,200 |
| Taxable Value | $6,297,200 |
|---|
Appreciation: Market value has risen +73.4% from $3,631,840 (2021) to $6,297,200 (2025), a CAGR of 14.8% over 4 years. This is strong appreciation — well above typical inflation. Most of this growth came in a single year (2024→2025), not a steady climb — worth checking what drove that reappraisal rather than assuming a smooth trend. Over the same span, the median Commercial parcel countywide rose +24.1%, so this parcel has outpaced the broader commercial market over the same period.
Tax Burden: The combined rate across 5 taxing entities is 2.0465% in 2025 (+0.0647% vs 2024 — rates increased ). At the current taxable value, estimated annual taxes are $128,871. Austin ISD is the largest single contributor, at 45.2% of the total 2025 levy.
Asset Class: Commercial. No homestead exemptions apply — full market value is taxable. This is valued using the income approach, so changes in rent roll or occupancy move the appraisal more directly than they would for a cost-approach property.
Value Composition: Land carries 83% of market value ($5,227,200 land vs $0 improvements), about $120/SF of land. With value concentrated in the land under a ~31-year-old structure, this reads as a land-dominated asset — the classic higher-and-best-use / redevelopment signal. Underwrite the dirt, not the building.
Submarket Position: At $6,297,200, this parcel sits in the top quartile (≥75th percentile) of Commercial property in Travis County — county median $1,417,484 (P25 $649,268 / P75 $3,347,260, n=13,608). Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. See the Peer Set and the Where This Property Stands benchmark below, which narrows to this property's actual use code, for parcel-level comparables.
Forward Outlook: Holding the +14.8% Base-scenario CAGR (Based on 2021–2025 certified trend, projected forward from 2025), the model projects market value near $12,529,203 by 2030, with an estimated annual tax burden around $191,044. Estimated Forward figures are model projections, not certified — see the 6-Year Projection section for the low/base/high bands.
No delinquent taxes on record.
5 components · show ▾hide ▴
| Code | Description | SF | In Gross |
|---|---|---|---|
| 551 | PAVED AREA | 10,500 SF | ✗ |
| 1ST | 1st Floor | 3,428 SF | ✓ |
| 491 | SPRINKLER HEADS | 3,428 SF | ✗ |
| 503 | CANOPY - BANK | 756 SF | ✗ |
| 482 | LIGHT POLES | 4 SF | ✓ |
| Unit (prop_id) | Owner | Address | Market Value | Assessed Value | Taxable Value |
|---|---|---|---|---|---|
| 771909 | 2125 E 7TH LTD | 2125 7 ST 78702 | $5,227,200 | $5,227,200 | $5,227,200 |
| 771913 | BANK ONE | 2125 7 ST 78702 | $1,022,235 | $1,022,235 | $1,022,235 |
No large value jumps, delinquencies, or data anomalies found for this parcel.
| Entity | 2021 Rate | 2022 Rate | 2023 Rate | 2024 Rate | 2025 Rate | YoY (2024→25) | Amt Due | Amt Paid | Balance |
|---|---|---|---|---|---|---|---|---|---|
| IAU Austin ISD | 1.0617% | 0.9966% | 0.8595% | 0.9505% | 0.9252% | -0.0253% | $57,819.77 | $57,819.77 | Paid |
| CAT City of Austin | 0.5410% | 0.4627% | 0.4458% | 0.4776% | 0.5240% | +0.0464% | $32,748.11 | $32,748.11 | Paid |
| TCO Travis County | 0.3574% | 0.3182% | 0.3047% | 0.3444% | 0.3758% | +0.0314% | $23,488.19 | $23,488.19 | Paid |
| THD Travis Central Health | 0.1118% | 0.0987% | 0.1007% | 0.1080% | 0.1180% | +0.0101% | $7,375.77 | $7,375.77 | Paid |
| ACT Austin Community College | 0.1048% | 0.0987% | 0.0986% | 0.1013% | 0.1034% | +0.0021% | $6,461.91 | $6,461.91 | Paid |
| Combined Rate | 2.1767% | 1.9749% | 1.8092% | 1.9818% | 2.0465% | +0.0647% | $127,893.75 | $127,893.75 | Paid |
| 2026 Certified Certified | 2025 Certified Certified | Change 2025→2026 | |
|---|---|---|---|
| Market Value | $6,249,435 | $6,297,200 | -0.8% |
| Assessed Value | $6,249,435 | $6,297,200 | -0.8% |
| Land Value | $5,227,200 | $5,227,200 | +0.0% |
| Improvement Value | — | — | — |
| Taxable Value | $6,249,435 | $6,297,200 | -0.8% |
| Total Tax 2026 = estimate |
~$127,894
Estimated
|
~$127,894
Partial
|
ⓘ |
| 2026 Preliminary Preliminary | 2026 Certified Certified | Change | |
|---|---|---|---|
| Market Value | $6,249,435 | $6,249,435 | +0 (+0.0%) |
| Taxable Value | $6,249,435 | $6,249,435 | +0 (+0.0%) |
| Year | Market Value | Land Value | Imprv Value | Value Limitation Adj (−) | Net Appraised (Assessed) | Taxable Value | Total Tax | Source |
|---|---|---|---|---|---|---|---|---|
| 2026 | $6,249,435 | $5,227,200 | — | — | $6,249,435 | $6,249,435 | Not yet — post-cert | Certified — no billing yet |
| 2025 | $6,297,200 | $5,227,200 | — | — | $6,297,200 | $6,297,200 | ~$127,894 | Partial |
| 2024 | $845,743 | — | — | — | $5,227,200 ! | $— | $122,401 | Verified |
| 2023 | $876,072 | — | — | — | $5,227,200 ! | $— | $109,875 | Verified |
| 2022 | $876,072 | — | — | — | $2,787,840 ! | $— | $72,359 | Verified |
| 2021 | $3,631,840 | — | — | −$844,000 | $2,787,840 | $— | $79,752 | Verified |
| Year | MktVal YoY | Assessed YoY | Asmt Ratio | Eff. Tax Rate | Coverage |
|---|---|---|---|---|---|
| 2026 | -4.5% | -4.5% | ~100% | Not available | Partial |
| 2025 | -5.5% | +5.4% | ~100% | Not available | Partial |
| 2024 | +33.8% | +20.0% | 89.7% | 1.9200% | Verified |
| 2023 | -3.5% | -3.5% | ~100% | 1.8100% | Verified |
| 2022 | -68.6% | -68.6% | ~100% | 1.9700% | Verified |
| 2021 | base year | — | ~100% | 2.2000% | Verified |
| Cumulative market value growth (earliest valid year → 2025): -61.6% | |||||
| 12 Month | Hist. Avg | Forecast Avg | Peak | When | Trough | When | |
|---|---|---|---|---|---|---|---|
| Market Value Growth | -0.8% | +112.9% | +14.9% | +644.6% | 2025 | -75.9% | 2022 |
| Assessment Ratio | 100.0% | 301.6% | — | 618.1% | 2024 | 76.8% | 2021 |
| Effective Tax Rate (2025) | 1.9600% | 1.9600% | — | 1.9600% | 2025 | 1.9600% | 2025 |
|
Tax Amount
⚑ 2025 total is a derived or partial figure, not independently confirmed |
$127,894 | $102,456 | ~$164,308 | $127,894 | 2025 | $72,359 | 2022 |
| Year | ~Mkt Value | ~Assessed | ~Rate | ~Ann. Tax | Value Δ |
|---|---|---|---|---|---|
| 2026 | ~$7,226,079 | ~$6,926,920 | ~2.0139% | ~$139,504 | +14.8% |
| 2027 | ~$8,291,973 | ~$7,619,612 | ~1.9814% | ~$150,974 | +31.7% |
| 2028 | ~$9,515,094 | ~$8,381,573 | ~1.9488% | ~$163,343 | +51.1% |
| 2029 | ~$10,918,633 | ~$9,219,731 | ~1.9163% | ~$176,677 | +73.4% |
| 2030 | ~$12,529,203 | ~$10,141,704 | ~1.8837% | ~$191,044 | +99.0% |
| 2026 | ~$7,100,135 | ~$6,926,920 | ~2.0465% | ~$141,758 | +12.8% |
| 2027 | ~$8,005,449 | ~$7,619,612 | ~2.0465% | ~$155,934 | +27.1% |
| 2028 | ~$9,026,196 | ~$8,381,573 | ~2.0465% | ~$171,528 | +43.3% |
| 2029 | ~$10,177,096 | ~$9,219,731 | ~2.0465% | ~$188,680 | +61.6% |
| 2030 | ~$11,474,743 | ~$10,141,704 | ~2.0465% | ~$207,548 | +82.2% |
| 2026 | ~$7,352,023 | ~$6,926,920 | ~1.9977% | ~$138,376 | +16.8% |
| 2027 | ~$8,583,535 | ~$7,619,612 | ~1.9488% | ~$148,494 | +36.3% |
| 2028 | ~$10,021,334 | ~$8,381,573 | ~1.9000% | ~$159,251 | +59.1% |
| 2029 | ~$11,699,973 | ~$9,219,731 | ~1.8512% | ~$170,675 | +85.8% |
| 2030 | ~$13,659,796 | ~$10,141,704 | ~1.8024% | ~$182,791 | +116.9% |
In 2025, this property's market value of $6,297,200 places it in the top 25% for Commercial properties in Travis County (13608 comparable) — 4× the county median of $1,417,484. Commercial here is the broad TCAD category — every commercial property countywide, any size or use — not a use-code-specific peer group. Use the Use Code filter above to narrow to this property's actual type.
| Year | This Property | Bottom 25% | Median | Top 25% | Position | Group YoY |
|---|---|---|---|---|---|---|
| 2025 | $6,297,200 | $649,268 | $1,417,484 | $3,347,260 | ↑ Top 25% | -0.8% |
| 2024 | $845,743 | $661,016 | $1,438,465 | $3,471,171 | ↓ Below median | +0.0% |
| 2023 | $876,072 | $667,828 | $1,414,358 | $3,374,900 | ↓ Below median | +9.7% |
| 2022 | $876,072 | $553,066 | $1,215,730 | $2,939,150 | ↓ Below median | +3.3% |
| 2021 | $3,631,840 | $517,750 | $1,142,600 | $2,780,453 | ↑ Top 25% | base yr |
Estimate only. The appraisal district sets value as of Jan 1 (not at sale price). A sale is strong evidence of market value and is typically reflected in the next Jan 1 valuation. Taxing units set rates annually. Modeled from government data — not a legal or tax opinion.